lowest auto loan rate

[walrus]

hi tsikoters,

question lang po, pwede po bang iapprove ng bangko ang autloan kahit kakaregular mo lang sa trabaho? My nabasa kc ako n requirement nila is atleast 2 years employed.

TIA

We're in the same boat bro. I just transferred to another company a couple of weeks ago and I intend to avail of a car loan. Wala kasing benefit na carplan ang nilipatan ko. Would anyone know of a bank which is willing to lend to someone new to a company? Thanks and I would appreciate your inputs peeps

[Retz]

mga sirs, nag inquire din po me sa BPI eto po ung rate nila
3yrs is 14.37% advance & 25.58% for 60mos. question is kaya ba free ung CMF? and other fees? like 3yrs LTO

Lumalabas around 4.8% per annum for 3 yrs 14.37% mababa na yan sir. Usually include na yan pag in house financing.


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[Louie_18]

To those planning in availing of Car Loan through banks, try inquiring sa Metrobank.
These are the rates I got so far...

3 yrs - 9.44%
4 yrs - 9.53%
5 yrs - 9.90%

Grabe, when I had my Car Loan last 2010 nasa 18% pa ang 4 yrs.

I'm not just sure kung ayan ang on-going rates or promo because 2nd car loan ko ito sa Metrobank.
Pero ang baba na grabe...

[valskie01]

To those planning in availing of Car Loan through banks, try inquiring sa Metrobank.
These are the rates I got so far...

3 yrs - 9.44%
4 yrs - 9.53%
5 yrs - 9.90%

Grabe, when I had my Car Loan last 2010 nasa 18% pa ang 4 yrs.

I'm not just sure kung ayan ang on-going rates or promo because 2nd car loan ko ito sa Metrobank.
Pero ang baba na grabe...

Totoo ba ito? Bigay sa akin ng psbank for 4 years OMA rate is 20% sa bdo 19.16%. Parang sobrang baba naman yata sa metrobank.

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[MonteroGLSV]

Lumalabas around 4.8% per annum for 3 yrs 14.37% mababa na yan sir. Usually include na yan pag in house financing.


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thanks sir.kaso pag inhouse nmn po masyado na mataas ang rate nila.


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[Retz]

^

ah oo sir cympre. kaya kuha ka na lang ng sarili mong bank financing if pwede.

[ano727]

To those planning in availing of Car Loan through banks, try inquiring sa Metrobank.
These are the rates I got so far...

3 yrs - 9.44%
4 yrs - 9.53%
5 yrs - 9.90%

Grabe, when I had my Car Loan last 2010 nasa 18% pa ang 4 yrs.

I'm not just sure kung ayan ang on-going rates or promo because 2nd car loan ko ito sa Metrobank.
Pero ang baba na grabe...

This looks like per annum rate, or merong special promo? Would be good to clarify from Metrobank. Kasi yung 5yrs-9.90% lumalabas na 1.98% per annum lang, grabeng baba. So either super great offer yung Metro AutoLoan o me mali sa quote.

Market rate right now is between 4-6% per annum, so tama yung quote given to *MonteroGLS and *valskie.
So 3yrs should be anywhere between 12%-18%
4yrs anywhere between 16%-24%
5yrs anywhere between 20%-30%

[Dark Lord]

effective interests rate po ito sir. annual interests rate. you will most likely land at 25% ADD-ON INTEREST RATE for the 60 months.

To those planning in availing of Car Loan through banks, try inquiring sa Metrobank.
These are the rates I got so far...

3 yrs - 9.44%
4 yrs - 9.53%
5 yrs - 9.90%

Grabe, when I had my Car Loan last 2010 nasa 18% pa ang 4 yrs.

I'm not just sure kung ayan ang on-going rates or promo because 2nd car loan ko ito sa Metrobank.
Pero ang baba na grabe...

[Retz]

Kaya advisable na per annum ung rate para makita niyo kung mababa ba o mataas offer sa inyo. Nakakalito kasi ung 3, 4 or 5yrs interest rate divide mo pa.


