Don't be fooled by BPI MS Insurance

[Lucius]

Don't want to make a long rant but I would just like to share a few important tidbits on how stupid the people are in BPI MS.

What happened? My car hit a bus. Went to Tagaytay, hood flipped off to the windshield, wrecked both fenders, the driver-side door and slashed the left side mirror.

So about 2 months of bola-bola na, and this guy from BPI MS - Juancho Garcia has been fooling me since day 1. Pinapalabas na ang delay and problem are on Mazda Greenhills' part.

You might ask what's the problem, since normal sa insurance ang matagal na processing. Well, I followed the process. Been waiting for so long and only to find out that waiting for approval pa ang LOA for the replacement or repair of the left side mirror but the replacement of HOOD, FENDERS, repair of the ROOF and other expensive costs were approved. How stupid is that? They okay'd those but not the side mirror? Freakin stupid.

Better pa na nag-stick nalang ako sa UCPB. Kaso mom ko ang umaasikaso. Don't know how much is the diffrence between the two, but next time no more BPI. And to think that my mom is valued client of BPI.

I hope the authorities at BPI MS gets to read this and fire that stupid freakin Juancho Garcia who hasn't been taking both my calls and my mom's. Nobody is even picking up from their hotline.

[xander1925]

I'm with BPI MS for 4 years na and had 2 claims from them but never had a problem. Processing is 2 days and 3rd day lalabas na nila yung check for repair...

[water]

Dati nung naghahanap ako car insurance, walang sumasagot sa hotline ng BPI-MS.

Kaya sa malayan na lang ako. Mahal ng konti pero mabilis.

[CVT]

Two months? What is with the side mirror???

9505:spam:

[AnK]

anong kasalanan nun Juancho Garcia? if you want to blame anyone, then blame the signatories.

probably the side mirror can still be repaired.

kaya pala sabi mo sa other thread mo taong bahay ka at ikaw ang taga laba ng panty ng GF mo ngayon kasi wala ka kotse.

[Type 100]

Nope sorry never had a problem with BPI/MS either. If anything I was impressed by how quickly they processed my claim.

Needless to say my money goes to them for the fourth year running.

[jc.timajo]

Ung fort k binangga ng lasing n driver ng owner type jeep wala pang headlights. Soon as the police report came out went directly to BPI/MS s Gamboa, Makati and had the damage assessed. Palitan ung front bumper at 2 mags and tyres, repair ung gasgas s stepboard. The following day, BPI/MS called pede k n daw dalin s Toyota North Ave. Siguro they were quick ksi the our insurance were to expire Oct or ksi sister ng girlfriend k ung ngprocess ng loan. Either way, they were quick and had no problems wit my asking 4 replacements so no reason not to renew. Anywhoo, goodluck on the TS sana msolve n worries m. Hav a good one.

[H1Tman]

Yap, not James, dapat LOA lang okay na.


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[maki mi]

Medyo di ko agad na gets yung "not James" kaya naghanap pa ko sa taas ng poster named James hehe.. Meron din nga pala ako BPI MS dati, and Yap, not James also, LOA was sufficient. Swerte nga BPI sakin, for 10 years comprehensive, I only made 1 claim with them.

[xwangbu]

ganito kasi mga sir - pag natapos na yung repair sa TYT plaridel,
hihintayin pa yung confirmation na signed na tseke bago ma-i-release yung oto ko.
so to be sure na mailalabas agad, sinigurado ko na
pirmado na yung tseke.

they'll do the repair pag me LOA na. pero for releasing ng unit,
me policy yung ibang casa (like TYT plaridel) na approved
na yung payment or pirmado na yung tseke
bago i-release sa owner.

yan yung explanation ng BPI M/S pampanga. sa TYT marilao daw mairerelease yung unit kahit di pa signed yung cheque.
per malapit ako sa TYT Plaridel. sabi nila "cheque and release"
daw sa TYT Plaridel.

