lowest auto loan rate

[lukscudkil]

sir,

Insurance and chattel is not free but base on the savings that you can get for 36month term

1,366/month x 36 = 49,176 + 4000(gas card) = 53,176.00

you can get a bigger savings with us since chattel n insurance will be cheaper than 53,176.00

HTH

Mark

[docjen]

Ano yung mga freebies?

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tint, rust proofing plus standard freebies. thanks.

[stavros]

newbie here....need your expert advice mga ser quote from BPI
Honda city 2012 1.5E A/T
SRP Php836,000
Php167,200 DP plus 20k++ for chattel and insurance so roughly Php200,000 total cash out
Php14,434/month
is this a good deal?
thanks mga ser!

Years to pay?

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[xwangbu]

Years to pay?

appears to be 5 years. with 29.xx interest rate. yan yung standard
na rate from BPI for 5 years.

newbie here....need your expert advice mga ser quote from BPI
Honda city 2012 1.5E A/T
SRP Php836,000
Php167,200 DP plus 20k++ for chattel and insurance so roughly Php200,000 total cash out
Php14,434/month
is this a good deal?
thanks mga ser!

[obin]

appears to be 5 years. with 29.xx interest rate. yan yung standard
na rate from BPI for 5 years.

yes sir, 5 years to pay
standard rate, meaning po ba pwede ko pa i-haggle ang BPI?
salamat sir!

[xwangbu]

yes sir, 5 years to pay
standard rate, meaning po ba pwede ko pa i-haggle ang BPI?
salamat sir!

pwede pa yan. try mo sir sa psbank - usually mas mura pa sila sa BPI.
look for junflo here in tsikot - matutulungan ka nya.

[bhasty]

Diba free insurance is back for bpi car loan?

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[xwangbu]

Diba free insurance is back for bpi car loan?

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yes sir available pa until October.

BPI Family Auto Loan

me discrepancy yung promo nila nung may/june this year.
iba yung approved na insurance coverage ko compared
sa quotation ng BPI MS specifically
sa Bodily Injury and Property Damage.

pero ngayon naka-post na yung coverage for the promo. dati
kasi hindi.

[wongjm]

Sa mga expert tsikoteers natin dito, tanung ko lang po itong bagong rate ng MBTC sakin kung OK na?

18.9247% for 48 months. 20%DP nonOMA

Pa GO ko napo ba itong rate nato ? Salamat po sa mga reply nyo.

[Flip]

^ ilan rate nyan sir pag converted to EIR? nag shop din kasi ako between MBTC and BPI. BPI quoted me 10.xx % EIR while MBTC 8.xx % EIR.

[mouseketeer]

Hi. I know someone who is already 67 years old but has a stable monthly income of about 250k from apartment rentals, all of which are owned. He also had a record with psbank, finishing two cars (one is 5 years, the other 4 years) both are already fully paid, no delinquent payments.

Now he applied for a car loan amounting to 1.4M
20% down payment is around 280k
Total amount to be loaned: 1.1M

Question, the number one rule on the terms of auto loans is that the age requirement be 21 to 65. Is this really a strict requirement? Would he be also denied if he tried applying in other banks?

[kishAn]

Hi. I know someone who is already 67 years old but has a stable monthly income of about 250k from apartment rentals, all of which are owned. He also had a record with psbank, finishing two cars (one is 5 years, the other 4 years) both are already fully paid, no delinquent payments.

Now he applied for a car loan amounting to 1.4M
20% down payment is around 280k
Total amount to be loaned: 1.1M

Question, the number one rule on the terms of auto loans is that the age requirement be 21 to 65. Is this really a strict requirement? Would he be also denied if he tried applying in other banks?

as per experience. account will be outright rejected due to age limit but as an account officer we just have to request to the credit officer to look in to the client's profile. like what you said he has a good/clean record with PSBank - GRC or good repeat client.yy

[bhasty]

Try to get quotes from other banks such as metro, psb or boc. I believe they can offer below 26% interest rate for 5 years financing.

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[ajkotse]

Hi Guys!

I'm planning to loan a car. 2nd hand worth 350k. magdown ako ng 150k, 200k loan-able.

based sa mga nakita kong rate pinakamura eh sa psbank 3yrs = 19.5% lang.
pero nakita ko may mga 16% lang dito sa thread. pwde nyo ba ishare sang bank or may kakilala dun para macontact ko?

thanks in advance!

[_Qwerty_]

iba yata rate nang car loan pag brand new vs 2nd hand car

Hi Guys!

I'm planning to loan a car. 2nd hand worth 350k. magdown ako ng 150k, 200k loan-able.

based sa mga nakita kong rate pinakamura eh sa psbank 3yrs = 19.5% lang.
pero nakita ko may mga 16% lang dito sa thread. pwde nyo ba ishare sang bank or may kakilala dun para macontact ko?

thanks in advance!

[ajkotse]

iba yata rate nang car loan pag brand new vs 2nd hand car

sabagay.. pero yun lang kasi ang rate na nakalagay sa site nila.. so I'm assuming na ganun din sa 2nd hand :/

May other suggestions ba kayo san pinakaOK magloan? Ang hirap magkamali, sayang ang pera haha!

[bhasty]

sabagay.. pero yun lang kasi ang rate na nakalagay sa site nila.. so I'm assuming na ganun din sa 2nd hand :/

May other suggestions ba kayo san pinakaOK magloan? Ang hirap magkamali, sayang ang pera haha!

Imho. Parang di sulit i loan ang second hand car sa sobrang laki ng interest.

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[bhasty]

http://www.bpiautoloans.com/calculator/second_hand

Yan yung link for 2nd hand car loan of bpi.

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[Pipefish]

BPI's free insurance promo is ongoing, although you'll be tied with them while you're amortizing. Also the dealer normally shoulders LTO registration worth P10,000.

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[calix0305]

*lukscudkil:

you got PM regarding request for quote for mitsubishi mirage. Thanks