lowest auto loan rate

[Onyx2012]

Taas yan, sa chinabank 26% lang

Sir me mairerefer po ba kayo n bank rep sa chinabank? TIA

[rbducado]

Good day!

Pa-request naman po ng better qoutation. Parating na yung mirage na pina-reserve ko.
-GLS MT, SRP: P588K less P25K cash discount, 20% DP, 60 mos amortization
So far 26.49% pinakamababang offer nakuha ko from MBTC.

Pls email me at rbducado*yahoo.com.

Thanks! =)

[fourlegged]

Good Day! Ito yong quotation from BDO Cebu. Lemme know your opinion.

All-in financing (LTO, Chattel Mortgage, Insurance)
Unit Price: P1,119,000.00
20% DP: P 223,800.00
Loanable Amount: P895,200.00

3 years P32,122.76 29.18%
4 years P25,261.43 35.45%
5 years P21,332.62 42.98%

Regular Loan (Excluding: LTO, Chattel Mortgage, Insurance)
Unit Price: P1,119,000.00
20% DP: P 223,800.00
Loanable Amount: P895,200.00

3 years P29,936.98 20.39%
4 years P23,745.18 27.32%
5 years P20,155.42 35.09%

Yan ang 2 options ng BDO Cebu. So far, Im planning to avail the All-in Financing. What do you think of the rates given by BDO? Meron pa kayang mas lesser nito? Hope to hear updates from you Tsikoters. Or email me if anybody can give me lower rates pa Dconnects*yahoo.com - Thank You!

[Pipefish]

Too high. I got 21.4% from BPI last September, and that was before the central bank cut benchmark rates by another 25bps. That's with free insurance, although the participation is a bit high at ~P9,000.

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[fourlegged]

Too high. I got 21.4% from BPI last September, and that was before the central bank cut benchmark rates by another 25bps. That's with free insurance, although the participation is a bit high at ~P9,000.

Sent from my GT-N7000 using Tapatalk 2

Sir PF, All-in kinuha ninyo sa BPI? Ilang years to pay? Or yong regular loan kinuha nyo na you have to pay the LTO, Chattel etc? Wala pa kasi akong masyadong idea about this kasi first time ko pa nito... Kaya nalilito ako... Sa BDO ako nagpa compute kasi bank ko is BDO but was thinking na i-try ko to other banks para may comparison...

[Noel Salisipan]

Too high. I got 21.4% from BPI last September, and that was before the central bank cut benchmark rates by another 25bps. That's with free insurance, although the participation is a bit high at ~P9,000.

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21.4%, 3months?

Mahal nga yung participation, pero kung wala kang claim for a year e ok na rin saka lumipat.

Mine, 3k participation lang at wala naman akong naging problema sa claims ko later lang.

[puroiskii]

Good Day! Ito yong quotation from BDO Cebu. Lemme know your opinion.

All-in financing (LTO, Chattel Mortgage, Insurance)
Unit Price: P1,119,000.00
20% DP: P 223,800.00
Loanable Amount: P895,200.00

3 years P32,122.76 29.18%
4 years P25,261.43 35.45%
5 years P21,332.62 42.98%

Regular Loan (Excluding: LTO, Chattel Mortgage, Insurance)
Unit Price: P1,119,000.00
20% DP: P 223,800.00
Loanable Amount: P895,200.00

3 years P29,936.98 20.39%
4 years P23,745.18 27.32%
5 years P20,155.42 35.09%

Yan ang 2 options ng BDO Cebu. So far, Im planning to avail the All-in Financing. What do you think of the rates given by BDO? Meron pa kayang mas lesser nito? Hope to hear updates from you Tsikoters. Or email me if anybody can give me lower rates pa Dconnects*yahoo.com - Thank You!

taas ng rates sir, try mo magbackread, last month, i got 28% with free insurance for 5years sa metro, kaso promo lang un, makakuha ka ng mas mababa dyan

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[Pipefish]

Sir PF, All-in kinuha ninyo sa BPI? Ilang years to pay? Or yong regular loan kinuha nyo na you have to pay the LTO, Chattel etc? Wala pa kasi akong masyadong idea about this kasi first time ko pa nito... Kaya nalilito ako... Sa BDO ako nagpa compute kasi bank ko is BDO but was thinking na i-try ko to other banks para may comparison...

Four years (Noel, take note). I paid for chattel mortgage and TPL, tapos naka-advance 'yung first month. Pero 'yung next amortization 2 months after pa. Casa took care of LTO. Nag-inquire din ako sa BDO, EastWest, China Bank at PSBank. Pinaka-competitive sa BPI.

