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  1. Join Date
    Jun 2005
    Posts
    4,313
    #3901
    Quote Originally Posted by Innova_Boy View Post
    You mentioned your insurance co is Standard ba? Kasi mine is Prudential with 1% deductible so P10,000 as deductible, Pwede ba negotiate to lower deductibles? kung pwede I'm sure mas mataas premium mo...

    WBR,
    My deductible is 0.5% or P2,000 whichever is higher.

  2. Join Date
    Feb 2005
    Posts
    1,640
    #3902
    ANong insurance co yan?

    WBR,

  3. Join Date
    Jun 2005
    Posts
    4,313
    #3903
    Quote Originally Posted by Innova_Boy View Post
    ANong insurance co yan?

    WBR,
    Standard Insurance Co.

    0.5% is the tariff deductible for private car; while 1% for commercial vehicle.

  4. Join Date
    Dec 2005
    Posts
    36
    #3904
    Quote Originally Posted by j_avonni View Post
    Standard Insurance Co.

    0.5% is the tariff deductible for private car; while 1% for commercial vehicle.
    Just for info of everyone, there are insurance co. kasi na they'l lure you with sweet talks & everything to disguise their underwriters policy. Yung kay innova boy medyo mataas, unless there are other perils included (i.e damaged due to flood, lightning etc.) which are not part of the common insurance. Standard Insurance is quite straight forward they wont give you a 1% rate unless you declare your unit as commercial vehicle. a friendly advise, try to renegotiate your policy on your renewal & ask quotations from other insurer (at least three 3 quote) so you have strong bargaining power when you sit down with them. knowing one inside the insurance co. (those guys who sit in the table with the their feet leveled on the table top) is a different story, you can get as low as 4% deductible. cheers.

  5. Join Date
    Feb 2005
    Posts
    1,640
    #3905
    Quote Originally Posted by Benchride View Post
    Just for info of everyone, there are insurance co. kasi na they'l lure you with sweet talks & everything to disguise their underwriters policy. Yung kay innova boy medyo mataas, unless there are other perils included (i.e damaged due to flood, lightning etc.) which are not part of the common insurance. Standard Insurance is quite straight forward they wont give you a 1% rate unless you declare your unit as commercial vehicle. a friendly advise, try to renegotiate your policy on your renewal & ask quotations from other insurer (at least three 3 quote) so you have strong bargaining power when you sit down with them. knowing one inside the insurance co. (those guys who sit in the table with the their feet leveled on the table top) is a different story, you can get as low as 4% deductible. cheers.
    wala bang typo error sa post mo??? 4% deductible is quite very high...

    WBR,

  6. Join Date
    Jun 2005
    Posts
    4,313
    #3906
    Quote Originally Posted by Innova_Boy View Post
    wala bang typo error sa post mo??? 4% deductible is quite very high...

    WBR,
    Maybe, it's 0.4%. Would you believe you could still get the old deductibles of P500, P1,000, & P250 for PC, CV & MC, respectively. Believe it or not.

  7. Join Date
    Dec 2005
    Posts
    36
    #3907
    Quote Originally Posted by Innova_Boy View Post
    wala bang typo error sa post mo??? 4% deductible is quite very high...

    WBR,
    Thanks Innova boy for the correction, should be 0.4% deductible. im sure there r guys there working in insurance co. who really can help us to meet the average premium level, it doesnt follow kasi na while you're paying a high premium maganda rin after sales service nila. just a point in case, yung kay TVR, dapat napapalitan na nya sa kasa yung windshield but since mahal yung deductible it prevent him to claim for the damage & look for other vendors who can superficially remedy the scratch or glass abrassion. But if the insurer is really there to help and after the safety of their client, they would insist that it should be replaced once. for further road safety tips you may go to http://www.nhtsa.dot.gov/

  8. Join Date
    Sep 2006
    Posts
    21
    #3908
    Hi to all Innova users!Mine is innova G mt diesel and just got it last month.its my first time to own a diesel fed ride and so far okay naman perf.I got this as replacement for my 02 adventure supersport mt gas and I think I made the right decision on getting innova.The ride is so smooth vs adventure not to mention the big savings on fuel cost.

  9. Join Date
    Feb 2004
    Posts
    15
    #3909
    Any pictures and feedback on the Innova V?

  10. Join Date
    Oct 2005
    Posts
    123
    #3910
    Hi guys, pleawse advise me as one of the bolts dun sa rear left wheel ko eh natanggal nung hinihigpitan.

    Saan ako pwedeng magpagawa? sa casa pa rin ba? Magakano? ano papalitan nila? ung buong module ba?

    Please text me nman bukas para alam ko kung punta ako ng casa. 09205979667.

  11. Join Date
    Jun 2006
    Posts
    2,027
    #3911
    guys, how much ang resale value ng 1 year old 2.5d innova? di ko kasi naitanong kung g, e or j model. para lang may reference ako, may binebenta kasi sa akin.... TIA!

