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Tsikoteer
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- Jan 2010
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- 367
April 2nd, 2012 02:12 AM #131
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Tsikoteer
- Join Date
- Jan 2011
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- 445
April 2nd, 2012 04:35 AM #132Mababa talaga sir kaya sulit na din. I forgot to mentioned that 40% pala yung downpayment.
If i share yung contact info ng humawak ng loan ko sa PSBank, may malaking chance na malalaman nya ginawa ko and baka magkaroon pa ng issues next time na magloan ako. In a way kase, i just manipulated them to get a lower rate. anyways, i already shared naman yung exactly na ginawa ko, try mo din kung effective sayo.
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Tsikoteer
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- Jan 2010
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- 367
April 3rd, 2012 09:22 AM #133Ah ok sir, No problem will tell some of my buddies here about that. BTW, recently got approved with a car loan from a bank and already used it, I did the same what stavros did, haggling from the 3 banks, metro, Ps and BoC. the lowest that I've got is 25.72% from BoC, psBank is 26% while metro is 28%. I think napiga ko na ng husto ang metro and ps just because di naman ako nagmamadali for having our second car, beside ang tagal ko talaga hinintay ang unit from honda dealer. My dp is 35%....amortization for 5 years..
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Tsikoteer
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- Jan 2011
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- 445
April 3rd, 2012 11:30 PM #134Try mo din chinabank and bpi sir. More banks, more chances of winning este haggling pala. Hehe!
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Tsikot Member
- Join Date
- May 2012
- Posts
- 1
May 9th, 2012 03:30 PM #135I recommend PSBank Balintawak for bank auto loan. Sobrang bilis ng approval.. 3-DAY STEP:
1. MOnday afternoon, i called the branch manager Mr. Benamor Florencio to inquire, nagemail cya ng list of requirements at may finill-up-an lang ako na form through email din. Wala pa akong sinasubmit na requirements.
2. Tuesday morning (kinabukasan lang), approved na raw ang loan.
3. Wednesday morning i submitted all the requiremnts, down payment... And in the afternoon, release of the car na.
Sobrang bilis at mababa ang rate ng PSBank. You may contact Mr. Florencio for loan assistance :
09228407027
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Verified Tsikot Member
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- Jul 2008
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- 8
May 19th, 2012 05:06 AM #136*Globerc - ano yung deal na binigay sa iyo? interest rate at years to pay? thanks
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Tsikoteer
- Join Date
- Jan 2010
- Posts
- 367
May 19th, 2012 09:31 AM #137I have already talked to so many friends and bank managers that I know, the "15.24% rate in 48 months period" is still to good to be true right now for the banks to offer.... just maybe in the future...... JM2C.... maybe...
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May 19th, 2012 11:09 AM #138
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Tsikot Member
- Join Date
- Jun 2012
- Posts
- 1
June 12th, 2012 04:54 PM #139Bago lang po ako dito at nagbabalak din bumili ng kotse.
Ask ko lng po about car loan, dapat po ba may account ka sa bank n kukunan mo ng loan? Kc po BPI at BDO po ang banko ko pero parang gusto ko mag loan sa PSBank. Pwede po ba yun?
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June 14th, 2012 10:36 PM #140
we are giving free petron gas card and low interest rates even to non client. you can reach me thru mmherrera*bankcom.com.ph.
*free gas card is til June 30 only.
thanks
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