[jansky]

Mine is bpi -ms also, no problem at all... and pag sinabi na 3days ung loa lalabas na at itatawag sa akin


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[B0R1T]

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[lakarz16]

Question mga boss. I got hit by a mini dump truck. Nawalan siya ng brake. Sa police station aminado naman yung driver na nawalan ng brake at matagal na daw nila nirereklamo sa owner na ipaayos muna kaso matigas yung owner kaya nakaaksidente tuloy. Mahirap kausap yung owner ang sabi sakin insurance nalang daw ang mag usap. Hindi naman ako papayag na hindi sa casa dalhin yung car ko. Covered pa ng insurance car ko. Ano magandang gawin dito sa owner ng truck? Mayabang kausap.. Any suggestions mga sirs?

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[glenn_duke]

Question mga boss. I got hit by a mini dump truck. Nawalan siya ng brake. Sa police station aminado naman yung driver na nawalan ng brake at matagal na daw nila nirereklamo sa owner na ipaayos muna kaso matigas yung owner kaya nakaaksidente tuloy. Mahirap kausap yung owner ang sabi sakin insurance nalang daw ang mag usap. Hindi naman ako papayag na hindi sa casa dalhin yung car ko. Covered pa ng insurance car ko. Ano magandang gawin dito sa owner ng truck? Mayabang kausap.. Any suggestions mga sirs?

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Mag file ka ng claim sa insurance mo, dala ka ng police report. Yung insurance mo ang bahalang sumingil sa nakabangga sa iyo.

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Question mga boss. I got hit by a mini dump truck. Nawalan siya ng brake. Sa police station aminado naman yung driver na nawalan ng brake at matagal na daw nila nirereklamo sa owner na ipaayos muna kaso matigas yung owner kaya nakaaksidente tuloy. Mahirap kausap yung owner ang sabi sakin insurance nalang daw ang mag usap. Hindi naman ako papayag na hindi sa casa dalhin yung car ko. Covered pa ng insurance car ko. Ano magandang gawin dito sa owner ng truck? Mayabang kausap.. Any suggestions mga sirs?

Sent from my GT-I9300 using Tapatalk

Mag file ka ng claim sa insurance mo, dala ka ng police report. Yung insurance mo ang bahalang sumingil sa nakabangga sa iyo.

[SkyFlakes88]

Best is to go to your insurance co.and get the advice of their lawyer. Get the pros and cons of using your own insurance to fix your car before making a decision sir. Kung makulit kausap yun may ari gagamitin ko na lang yun insurance ko para sila na maghabol sa may ari nang truck. D bale nang gumastos nang konti wag lang magproblema. Also know what will be the status of the driver. Kawawa naman din kung sya yun maiipit. Timbangin nyo na lang sir after you talk to a lawyer.

[markcamplon]

Good morning mga sirs, may tanung lang ako . nabangga kasi ako ng Honda City, Nung Sep 29,2025. then amidanado naman yung driver na kasalanan nya which pa left turn ako naka signal lights na ako. then 80km yung takbo nya, tumama sa likod. which is basag yung tail light salikod sa right , tapos malaking gas gas sa right din. as in buong panel ng rights sa rear bumper. tapos kompleto naman ako may police report, meron yung license nung naka bangga sakin. tapos after a day mga 4days , nakipag settled naman yung tao sakin which is 30k yung binayad. ang gusto nya pa nga insurance kasu sabi ko abala dahil na cancel yung lakad namin nung nabangga ako. tapos ayun na claim ko naman yung 30k na binigay nya. pero ang ang balak ko sana is ipasok na sya sa insurance dahil mag bakasyon ako this coming dec. at maiiwan yung sasakyan. mahahabol ko pa ba yung insurance claim ko . pero bago naman sasakyan ko 3months palang. this Nov. any suggestion mga sirs?

