lowest auto loan rate

[bhasty]

Try to get quotes from other banks such as metro, psb or boc. I believe they can offer below 26% interest rate for 5 years financing.

Sent from my GT-I9100 using Tapatalk 2

[ajkotse]

Hi Guys!

I'm planning to loan a car. 2nd hand worth 350k. magdown ako ng 150k, 200k loan-able.

based sa mga nakita kong rate pinakamura eh sa psbank 3yrs = 19.5% lang.
pero nakita ko may mga 16% lang dito sa thread. pwde nyo ba ishare sang bank or may kakilala dun para macontact ko?

thanks in advance!

[_Qwerty_]

iba yata rate nang car loan pag brand new vs 2nd hand car

Hi Guys!

I'm planning to loan a car. 2nd hand worth 350k. magdown ako ng 150k, 200k loan-able.

based sa mga nakita kong rate pinakamura eh sa psbank 3yrs = 19.5% lang.
pero nakita ko may mga 16% lang dito sa thread. pwde nyo ba ishare sang bank or may kakilala dun para macontact ko?

thanks in advance!

[obin]

appears to be 5 years. with 29.xx interest rate. yan yung standard
na rate from BPI for 5 years.

yes sir, 5 years to pay
standard rate, meaning po ba pwede ko pa i-haggle ang BPI?
salamat sir!

[ajkotse]

iba yata rate nang car loan pag brand new vs 2nd hand car

sabagay.. pero yun lang kasi ang rate na nakalagay sa site nila.. so I'm assuming na ganun din sa 2nd hand :/

May other suggestions ba kayo san pinakaOK magloan? Ang hirap magkamali, sayang ang pera haha!

[xwangbu]

yes sir, 5 years to pay
standard rate, meaning po ba pwede ko pa i-haggle ang BPI?
salamat sir!

pwede pa yan. try mo sir sa psbank - usually mas mura pa sila sa BPI.
look for junflo here in tsikot - matutulungan ka nya.

[bhasty]

sabagay.. pero yun lang kasi ang rate na nakalagay sa site nila.. so I'm assuming na ganun din sa 2nd hand :/

May other suggestions ba kayo san pinakaOK magloan? Ang hirap magkamali, sayang ang pera haha!

Imho. Parang di sulit i loan ang second hand car sa sobrang laki ng interest.

Sent from my GT-I9100 using Tapatalk 2

[bhasty]

http://www.bpiautoloans.com/calculator/second_hand

Yan yung link for 2nd hand car loan of bpi.

Sent from my GT-I9100 using Tapatalk 2

[lukscudkil]

newbie here....need your expert advice mga ser quote from BPI
Honda city 2012 1.5E A/T
SRP Php836,000
Php167,200 DP plus 20k++ for chattel and insurance so roughly Php200,000 total cash out
Php14,434/month
is this a good deal?
thanks mga ser!

sir, we can give as low as 14,200 per month for 60 mos plus 6k petron fuel card.

thanks

mark

09209131297

[lukscudkil]

Ano yung mga freebies?

Sent from my GT-I9300 using Tapatalk 2

sir how much is your dp n chattel?

thanks

[docjen]

Ano yung mga freebies?

Sent from my GT-I9300 using Tapatalk 2

tint, rust proofing plus standard freebies. thanks.

[docjen]

sir how much is your dp n chattel?

thanks

DP 50%, however quotation given by the online sales rep is about 20k lower than 50% of the SRP. chattel is free.
thanks.

[lukscudkil]

DP 50%, however quotation given by the online sales rep is about 20k lower than 50% of the SRP. chattel is free.
thanks.

Sir,

i can help you get a 60k discount, free lto, luggage tray, car cover, tint, matting, rustproofing, seatcover and P4,000 petron gas card.

unit price 785,000
discount (60,000)

down 362,500
amount finance 362,500
36mos 11,500

Thanks

Mark
09209131297

[docjen]

DP 50%, however quotation given by the online sales rep is about 20k lower than 50% of the SRP. chattel is free.
thanks.

1 year comprehensive insurance with AOG included as well.

thanks.

[lukscudkil]

sir,

Insurance and chattel is not free but base on the savings that you can get for 36month term

1,366/month x 36 = 49,176 + 4000(gas card) = 53,176.00

you can get a bigger savings with us since chattel n insurance will be cheaper than 53,176.00

HTH

Mark

[tikles]

Hi guys, i got the following quotation from an online sales agent:

Unit:Vios 1.5G MT
Price: 785,000
Initial cashout: 371,745
Monthly amortization 36 mos: 12,866

Inclusive of
3 years LTO registration
1 year comprehensive insurance with aog
chattel mortgage fee
plus other freebies

Is this a good deal?
Thanks!

Magkano po un dp?

[docjen]

Magkano po un dp?

50% Dp
thanks

[crzkent]

mga Sir advise naman kung Ok ung quote from bank.

Unit price 548K

20% DP
P14070 Chattel
insurance and LTO = to follow pa. iko-confirm pa.
P9126/month (5yrs)
29.13% Interest

thanks

[lukscudkil]

Sir, may cash discount po ba?
based on your info 60 mos should be 9,435
i can give you 28%plus 4k gas card

Thanks

[roelrpt]

sir BPI offers 15.57% for 3 years and 28.43% for 5 years. 40% downpayment for GLS CVT. Problem is di libre LTO, chattel, insurance.

What do you think sir? is it a good offer?

Sir, may cash discount po ba?
based on your info 60 mos should be 9,435
i can give you 28%plus 4k gas card

Thanks