lowest auto loan rate

**ZENMasterTYL** · June 20th, 2012 06:23 PM

got my loan (with OMA) in bpi * 14.58% in 36 months

**sagingsaba** · June 20th, 2012 07:35 PM

just visited metrobank which has an on going promo. 1st yr free insursnce, deferred 1st month payment two months after, free gas allowance. 4 yr 21%, 5 yr 28%

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**999** · June 23rd, 2012 02:22 PM

Originally Posted by stavros

Share ko lang ginawa ko technique ng last time nag auto loan ako. Nagapply ako sa bpi, psbank and metrobank. Psbank pinakamababa at 22.65% for 48 months. Ginawa ko tinawagan ko bpi sinabi ko yung psbank nag offer ng 20.65%, binawasan ko talaga ng 2% yung original offer. Tinapatan nila from original offer of 23.75%. Tinawagan ko naman metrobank and sinabi ko na bpi binigay 19.65%, binawasan ko ng 1% from original figure, tinapatan,ulit ulit lang ako pagtawag sa tatlo habang binabawasan ko mga offer nila, ayun nakuha ko psbank ng 15.24% in 48 months.that was june last year. Ganyan technique din ginawa ko sa casa naman, dalawang casa kunyari may freebies na ganito ganyan pero wala naman, every negotiate ko may nakukuha ko freebie na kunyari ibibigay kabilang casa. Sa dami ng mahal na freebies na nakuha ko at sa baba ng interest rate, sulit yung auto loan ko.

*stavros....oks lang yan bro...if you have alot of time ...going over banks...haggling over rates ...if you compute naman konti lang difference talaga....ang concern lang is the quality service of the account officer who will handle your account di ba? what if mura nga nakuha mo..but then ikaw lahat ang mag asikaso..then pagod ka din d b? kung konting bagay lang..then go for it...i assure you..it will be worth it ....

ako isang tawag ko lang sa acct officer ng psbank....inasikaso na nya lahat..actually 1 day lang ..umaga mga 9am, email ko lang ang application form..15mins approved na..submit tru email ang docs..meet up for the signing of docs, payment of total cash out..4pm release of unit...ganun kabilis....

**rico7** · July 2nd, 2012 11:44 AM

Good day wifi21 sang bank po kyo? where I can PM you. I tried to PM dito s tsikot mukang puno na message box hehehe. Thanks and God bless!

**niwde11** · July 2nd, 2012 12:49 PM

try nyo sa ucpb lately. medyo super baba ang rate. dont know lang kung para sa client lang nila but mababa pa ang rate nila kahit yung october promo dati ng metro. namilog nga mata nung other bank eh.

**Mac40** · July 2nd, 2012 02:00 PM

Got mine * 20.0% PS Bank 4 years period.

**jresperanza** · July 6th, 2012 03:56 PM

may effect ba sa interest rate ang pagbabayad ng mataas na downpayment

**snmsaw6** · July 9th, 2012 02:16 AM

Originally Posted by j_avonni

I took a carloan from BPI Family Saving last year. However, I'm now encountering a problem with them which I'm still resolving.

On my previous car, it was loaned from Metrobank. They had good service and always reminded me of my obligations.

i had mine with metrobank as well and i'm not having any problem at all. btw, they gave me 22% interest rate for 4 yrs.
hope this helps