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[ocanursjr]

To those planning in availing of Car Loan through banks, try inquiring sa Metrobank.
These are the rates I got so far...

3 yrs - 9.44%
4 yrs - 9.53%
5 yrs - 9.90%

Grabe, when I had my Car Loan last 2010 nasa 18% pa ang 4 yrs.

I'm not just sure kung ayan ang on-going rates or promo because 2nd car loan ko ito sa Metrobank.
Pero ang baba na grabe...

Ang baba nyan at 3,4 and 5 yrs nakakalito because its almost the same rate..

[rhadski]

Hi mga sirs. im planning to buy my very first car. and iam in the process of auto loan from different banks. Actually dun ako sa dealer nagfill up ng form and sya yung nagsubmit sa mga banko, ang tanong ko. kapag naapprove ako ng bank and humingi ako ng quotation, considered ba sya as bank finance o inhouse kasi ung SA ung nagprocess ng auto loan form ko? Thanks!

[Louie_18]

Hi mga sirs. im planning to buy my very first car. and iam in the process of auto loan from different banks. Actually dun ako sa dealer nagfill up ng form and sya yung nagsubmit sa mga banko, ang tanong ko. kapag naapprove ako ng bank and humingi ako ng quotation, considered ba sya as bank finance o inhouse kasi ung SA ung nagprocess ng auto loan form ko? Thanks!

Most probably in-house financing kalalabasan nyan sir.
Mas advisable go directly sa banks at kayo magpaapprove.
Try nyo po sa Metrobank, BPI, BDO, Maybank...

[rhadski]

Nako ser. tama ka nga. in-house sya. pero pano po yan, approved na yung loan ko. tumawag ako sa bpi mismo and sabi e d ako pde mag apply ng bagong loan until d expired ung current. e 4 months pala validity nun. haay. 19% lang daw sana ung bank finance pag 4 years sa bpi. tas nung kinompute ko yung quote nung SA e umaabot ng 30%.

[MonteroGLSV]

pwede ka apply sa ibang bank sir.

[valskie01]

Pag dealer sales agent ang nagpa approve sa bank thats in-house financing pero sigurado higher intetest yan. Pwede ka parin mag apply directly sa same bank kahit approved ka na in-house financing.

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[rhadski]

Pag dealer sales agent ang nagpa approve sa bank thats in-house financing pero sigurado higher intetest yan. Pwede ka parin mag apply directly sa same bank kahit approved ka na in-house financing.

Pero nung tumawag po ako sa bpi. ang sabi nung call rep is it's either ihaggle ko daw yung dealer na sabihin mas gusto ko na mag bank finance or antayin ko daw mag expire yung approved loan ko.

[valskie01]

Pero nung tumawag po ako sa bpi. ang sabi nung call rep is it's either ihaggle ko daw yung dealer na sabihin mas gusto ko na mag bank finance or antayin ko daw mag expire yung approved loan ko.

Apply directly to your bank branch or account officer ng bpi branch.

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[rhadski]

hmmmm question lang mga ser. is there any discount promo ngayon ang toyota especially their altis and vios? Thanks

[lukscudkil]

Nako ser. tama ka nga. in-house sya. pero pano po yan, approved na yung loan ko. tumawag ako sa bpi mismo and sabi e d ako pde mag apply ng bagong loan until d expired ung current. e 4 months pala validity nun. haay. 19% lang daw sana ung bank finance pag 4 years sa bpi. tas nung kinompute ko yung quote nung SA e umaabot ng 30%.

sir i can give you 19% also. im from bank of commerce. give me a call 09209131297

thanks

[smallbig]

Mga papi tanong lang, approved nako sa bank at sabi ng SA pede ko na kunin ang car... pero ang problema, nabawasan ko na yung pang-dp. Ngayun hinihintay ko uli ang padala ni misis na dadating pa after 2 or 3 weeks.

Pede ba mag-antay muna ng mga 3 weeks yung bank?