Suzuki Vitara 2018

[tuazon7]

Ok naman, hindi ko pa lang masyadong ginagamit, wala pang or cr, about fuel consumption, drove from our place sta rosa laguna to sm southmall las pinas, 15.3 km/l nag register, malambot ang steering, electric na kasi, about panoramic sunroof, hindi naman mainit kahit manipis lang yung shade nya, malakas kasi aircon



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That’s pretty good FC considering you’re traffic-laden route

[plasmacutter]

Ok naman, hindi ko pa lang masyadong ginagamit, wala pang or cr, about fuel consumption, drove from our place sta rosa laguna to sm southmall las pinas, 15.3 km/l nag register, malambot ang steering, electric na kasi, about panoramic sunroof, hindi naman mainit kahit manipis lang yung shade nya, malakas kasi aircon



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Now I can't wait to get mine. SA was firm earlier that scheduled arrival of my unit is still within this week. 15.3 km/l ain't bad! Mukhang matutulog muna sa garahe yung current diesel SUV ko.

[kestrell]

Hi, I'm trying to decide which financing option should I choose for buying the Vitara GLX, tried to compare both oranges and here's the result

Suzuki Vitara GLX 1,048,000 SRP

BANK (BDO)
30% DP 314,400
Monthly Amortization 23,820
Total Loan Amount 733,600
Total Amortization Cost 857,520
Total Amount 1,171,920
ADD:
CM Fee 33,746
LTO Registration (3 yrs) 10,000
TPL 1,840
1 yr Comp Insurance 20,000
Total Amount Paid 1,237,506

DEALER
30% DP 314,400
Monthly Amortization 27,017
Total Loan Amount 733,600
Total Amortization Cost 972,612
Total Amount 1,287,012

LESS: ALL IN
CM Fee (33,746) FREE
LTO Registration (3 yrs) (10,000) FREE
TPL (1,840) FREE
1 yr Comp Insurance (20,000) FREE
Total Amount Paid 1,221,426


I was a bit surprised that if you take account all the "freebies" offered by the SA dealer, it ends up cheaper overall compare to the bank financing, atleast in my computation. Though some of the figures like Insurance and CM are just my estimates, I think my computation should be close. And if you take account that the dealers usually prioritize their inhouse client and the impending Excise tax which may force to gamble if you decide later, as well as the comfort of not doing the extra work (LTO registration, etc). Is it more logical to get the inhouse financing?

[bongbojador]

Now I can't wait to get mine. SA was firm earlier that scheduled arrival of my unit is still within this week. 15.3 km/l ain't bad! Mukhang matutulog muna sa garahe yung current diesel SUV ko.

That was sunday, thou ma traffic pa din sa las pinas, tumitipid sya pag nasa highway na talaga, I also tried to use cruise control running at 80 kph


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[edwin_ac]

That was sunday, thou ma traffic pa din sa las pinas, tumitipid sya pag nasa highway na talaga, I also tried to use cruise control running at 80 kph


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Sir bongbojador, how's the ride? May pagkatagtag ba? From this aritcle -

https://www.autoindustriya.com/featu...ki-vitara.html

it says -

"There is, however, a hint of firmness coming from the tires which made the ride a bit bumpy at times. We suspect that it's a result of either the lower profile 55-series tires or perhaps air pressure that's higher than recommended"

[bongbojador]

Sir bongbojador, how's the ride? May pagkatagtag ba? From this aritcle -

https://www.autoindustriya.com/featu...ki-vitara.html

it says -

"There is, however, a hint of firmness coming from the tires which made the ride a bit bumpy at times. We suspect that it's a result of either the lower profile 55-series tires or perhaps air pressure that's higher than recommended"

Hindi ko napapansin yung tagtag, mostly asphalt road naman kasi dinadaanan ko


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[kestrell]

Euro 2 engine lang ba ang new Vitara?

[baludoy]

Saw 1 yesterday in alabang. It's Definitely 1 of the more pogi ones in its class

when you look into the abyss, the abyss looks into you

[kestrell]

I was thinking on purchasing a 2018 vitara but can't decide which financing option should I take, from what I read it is better to go directly in the bank.
But when I tried to compare the bank and the in house offer, I was a bit surprised that the bank financing ended up just a little cheaper overall if you consider all the other expenses.

