lowest auto loan rate

[jedidy]

http://www.metrobank.com.ph/ViewImage.asp?id=2364



share ko lang ang interest rate ng metrobank mga sir...

[takasu_ryuji2]

hi mga sir
plan ko po kasi bumili ng car next year then start aku mag read sa tsikot.com for suggestions for the best bank for auto loan

first time ko po kasi bibili

ask ku lang po kung tama eto
PLEASE reply po kung mali ang intindi ko

metrobank offers 26.28% or 27.28% rate for 60 months according sa link ni sir jedidy

hyundai accent 588,000 mt 1.4

then 20% down

117,600php

amount to be finance

470,400php

then ung sabing 27.28% for 60months

128,325php

so

470,400 + 128,325 = 598,725 php

so ang magiging monthly ko po ay 598,725/60 = 9979 monthly ko?? tama
po b intindi ko?

ask ko din po., ano p po ba normally ung ibang fees na babayadan ko bukod sa 20% downpaymnet
nagiipon p po kasi aku., para di na din aku magulat.,

salamat po., ng madami sa mag rereply
sana makuha ko ung car Godwilling

thank you

[Jan02Jan]

hi mga sir
plan ko po kasi bumili ng car next year then start aku mag read sa tsikot.com for suggestions for the best bank for auto loan

first time ko po kasi bibili

ask ku lang po kung tama eto
PLEASE reply po kung mali ang intindi ko

metrobank offers 26.28% or 27.28% rate for 60 months according sa link ni sir jedidy

hyundai accent 588,000 mt 1.4

then 20% down

117,600php

amount to be finance

470,400php

then ung sabing 27.28% for 60months

128,325php

so

470,400 + 128,325 = 598,725 php

so ang magiging monthly ko po ay 598,725/60 = 9979 monthly ko?? tama
po b intindi ko?

ask ko din po., ano p po ba normally ung ibang fees na babayadan ko bukod sa 20% downpaymnet
nagiipon p po kasi aku., para di na din aku magulat.,

salamat po., ng madami sa mag rereply
sana makuha ko ung car Godwilling

thank you

Tama naman computation mo ng monthly, updated ba yang interest rate na yan paps? Ganyang-ganyan din kasi ang balak kong gawin at bilhin e. Baka mag Metrobank na lang din ako kung sure ng ganyan ang monthly rate nila.

[rmsoriano]

http://www.metrobank.com.ph/ViewImage.asp?id=2364



share ko lang ang interest rate ng metrobank mga sir...

I think, this is the best car loan deal that I've got from Metrobank last november 2011:
Brand New Honda City 1.3S A/T---------Unit cost is P771,000.00

35% Downpayment-----------------------P269,850.00
65%, amount for Bank financing-----------P501,150.00
Bank Rate * 25.65% for 60 months, lowest so far in interest rate for 5 years.
Monthly amortization for 60 months--------P10,495.00
Chattel Mortgage fee is P13,789.00
You have the freedom to choose kung saang insurance company mo ipapasok ang car.
Mayroon pang 5,000 pesos free gift certificate from the bank.
The problem right now is Honda City is out of stock from the Dealers due to the effect of Thailand floodings and seems that they will release their cars in the first quarter of 2012. By that time my bank loan approval is already expire. Just hoping to get the same deal from that bank or any other banks that can match that offer.

[Joe_Satch]

hi mga sir
plan ko po kasi bumili ng car next year then start aku mag read sa tsikot.com for suggestions for the best bank for auto loan

first time ko po kasi bibili

ask ku lang po kung tama eto
PLEASE reply po kung mali ang intindi ko

metrobank offers 26.28% or 27.28% rate for 60 months according sa link ni sir jedidy

hyundai accent 588,000 mt 1.4

then 20% down

117,600php

amount to be finance

470,400php

then ung sabing 27.28% for 60months

128,325php

so

470,400 + 128,325 = 598,725 php

so ang magiging monthly ko po ay 598,725/60 = 9979 monthly ko?? tama
po b intindi ko?

ask ko din po., ano p po ba normally ung ibang fees na babayadan ko bukod sa 20% downpaymnet
nagiipon p po kasi aku., para di na din aku magulat.,

salamat po., ng madami sa mag rereply
sana makuha ko ung car Godwilling

thank you

3 years LTO registration - 9,700 yung quote sa amin pero kadalasan sagot na ng dealer ito
Insurance - estimate mo mga 3% ng MSRP pero mas pwedeng mas mababa depende kung saan ka kukuha
Chattel fee - estimate din mga 2% ng MSRP at depende ulit kung sa bank or sa dealer ka magbabayad

yung lahat ng fees na yan, pwede ma-waive ng dealer dun sa mga all-in deals nila. pag derecho sa bank ka nag-loan, negotiate ka sa ahente mo na makakuha ka ng discounts. average na makukuha mo na discount is around 5%+ ng MSRP, tanong ka sa maraming ahente tapos pag-labanin mo para makakuha ka malaking discount at madaming freebies.