[dr. d]

Good morning mga sirs, may tanung lang ako . nabangga kasi ako ng Honda City, Nung Sep 29,2025. then amidanado naman yung driver na kasalanan nya which pa left turn ako naka signal lights na ako. then 80km yung takbo nya, tumama sa likod. which is basag yung tail light salikod sa right , tapos malaking gas gas sa right din. as in buong panel ng rights sa rear bumper. tapos kompleto naman ako may police report, meron yung license nung naka bangga sakin. tapos after a day mga 4days , nakipag settled naman yung tao sakin which is 30k yung binayad. ang gusto nya pa nga insurance kasu sabi ko abala dahil na cancel yung lakad namin nung nabangga ako. tapos ayun na claim ko naman yung 30k na binigay nya. pero ang ang balak ko sana is ipasok na sya sa insurance dahil mag bakasyon ako this coming dec. at maiiwan yung sasakyan. mahahabol ko pa ba yung insurance claim ko . pero bago naman sasakyan ko 3months palang. this Nov. any suggestion mga sirs?

insurance claims do have a time limit. you can try and see what you can get away with.
but if your insurance finds out that you already perfected a deal with the other party... they can ... deny any claims from you.
good luck.

[markcamplon]

Pero, hindi ako yung humingi ng 30k, yung naka bangga. so it is possible to claim my insurance or sila mag pagawa. kahit naka pag settled na yung tao.
do you think they will know ?

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yung naka bangga yung nag bigay samin ng 30k. which is ok naman ako sa insurance claim kasu abala tlga. dhail every ko gamit ang sasakyan ko. which i have the reason.

[glenn_duke]

Pero, hindi ako yung humingi ng 30k, yung naka bangga. so it is possible to claim my insurance or sila mag pagawa. kahit naka pag settled na yung tao.
do you think they will know ?

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yung naka bangga yung nag bigay samin ng 30k. which is ok naman ako sa insurance claim kasu abala tlga. dhail every ko gamit ang sasakyan ko. which i have the reason.

Ibalik mo yung 30k tapos ipasok mo ng insurance, dahil 3 months palang unit mo sayang warranty pag pinagawa mo sa labas ng Honda(?).
Cons nga lang ikaw babayad sa participation fee mo dahil insurance to insurance nayan, and Im sure weeks to months ang abala nyan.

Or kunin mo 30k, ipagawa mo sa magaling na talyer sobra pa 30k mo, may 1.5k na per panel na pulido ang gawa.
Ang mahal lang dyan ay yung signal lights na nabasag kung original ipapalit mo.
At isa lang kausap mo , yung body repair shop.

[carxynogen]

Good morning mga sirs, may tanung lang ako . nabangga kasi ako ng Honda City, Nung Sep 29,2025. then amidanado naman yung driver na kasalanan nya which pa left turn ako naka signal lights na ako. then 80km yung takbo nya, tumama sa likod. which is basag yung tail light salikod sa right , tapos malaking gas gas sa right din. as in buong panel ng rights sa rear bumper. tapos kompleto naman ako may police report, meron yung license nung naka bangga sakin. tapos after a day mga 4days , nakipag settled naman yung tao sakin which is 30k yung binayad. ang gusto nya pa nga insurance kasu sabi ko abala dahil na cancel yung lakad namin nung nabangga ako. tapos ayun na claim ko naman yung 30k na binigay nya. pero ang ang balak ko sana is ipasok na sya sa insurance dahil mag bakasyon ako this coming dec. at maiiwan yung sasakyan. mahahabol ko pa ba yung insurance claim ko . pero bago naman sasakyan ko 3months palang. this Nov. any suggestion mga sirs?

Pwd to if you try to file.
May police report ka naman.
Let the insurance do their due deligence if may nangyaring settlement or wala, which is wala namang proof na nasettle na kayo.
At least may chance na papasok sa insurance, if hindi ma approve, wala naman siguro mawala sa yo.