Don't be fooled by BPI MS Insurance

[ramiel17]

Sir, what happened sa total loss claim nyo? I'm currently in this situation, just got an email from insurance that it's better to declare as total loss. Car is 27 months old, the repair estimate is around 477K. Pero wala pa sila complete details, to follow daw once cleared na. Same po tayo BPIMS Insurance.

I've already got my claim. It's sort of a waiting game since they need to abide with their SOP's also their due process. Downside are getting updates from bpims u need to be persistent in calling them also get the email address of the csr that you are assigned too. Email & call them everyday, don't let them call you. Put pressure if needed but be patient and humble they might give you hard time though we're their clients but still you know naman sa Pinas.

Yes just declare it a total loss! Get your claim then buy a new car then move on. It's less hassle this way.

If you cannot call their hotline try this 8409914 i think its the security ofc no. but they will patch you thru.

[ohwtfitzsean]

I've already got my claim. It's sort of a waiting game since they need to abide with their SOP's also their due process. Downside are getting updates from bpims u need to be persistent in calling them also get the email address of the csr that you are assigned too. Email & call them everyday, don't let them call you. Put pressure if needed but be patient and humble they might give you hard time though we're their clients but still you know naman sa Pinas.

Yes just declare it a total loss! Get your claim then buy a new car then move on. It's less hassle this way.

If you cannot call their hotline try this 8409914 i think its the security ofc no. but they will patch you thru.

Thanks sir sa Hotline, I was able to speak to someone.

Waiting game nga sir, as of now waiting for clearance from 2 officers un claim ko since above 500k daw. Question sir, nung ng offer ba sila sainyo close dun sa insured amount and hindi na kayo ng contest? Also, after the offer, gano katagal po bago nabigay un cheque sainyo? TIA

[ramiel17]

Thanks sir sa Hotline, I was able to speak to someone.

Waiting game nga sir, as of now waiting for clearance from 2 officers un claim ko since above 500k daw. Question sir, nung ng offer ba sila sainyo close dun sa insured amount and hindi na kayo ng contest? Also, after the offer, gano katagal po bago nabigay un cheque sainyo? TIA

There's only a slight depreciation on the insured value, since it's only 3 mos. from its renewal date and didn't contest the offered amount.

Depends if your mortgagee bank is BPI then you'll get the check within 3 days.

[ohwtfitzsean]

There's only a slight depreciation on the insured value, since it's only 3 mos. from its renewal date and didn't contest the offered amount.

Depends if your mortgagee bank is BPI then you'll get the check within 3 days.

Good to know sir, almost same tayo, renewed insurance on January then accident on March.

Hopefully 3 days lang, BPI MS insurance and BPI bank din. Thanks a lot sir!

[hondabishi]

nyaiks medyo madami pala negative experience sa pag claim sa BPI MS.
No wonder inabot ng almost 2 weeks yung installment request ko sa BPI MS, at first sabi skn nung kausap ko 2-3 days lng daw approval sa installment request ko pero inabot din almost 2 weeks...and kung di ko pa tatawagan palagi tingin ko mas magging matagal pa. Ako na nga magbabayad, ako pa nangugulit sa kanila.

[ohwtfitzsean]

nyaiks medyo madami pala negative experience sa pag claim sa BPI MS.
No wonder inabot ng almost 2 weeks yung installment request ko sa BPI MS, at first sabi skn nung kausap ko 2-3 days lng daw approval sa installment request ko pero inabot din almost 2 weeks...and kung di ko pa tatawagan palagi tingin ko mas magging matagal pa. Ako na nga magbabayad, ako pa nangugulit sa kanila.

Yes sir, never na ako kukuha ng BPI MS Insurance. Bad experience talaga, kung hindi ka pa tatawag/email everyday baka umabot ng 1 year pg claim lol

[venel]

magkano po participation, nabangga ko po is fortuner 2014 at yupi po pintuan...

[dr. d]

magkano po participation, nabangga ko po is fortuner 2014 at yupi po pintuan...

naka-saad po sa insurance contract.
hindi po pareho lahat sila.
hanapin nyo po sa doklumento, nang masigurado.

[jaypster]

Mine is at 4k++ BPI MS din


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[YoungPadawan13]

I've already got my claim. It's sort of a waiting game since they need to abide with their SOP's also their due process. Downside are getting updates from bpims u need to be persistent in calling them also get the email address of the csr that you are assigned too. Email & call them everyday, don't let them call you. Put pressure if needed but be patient and humble they might give you hard time though we're their clients but still you know naman sa Pinas.

Yes just declare it a total loss! Get your claim then buy a new car then move on. It's less hassle this way.

If you cannot call their hotline try this 8409914 i think its the security ofc no. but they will patch you thru.

hi sir, I was in an accident last December, nag file na po ako ng claim sa BPI MS, just waiting for the approval. Ang sabi po sa akin last time is anticipated total loss na daw po ang car ko pero di lang makapagbigay ng confirmation sakin ang claims agent dahil syempre ayaw lang nila maging liable if ever mag iba pag dating sa approval. 3rd year palang po nun and lumalabas na lagpas 400k yung worth (based sa policy). Ngayon po sana, kukuha na ko ng sasakyan kasi medyo madugo po yung pamasahe ko papasok ng office. Okay lang naman po sakin mag labas ng money kaso gusto ko lang po sure na mababayaran ako ng BPI MS. Ito po mga questions ko:

1. Sure na po kaya yun na total loss if mga 300K ang estimated damage and ang policy ko for the 3rd year is worth 400K?
2. I understand po na may depreciation value pero yung 400K po kaya malalayo sa total na ibabayad sa akin?
3. Based po sa mga experience nyo, gaano po katagal bago nacomplete yung process?
4. Ano pong suggestion nyo? Okay lang po kaya na kumuha na ko ng pamalit nung sasakyan kahit wala pa po yung final approval?

Maraming salamat po in advance!