Suzuki Vitara GLX 1,048,000 SRP

BANK (BDO)
30% DP 314,400
Monthly Amortization 23,820
Total Loan Amount 733,600
Total Amortization Cost 857,520
Total Amount w/o Misc 1,171,920
ADD:
CM Fee 33,746
LTO Registration (3 yrs) 10,000
TPL 1,840
1 yr Comp Insurance 20,000
Total Amount Paid 1,237,506


IN HOUSE
30% DP 314,400
Monthly Amortization 27,017
Total Loan Amount 733,600
Total Amortization Cost 972,612
Total Amount Paid (ALL IN) 1,287,012

Inclusion
CM Fee (33,746) FREE
LTO Registration (3 yrs) (10,000) FREE
TPL (1,840) FREE
1 yr Comp Insurance (20,000) FREE


* some amount are just my estimate

And considering that dealer usually prioritize their inhouse clients, the hussle of doing the LTO stuff by yourself, those little dealer freebies, and the gamble if you wait as the impending excise tax is just in the horizon. Is it more logical to get the in house option?

[aargh]

Antaas ata ng rate na nakuha mo sa bank. Pwede mo pa mapababa yan. LTO registration is done by the dealer whether you go in-house or bank.

[aargh]

Euro 2 engine lang ba ang new Vitara?

All new vehicles for sale in 2018 must be at least Euro 4. Its by law. This is why phase out na Crosswind and Adventure. And nag upgrade ng engine MUX

[nasa.jpl]

My GL+ Vitara was released last night. Sharing some initial thoughts that I think might be helpful to everyone considering the new Vitara. Sorry in advance for the long post.

The current prices are introductory prices. The new Vitara will be more expensive next year; I was told that the expectation is that the GL+ variant's price will move up to around the current GLX pricing (nothing final about that, of course, but there will be a bump up in unit price and then there's the additional excise tax). That probably is a factor as to why it hasn't been easy to get a hold of a unit; there's a bit of a wait list already at where I got mine. I went with bank financing and it appears the dealers prefer that right now over cash buyers. A base GL model is coming, and I think that will get priced somewhere around where the GL+ is currently selling.

I didn't want a sunroof, so my sights were really set on the GL+. The only GLX feature I wish for are the extra airbags.

There's no backing camera on the GL+ (brochure wasn't clear on this one; other GLX-only features were clearly marked on the brochure), although I believe you can still hook one up to the current setup (see next paragraph).

The GL+ head/radio unit is the WinCE-based one. I've driven a 1.2 Swift and it's the same unit. It comes with RCA input, so I guess that's where you hook up a backing camera.

Now for the drive. I only got to drive it for roughly five or six kilometers (filled gas to full, went around to get settled, stopped for dinner, and then proceeded home) so I can only give some initial impressions. Fuel economy when I started was at 10.5km/L; unit had 38km on it after having been driven from the plant to the dealer. My short drive lowered that figure a little, but the proper figures will only come after breaking the car in and driving it for a few thousand kilometers. Breaking in will have to wait until around Christmas/New Year as I wait for the OR/CR.

The engine response feels like a better version of the Swift I've previously driven (I feel that the 1.2 Swift struggles a little at acceleration). If I recall right, previous Swift models had a 1.6 engine and it's likely the same engine fitted into this Vitara. I previously drove a Ford Fiesta and miss how well it drives, but the Vitara is right up there. If you've driven a Swift before, you'll feel familiar with how the Vitara behaves and how well it drives. The Vitara feels like a proper crossover version of the Swift. (Of course, I love that the Vitara has higher ground clearance. I don't have to be afraid of scraping the bottom of the car like I was with the Fiesta.)

More to come when I get to spend more time with my new car

[dos2]

I was thinking on purchasing a 2018 vitara but can't decide which financing option should I take, from what I read it is better to go directly in the bank.
But when I tried to compare the bank and the in house offer, I was a bit surprised that the bank financing ended up just a little cheaper overall if you consider all the other expenses.

Suzuki Vitara GLX 1,048,000 SRP

BANK (BDO)
30% DP 314,400
Monthly Amortization 23,820
Total Loan Amount 733,600
Total Amortization Cost 857,520
Total Amount w/o Misc 1,171,920
ADD:
CM Fee 33,746
LTO Registration (3 yrs) 10,000
TPL 1,840
1 yr Comp Insurance 20,000
Total Amount Paid 1,237,506


IN HOUSE
30% DP 314,400
Monthly Amortization 27,017
Total Loan Amount 733,600
Total Amortization Cost 972,612
Total Amount Paid (ALL IN) 1,287,012

Inclusion
CM Fee (33,746) FREE
LTO Registration (3 yrs) (10,000) FREE
TPL (1,840) FREE
1 yr Comp Insurance (20,000) FREE


* some amount are just my estimate

And considering that dealer usually prioritize their inhouse clients, the hussle of doing the LTO stuff by yourself, those little dealer freebies, and the gamble if you wait as the impending excise tax is just in the horizon. Is it more logical to get the in house option?

