Don't be fooled by BPI MS Insurance

[Nils]

sir sa bpi ms insurance ba covered nang insurance ung power steering? mag 2yrs palang po ung suv trailblazer 2016

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[TheUninvited]

sir sa bpi ms insurance ba covered nang insurance ung power steering? mag 2yrs palang po ung suv trailblazer 2016

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LOL

[dr. d]

sir sa bpi ms insurance ba covered nang insurance ung power steering? mag 2yrs palang po ung suv trailblazer 2016

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i think it's considered wear and tear.
but if it can be argued as premature wear and tear, that should be in the realm of the three-year vehicle warranty... right?

[Rob@143]

After talking to our suking bpi family br manager, bpi ms insurance fastrack our claim. LOA was released before the deadline i set. Yes, our insurance is still with bpi ms

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[Archerfish]

After talking to our suking bpi family br manager, bpi ms insurance fastrack our claim. LOA was released before the deadline i set. Yes, our insurance is still with bpi ms

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This is good news to everyone, all you have to do is talk to the branch manager.

[chronicle]

Mukang ikaw ang nasulit ha.
Jk

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[misseksaherada]

Free 1yr insurance ko sa BPI-MS pero naka lock in ako for 3 years (2nd yr=₱22K, 3rd yr=₱20K premium ko).. Naka bangga ako ng plant box while trying to park.. Hindi ko agad nilakad requirements.. Pero nung nagpasa ako after 3 business days approve na at sila na ang nagpasa ng quote sa preferred casa ko.. Inabot almost ₱50K ang quote, participation fee ko ₱2K.
I feel lucky tuloy.. So far ok naman sila sakin..
Very smooth ang naging transaction ko.. Nag email lang with scanned requirements and photos. Tapos approve na with matching call pa to update me with status.

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[ray_noel]

Free 1yr insurance ko sa BPI-MS pero naka lock in ako for 3 years (2nd yr=₱22K, 3rd yr=₱20K premium ko).. Naka bangga ako ng plant box while trying to park.. Hindi ko agad nilakad requirements.. Pero nung nagpasa ako after 3 business days approve na at sila na ang nagpasa ng quote sa preferred casa ko.. Inabot almost ₱50K ang quote, participation fee ko ₱2K.
I feel lucky tuloy.. So far ok naman sila sakin..
Very smooth ang naging transaction ko.. Nag email lang with scanned requirements and photos. Tapos approve na with matching call pa to update me with status.

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Nice miss eks, ikaw yung naka sulit sa kanila... [emoji4]


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[misseksaherada]

Nice miss eks, ikaw yung naka sulit sa kanila... [emoji4]

Oo nga noh... Ngayon ko lang narealize bawi ko na pala yung ibabayad ko na premium sa unang claim ko palang.. Hehehehe [emoji16]

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[ray_noel]

Oo nga noh... Ngayon ko lang narealize bawi ko na pala yung ibabayad ko na premium sa unang claim ko palang.. Hehehehe [emoji16]

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Ginamitan mo ba ng charm at tentalizing eyes mo si BPI agent? Hehe. Para wala ng tanong2... or may kasama kang macho that time para mag claim? [emoji1787]

I don’t know if may implication yang pag claim like sa ibang bansa na pag may mga claims ka sa insurance, they will increase your premiums for renewal kasi nga you have history na aaksidente... pero wala naman yata ganyan sa pinas, basta ma hit ang qouta. hahaha...


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[misseksaherada]

Ginamitan mo ba ng charm at tentalizing eyes mo si BPI agent? Hehe. Para wala ng tanong2... or may kasama kang macho that time para mag claim? [emoji1787]

I don’t know if may implication yang pag claim like sa ibang bansa na pag may mga claims ka sa insurance, they will increase your premiums for renewal kasi nga you have history na aaksidente... pero wala naman yata ganyan sa pinas, basta ma hit ang qouta. hahaha...

Hahahahaha [emoji23]
Oooooooh pwede nga noh.. Possible yung scenario na yan.. Though nabasa ko naman yung initial docs ng policy wala naman nabanggit na may increase sa next premium kung may claim sa prior year.. Mukhang sa renewal nga after 3 years lock in.. kung interested pa din ako baka nga mag increase sila ng premium..


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[papi smith]

Grabe yan, porket naka Tali sa loan, sa FPG nag claim ako 100k, next year bumaba din naman Ang quote.

[Chomin]

I totalled my car pero di pa fully paid, bpi ms yung insurance ko, will they replace my car? Or only just give the actual fair market value to pay my installment fees??

[Brentt]

I totalled my car pero di pa fully paid, bpi ms yung insurance ko, will they replace my car? Or only just give the actual fair market value to pay my installment fees??

Check your insurance policy, I think you will only get the maximum amount indicated. And you need to settle the remaining balance on your loan. Better check with the bank.


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[_Qwerty_]

Insurance will pay the amount in your insurance less participation / depreciation directly to the bank which you have a loan... kung may sosobra then bibigay sayo.. kung kulang pa, you will have to pay the bank.

I totalled my car pero di pa fully paid, bpi ms yung insurance ko, will they replace my car? Or only just give the actual fair market value to pay my installment fees??

[yubby24]

Update:
I've finished the BPI evaluation and casa's estimate today. 40k total lahat ng estimate ng casa. 28k sa tail gate at 12k sa labor at materials.

Sent the requirements today. Hopefully mabilis maprocess.

[sirkosero]

Update:
I've finished the BPI evaluation and casa's estimate today. 40k total lahat ng estimate ng casa. 28k sa tail gate at 12k sa labor at materials.

Sent the requirements today. Hopefully mabilis maprocess.

Antay ka 1-2 weeks to approve...

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[Rob@143]

+1

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[papi smith]

1-2 weeks approval? 1-2 days lang sa iba ah

[dr. d]

1-2 weeks approval? 1-2 days lang sa iba ah

it would depend on how friendly they are to each other, including the shop that's gonna do the fixin' .