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[aps888]

Good Day,

pede po pasend ng quote for SRP of P928,000 30%DP for 3yrs and 5yrs.

heres my email: aps_888*yahoo.com

TAI

[Kiko888]

Pa-quote po

Mazda2 1.5 Sedan MT Php 762,000
Vios 1.5G MT Php 785,000
Vios 1.3G AT Php 743,000
Avanza 1.3E AT Php 743,000


Details
25% Downpayment
4years and 5 years to pay

Please include all freebies and indicate CM Amount, LTO, Insurance details also indicate if these 3 are free.

Thank you. PM are welcome.

PS: I know medyo madami yung model, still hesitant pa which of the four to get. Actually, if I could get better rate I still opt for crosswind XT model. So Ijust want to have an idea for the monthly. I want low MoA.

Thanks.

[leodawesome]

Just a dumb question though, sorry 1st time magfifinancing..kapag auto loan thru bank, sa bank ka magbabayad ng DP at insurance dba, hindi dun sa dealer/agent?..Im buying a 2nd hand car thru financing and may dealer kasi..kapag ganun ba sa bank ko iaaddress ung manager's check ko? Thanks in advance for your replies.. :D

[chiezee]

Good pm sir pa quote po ko. mag papa bank finance sana ko for a 410,000 2nd hand car , 30% downpayment and 3 yrs to pay. thanks in advance

[Jakespeed800]

Kindly pm me your rates for a 3 or 5 year car loan plan for a toyota vios j limited.thanks...

[DeathRow]

What are the going rates na?

1 year:
2 years:
3 years:
4 years:
5 years:

[gbbrad]

Mga sir, pasend nman quotation for mitsubishi mirage GLS CVT, 30% DP, 60 Months to pay. Kindly indicate CM Amount, LTO, Insurance details. g_atregenio*ymail.com thnx!

[fourlegged]

Morning Y'all! I would like to ask your opinion... My bank called me that approve na application ko for Auto Loan but hindi pa ako pumunta doon for any updates. Meron bang expiry after the time na approve yong auto loan ko though hindi pa ako mubalik sa bank ko? Na approve xa last December 7, 2012. I'm planning to go there by January 2013 pa considering na, Im planning to avail it early March 2013 pa. The bank already knows my plan. I'm actually waiting for the FORD RANGER 4x2 AT to normalize marami daw kasi nasa waiting list pa. Also, I still have to get the important papers from the bank and have to send it to my partner abroad as my co-maker. So I am not rushing. Ito yong quotation nila:

REGULAR LOAN - 36 months
SRP: 1,1159.000.00
DP 20%: 231,800.00
Monthly Amortization: 30,853.00 (19.79%)

ALL-IN FINANCING - 36 months
SRP: 1,1159.000.00
DP 20%: 231,800.00
Monthly Amortization: 33,521.00 (30.15%)


They will lower it pa daw if na finalize na yong decision ko. Right now, Im planning to avail the regular loan. Then pay the Chattel Mortgage & the Premuim Insurance. Do you have any idea or estimate how much is the Chattel Mortgage & the Premium Insurance on the bank? Or if ever, I will avail the All-in Financing, ok ba yong rate na binigay nila sa akin? Basta Im planning to haggle pa later if naka pag decide na ako what to choose... Please give me inputs... Hope to hear positive response from you. THANK YOU!

[atog]

mga sir ask ko sana..panu kunga may loan ako ng 1m for 4 year..then after a year nag ka pera ako..example 300k..panu un interest rate mababawasa po ba or same lang?thanks po..

[wongjm]

Mga sirs, nag inquire po ako sa MTBC about their car loan, eto palang po yung initial na binigay nila via phone call.

2012 Innova J gas = SRP:818,000
down to 758,000 (may discount ata na 60K), 60 months computed is 12,640.91/month, tapos may 13,542 mortgage(i'm not sure what it is). Di pa napagusapan about insurance.

OK napo ba ito? Parang nasa 25.04% yung total interest rate for 60 months

[lukscudkil]

mga sir ask ko sana..panu kunga may loan ako ng 1m for 4 year..then after a year nag ka pera ako..example 300k..panu un interest rate mababawasa po ba or same lang?thanks po..

most if not all banks does not allow partial payment but allows pretermination of loan or paying off the remaning balance of your loan(with rebate)

HTH

[lukscudkil]

Mga sirs, nag inquire po ako sa MTBC about their car loan, eto palang po yung initial na binigay nila via phone call.

2012 Innova J gas = SRP:818,000
down to 758,000 (may discount ata na 60K), 60 months computed is 12,640.91/month, tapos may 13,542 mortgage(i'm not sure what it is). Di pa napagusapan about insurance.

OK napo ba ito? Parang nasa 25.04% yung total interest rate for 60 months

25.04% rate for 5 years is a very low rate
13,542.00 chattel mortgage fee