You never mentioned the loan term. I am assuming BDO is 3 years, is the in-house also 3 years?
Chattel Mortgate of 33K seems to be too huge. Also, na-waive din namin yan sa bank.
Comprehensive Insurance - dependes sa promo ni bank, minsan kasama na sya sa 1st year. Optional naman since naka-tie-up ka sa kanila for the duration of the loan pag inavail mo (which we did kasi sa compute namin, mura pa rin).
I wouldn't be surprised if LTO and TPL is not free sa bank loan since mukhang malakas ang demand sa Vitara... gatasan time na naman si CASA.

[kestrell]

You never mentioned the loan term. I am assuming BDO is 3 years, is the in-house also 3 years?
Chattel Mortgate of 33K seems to be too huge. Also, na-waive din namin yan sa bank.
Comprehensive Insurance - dependes sa promo ni bank, minsan kasama na sya sa 1st year. Optional naman since naka-tie-up ka sa kanila for the duration of the loan pag inavail mo (which we did kasi sa compute namin, mura pa rin).
I wouldn't be surprised if LTO and TPL is not free sa bank loan since mukhang malakas ang demand sa Vitara... gatasan time na naman si CASA.

Yes 3 years both inhouse and bank. CM Fee is 0.036% of Loanable amount in my computation. Sa BPI lang yung nakita ko na free yung 1 yr insurance.

[dos2]

Yes 3 years both inhouse and bank. CM Fee is 0.036% of Loanable amount in my computation. Sa BPI lang yung nakita ko na free yung 1 yr insurance.

Pretty hard call. Really depends on ones priorities and depth of pocket.

Going BANK LOAN :
PRO - I might haggle LTO or TPL as free from casa (12K savings), Chattel from bank (even partial), and get the free insurance from BPI. With these things, the difference could further increase.
CON - bank loan : On the other hand, another factor to consider is the pending excise tax, which could potentially increase the price of Vitara GLX from 30-40K, thus wiping most of your savings if your loan will be booked in 2018.

My personal opinion based on your computation, 49K is big enough of a difference for me to not go in-house. Even if in-house is only slightly more expensive than a bank loan I would still prefer a bank loan because of long term relationship I could build with the bank which hopefully I could use to my advantage in the future like preferred rates or more lenient requirements.

[Leachim1]

I have opted for in-house since my agent gave lots of freebies not to mention the priority they give for in-house clients. As per my computation, the difference would only amount to 10k which I think is okay lang given na less hassle na yun and uunahin ka nila definitely pag dumating na yung color of your choice. As per my SA, mine would be released by next week if not this Friday.

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[tuazon7]

Pretty hard call. Really depends on ones priorities and depth of pocket.

Going BANK LOAN :
PRO - I might haggle LTO or TPL as free from casa (12K savings), Chattel from bank (even partial), and get the free insurance from BPI. With these things, the difference could further increase.
CON - bank loan : On the other hand, another factor to consider is the pending excise tax, which could potentially increase the price of Vitara GLX from 30-40K, thus wiping most of your savings if your loan will be booked in 2018.

My personal opinion based on your computation, 49K is big enough of a difference for me to not go in-house. Even if in-house is only slightly more expensive than a bank loan I would still prefer a bank loan because of long term relationship I could build with the bank which hopefully I could use to my advantage in the future like preferred rates or more lenient requirements.

Guess excise tax will not be a big factor now for 1M - 4M units, given the soon to be sign TRAIN bill...


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[edwin_ac]

Guess excise tax will not be a big factor now for 1M - 4M units, given the soon to be sign TRAIN bill...


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Sir why is excise tax not a big factor? As per this article -

https://www.autoindustriya.com/auto-...tric-cars.html

The excise tax for 1M to 4M will be 20%.

[tuazon7]

Sir why is excise tax not a big factor? As per this article -

https://www.autoindustriya.com/auto-...tric-cars.html

The excise tax for 1M to 4M will be 20%.

not really privy on the landing cost which could be the baseline but the current tax for 1.1M to 2.1M is 112,000 + 40% in excess of the 1.1M...


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[Maybulong]

Made my reservation payment of 5k for Vitara GLX color red.
Hope to drivet it on or before Dec 28 2017 as per my SA.