  12. Join Date
    Dec 2005
    Posts
    36
    #3912
    Quote Originally Posted by lord View Post
    Hi guys, pleawse advise me as one of the bolts dun sa rear left wheel ko eh natanggal nung hinihigpitan.

    Saan ako pwedeng magpagawa? sa casa pa rin ba? Magakano? ano papalitan nila? ung buong module ba?

    Please text me nman bukas para alam ko kung punta ako ng casa. 09205979667.
    its a stud bolt, so better get it at casa, if im not mistaken stud bolts cost around Ps.250 to Ps.450 a piece. please make sure that the correct torque or tightness is maintained you can ask Toyota the correct torque value. pag sobra higpit delikado rin. be safe

  13. Join Date
    Dec 2005
    Posts
    36
    #3913
    Quote Originally Posted by Laser_Ramon View Post
    guys, how much ang resale value ng 1 year old 2.5d innova? di ko kasi naitanong kung g, e or j model. para lang may reference ako, may binebenta kasi sa akin.... TIA!
    standard, depreciation for vehicle is 10% per annum, so if its one year old, computation as follows: unit Suggested retail price X 0.90%, so kung J model SRP is Ps. 763,000 X 0.9 = Ps.686,700 kung walang dinagdag na accessories. hope this helps

  14. Join Date
    Mar 2005
    Posts
    316
    #3914
    Quote Originally Posted by Benchride View Post
    standard, depreciation for vehicle is 10% per annum, so if its one year old, computation as follows: unit Suggested retail price X 0.90%, so kung J model SRP is Ps. 763,000 X 0.9 = Ps.686,700 kung walang dinagdag na accessories. hope this helps
    What is the resale value after 5 years?
    Solution 1:
    After 5 years = Retail Price X 5 years X 10%
    After 5 years = 763,000 X 5 X 0.1 = 381,500.00 PhP

    Solution 2:
    After 5 years = Retail Price X 90%^5 years
    After 5 years = 763,000 X 0.9^5 = 450,543.87 PhP

    Guys, can any one give the correct depreciation value?

  15. Join Date
    Jun 2005
    Posts
    4,313
    #3915
    Quote Originally Posted by busy road View Post
    What is the resale value after 5 years?
    Solution 1:
    After 5 years = Retail Price X 5 years X 10%
    After 5 years = 763,000 X 5 X 0.1 = 381,500.00 PhP

    Solution 2:
    After 5 years = Retail Price X 90%^5 years
    After 5 years = 763,000 X 0.9^5 = 450,543.87 PhP

    Guys, can any one give the correct depreciation value?
    Please check this sites:

    http://www.bankrate.com/brm/news/auto/20011226a.asp

    http://www.ncbuy.com/auto/calc.html?show=1007

  16. Join Date
    Oct 2006
    Posts
    63
    #3916
    Hi peeps I'ts my first time here to post but I've been monitoring this thread 'coz i'm planning to buy innova j variant diesel but bec. of the engine's bad reviews last year I'm not that 100% convinced yet to get one and I'm also considering another option, the 1.3 e vios. Fuel consumption is my top priority 'coz I'm getting the unit thru our company's car loan program and I can't afford to spend more on the fuel than to the monthly amortization I will get. I'm 6 feet tall, 200 lbs, and a large body frame that's why innova was my first choice but since I've read some negative comments about d4d engines last year which I didn't have read anything recently I'm now reconsidering again the Innova. I intend to use the car for my daily trip to work and home that is around 30 kms back and forth. I just got my wife as passenger and no kids yet newly married here but once in a while my parents and in-laws come to visit us. Please Can someone here give me advice 'coz I can't afford to gamble on my hard earned money. My budget is only 700t but I can stretch it for the innova j if its worhty. Thanks so much.

  17. Join Date
    Aug 2006
    Posts
    8
    #3917
    airbus 380,

    well the vios and the innova are two totally different cars.. you really cannot compare them.



    for fuel comsumption (assuming you dont want the d4d) vvti averages around 8-9 km /liter . Up to you to do the math against your budget from those fugures.

    Vios probably gets you around 13++KM/liter

    good luck.

  18. Join Date
    Jun 2005
    Posts
    4,313
    #3918
    Airbus380 - For a 6-footer maliit sa iyo ang VIOS. Nung wala pa ang Innova, I also considered VIOS. But because of my height (5' 11"), I considered other cars, Toyota Altis or Honda Civic, until Innova came out. Mine is Innova J Gas.

  19. Join Date
    Mar 2005
    Posts
    316
    #3919
    What happened to D-4D failure issue? Despite of the issue, most people aimed for diesel. If I were you, try to investigate more. Kung hindi ka makapaghintay, then go for VVTI.

  20. Join Date
    Oct 2006
    Posts
    63
    #3920
    I text the SA of toyota manila bay regarding last years d4d problem this afternoon he replied that it has been ironed out already by toyota and that problem was inherent only with the first few batches of d4d innovas last year How reliable is it guys? Innova boy any october updates?

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