Don't be fooled by BPI MS Insurance

**CLAVEL3699** · December 25th, 2013 12:51 PM

Originally Posted by vm_dmesa

good am mga boss, covered ba ng insurance kung ang nabangga ng sasakyan ay poste or wall sa parking area? pero wala namang third party na sasakyan involve - need pa ba dito ng police report? thank you

Oo affidavit ang kailan mo gawin then submit mo sa insurance mo

**vm_dmesa** · December 26th, 2013 02:28 PM

[QUOTE=CLAVEL3699;2285535]Oo affidavit ang kailan mo gawin then submit mo sa insurance mo[/QUOTE

how long pala ang tinatagal bago ma-isend yung insurance policy number from BPI/MS? would it cause delay for claiming insurance? aabutin kaya eto ng more than a month to repair the damage like scratches and dent on front bumper?
bago lang ang sasakyan almost 1month pa lang

..

**xwangbu** · January 14th, 2014 10:21 AM

eto experience ko sa BPI M/S:
- Dec 22 2013
nabangga oto ko ng motor
- Dec 23
AM - nakompleto ko yung papers (police report, OR/CR nung nakabanggang na motor,
estimate ng repair/part replacement from Toyota Plaridel)
PM - dinala ko yung oto sa BPI M/S Pampanga para dalhin papers. di sila satisfied sa
pictures na dala ko so kinunan ulit nila.
Dec 24-25 - no work sila
- Dec 26
followup sa LOA
- Dec 27
na-fax na nila LOA sa casa
- Jan 02
nag-fax casa ng advanced billing notice
kasi gusto ko pagpasok nung oto, available na cheque
saka yung panel replacement
saka gamit pa oto at naospital mother ko.
- Jan 06
available na daw yung part according to Tyt plaridel.
- Jan 14 2014
di daw makita ng BPI M/S yung nai-fax na advanced billing
from TYT Plaridel so pina-fax ko ulet dun sa SA.

hopefully mapirmahan yung cheque today para makuha din
namin oto within this week.

**xwangbu** · January 14th, 2014 10:24 AM

[quote=vm_dmesa;2286004]

Originally Posted by CLAVEL3699

Oo affidavit ang kailan mo gawin then submit mo sa insurance mo[/QUOTE

how long pala ang tinatagal bago ma-isend yung insurance policy number from BPI/MS? would it cause delay for claiming insurance? aabutin kaya eto ng more than a month to repair the damage like scratches and dent on front bumper?
bago lang ang sasakyan almost 1month pa lang

..

malalim ba yung dent? baka pag pinagawa mo outside casa
makatipid ka pa. pero kung malalim, wasakin mo na ng husto
front bumper mo kung gusto mo ng replacement.

**maki mi** · February 8th, 2014 07:28 PM

This is weird, you dont need to wait for the insurer to pay the casa, to get your car. Nag claim din ako last year, may LOA na issue, 100k ang repair cost, pagkatapos ng repair labas ang kotse, pirma ka lang quitclaim. Actually may hinabol pa ko na damage na di napansin, issue ulit LOA, repair si casa, 1 day, sign the quitclaim, uwi na ko. Casa and Insurer settles the bill on their own. You got the wrong insurance company if this is the case bro... baka may bad experience sa payment time si casa sa insurer kaya naka hold auto mo?

Originally Posted by xwangbu

eto experience ko sa BPI M/S:
- Dec 22 2013
nabangga oto ko ng motor
- Dec 23
AM - nakompleto ko yung papers (police report, OR/CR nung nakabanggang na motor,
estimate ng repair/part replacement from Toyota Plaridel)
PM - dinala ko yung oto sa BPI M/S Pampanga para dalhin papers. di sila satisfied sa
pictures na dala ko so kinunan ulit nila.
Dec 24-25 - no work sila
- Dec 26
followup sa LOA
- Dec 27
na-fax na nila LOA sa casa
- Jan 02
nag-fax casa ng advanced billing notice
kasi gusto ko pagpasok nung oto, available na cheque
saka yung panel replacement
saka gamit pa oto at naospital mother ko.
- Jan 06
available na daw yung part according to Tyt plaridel.
- Jan 14 2014
di daw makita ng BPI M/S yung nai-fax na advanced billing
from TYT Plaridel so pina-fax ko ulet dun sa SA.

hopefully mapirmahan yung cheque today para makuha din
namin oto within this week.

**H1Tman** · February 8th, 2014 08:46 PM

Yap, not James, dapat LOA lang okay na.

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**maki mi** · February 9th, 2014 12:25 PM

Medyo di ko agad na gets yung "not James" kaya naghanap pa ko sa taas ng poster named James hehe.. Meron din nga pala ako BPI MS dati, and Yap, not James also, LOA was sufficient. Swerte nga BPI sakin, for 10 years comprehensive, I only made 1 claim with them.

**xwangbu** · February 9th, 2014 09:20 PM

ganito kasi mga sir - pag natapos na yung repair sa TYT plaridel,
hihintayin pa yung confirmation na signed na tseke bago ma-i-release yung oto ko.
so to be sure na mailalabas agad, sinigurado ko na
pirmado na yung tseke.

they'll do the repair pag me LOA na. pero for releasing ng unit,
me policy yung ibang casa (like TYT plaridel) na approved
na yung payment or pirmado na yung tseke
bago i-release sa owner.

yan yung explanation ng BPI M/S pampanga. sa TYT marilao daw mairerelease yung unit kahit di pa signed yung cheque.
per malapit ako sa TYT Plaridel. sabi nila "cheque and release"
daw sa TYT Plaridel.