[takasu_ryuji2]

knina while strolling at megamall ive seen hyundai accent on display,
48k downpayment, with freebies
so andun na ko ive ask the sales consultant para may idea na din aku about sa car price etc.
so then they gave me quotations

mga sir ask ko lang po sa mga nakabili n ng car from hyundai
kasi knina i insisted something during our conversation

ask ko lang po possible po ba talaga ung iniinsist kong scenario

ill be the one choosing my bank to finance not from
hyundai in house finance
but still have the freebies and inclusive of LTO registration chattel and insurance ?

possible po ko bang i push ung ganitong scenario

at the end of our conversation kasi what she told me was
if im going to be finance by my choosen bank
i will not have the freebies and lto insurance etc.
and if ung ginawa ko na magbabayad ng 20% pero in house finance
ang ma frefree ko lang is ung lto registration and chattel..

gustong gusto ko kasi talaga bumili ng accent
pero sadly on tight budget..
salamat sa mga mag rereply
sana makabili aku..

[weisshorn]

Standard freebies makukuha mo yan kahit PO from your bank ang payment. 3 yrs LTO depende sa usapan nyo ng SA. Yung sabi nya na hindi ibibigay ay ek, ek nya lang yon para mag in-house ka at lalaki ang kita nya plus in house insurance, ayos solve na solve siya.

Wag ka maniwala, haggle to the max ang gawin mo.

[maytimaws]

knina while strolling at megamall ive seen hyundai accent on display,
48k downpayment, with freebies
so andun na ko ive ask the sales consultant para may idea na din aku about sa car price etc.
so then they gave me quotations

mga sir ask ko lang po sa mga nakabili n ng car from hyundai
kasi knina i insisted something during our conversation

ask ko lang po possible po ba talaga ung iniinsist kong scenario



possible po ko bang i push ung ganitong scenario

at the end of our conversation kasi what she told me was
if im going to be finance by my choosen bank
i will not have the freebies and lto insurance etc.
and if ung ginawa ko na magbabayad ng 20% pero in house finance
ang ma frefree ko lang is ung lto registration and chattel..

gustong gusto ko kasi talaga bumili ng accent
pero sadly on tight budget..
salamat sa mga mag rereply
sana makabili aku..

That could be Hyundai Pasig. They are the one in Megamall now. Kung in-house financing, you'll get all the freebies kasi mas mataas ang rate nila compared to the banks, meaning you'll get the unit at a higher price, which also mean you are really paying for these so-called "freebies".

If bank financing, you'll get the standard freebies like tint, matting, seat cover and ewd. Kaya nila ibigay with 3 years LTO registration. Went to Hyundai Pasig yesterday, ito ang ibinigay nila sa akin.

[maytimaws]

hi mga sir
plan ko po kasi bumili ng car next year then start aku mag read sa tsikot.com for suggestions for the best bank for auto loan

first time ko po kasi bibili

ask ku lang po kung tama eto
PLEASE reply po kung mali ang intindi ko

metrobank offers 26.28% or 27.28% rate for 60 months according sa link ni sir jedidy

hyundai accent 588,000 mt 1.4

then 20% down

117,600php

amount to be finance

470,400php

then ung sabing 27.28% for 60months

128,325php

so

470,400 + 128,325 = 598,725 php

so ang magiging monthly ko po ay 598,725/60 = 9979 monthly ko?? tama
po b intindi ko?

ask ko din po., ano p po ba normally ung ibang fees na babayadan ko bukod sa 20% downpaymnet
nagiipon p po kasi aku., para di na din aku magulat.,

salamat po., ng madami sa mag rereply
sana makuha ko ung car Godwilling

thank you

Tama yung computation mo for the Monthly Amortization. Additional payments are Processing Fee around P 1,500 pero depende sa banko, Documentary Stamp depende sa bank and loan amount.

Ang mali lang ay yung price mo ng Accent. P 598,000 na ngayon for the M/T.

[Retz]

That could be Hyundai Pasig. They are the one in Megamall now. Kung in-house financing, you'll get all the freebies kasi mas mataas ang rate nila compared to the banks, meaning you'll get the unit at a higher price, which also mean you are really paying for these so-called "freebies".

If bank financing, you'll get the standard freebies like tint, matting, seat cover and ewd. Kaya nila ibigay with 3 years LTO registration. Went to Hyundai Pasig yesterday, ito ang ibinigay nila sa akin.

hindi naman talaga mga freebies yan. kasama sa bayad. ginawa lang freebies para mas maganda at ma enganyo tayo bumili dami kasi free eh.