lowest auto loan rate

[[archie]]

Paapprove mo na yan. You'll never get anything lower than that. Parang talo ka lang 100k over 5 years. That's pretty good.

[niky]

Paapprove mo na yan. You'll never get anything lower than that. Parang talo ka lang 100k over 5 years. That's pretty good.

And have the contract notarized... Basta walang hocus pocus na magbabago rate after the agreement.

[999]

[QUOTE=sirmykel;2209189]went to metrobank for a quotation and this is the proposal they gave me, (Toyota Innova G Limted Edition M/T * Php 1,145,000)

one time payment on chattel mort. with a pressumed amount close to monthly ammortization (Php 16,668.15 +++)
insurance will quoted by the bank, or i have the option to chose my insurance company (which currently i have already at Php 23,000+)
LTO they said the dealer will be the one processing.

is it a good deal?[/Q

which branch gave you the computation. parang its too good to be true?

[999]

And have the contract notarized... Basta walang hocus pocus na magbabago rate after the agreement.

haha...correct....kuha na ako another car sa Metrobank..hahaha.....sinu ang branch manager ??

[999]

sirs kahit ako rin nagulat sa interest rate nya, pero po eto yung yield na results dun sa calculator nila eh,

well...double check mo...

[rmsoriano]

9.18% for 5 years....Best Deal na to Sir...... Best offer from the Big 3 banks in the Philippines is usually ranging from 25% to 26% for five years....... Palagay ko sir nagkamali lang yung kausap nyo sa computation.....

went to metrobank for a quotation and this is the proposal they gave me, (Toyota Innova G Limted Edition M/T * Php 1,145,000)

one time payment on chattel mort. with a pressumed amount close to monthly ammortization (Php 16,668.15 +++)
insurance will quoted by the bank, or i have the option to chose my insurance company (which currently i have already at Php 23,000+)
LTO they said the dealer will be the one processing.

is it a good deal?

[sirmykel]

yes mga bosses, ill check with them on tuesday update ko kayu

[boytsiks]

yes mga bosses, ill check with them on tuesday update ko kayu

Parang ang baba. Last time kasi nagpacompute ako sa kanila. 9.18% din binigay pero lumalabas na 25.xx% in 5 years. Effective Interest Rate yata yung 9.18%. Di ko lang matandaan kung ano talaga yung term. Kung talagang 9.18% over 5 years, ok na ok yan sir

[Dark Lord]

Ilan percent po down payment nyo? Parang effective interests yield kasi yung 9%. Kasi parang NASA 300k ang down payment para pumalo sa 16k ang monthly. Yung chattel na presumably close sa monthly amortization na Baka NASA range ng 16kdin eh Medyo malapit sa financed amount na 800k++. Nevertheless I could be wrong and you really got a deal!

[sirmykel]

nagkamali sila ng compute, yung dati pang rate yung nabigay nila



5% din yung rate nila pero mas mura compare sa PNB na napagtanungan ko
metrobank rockwell

[[archie]]

Tsk Tsk.... Sayang.

[Kasparov]

Kuryente.. I believe 9.18% is too good to be true. Sa inflation rate pa lang lugi na magpapautang...

[hilikus]

guys may idea ba kayo ano usual per annum rate sa banks pag 2nd hand ang kukunin? i know its higher dahil nga sa risk but i just want to have an idea and option. di naman gano kalumaan mga 2009-2010 models. thanks.

[Dark Lord]

Parehas lang. Shorter term lang. Max 3 years yata. As for the 9.18, i think it is already good. Napansin ko lang na nasa 800k yung loaned amount gawa nung chattel fee.

[nhiecah_nice29]

Hi everyone especially MAPFRE Clients! Join and get a chance to win!!

[nvidi.turion]

Got mine * 20.0% PS Bank 4 years period.

Mga sir puwede p qoute? Montero Sport 4x2 M/T diesel GTV, 20% DP tspos 5yrs... salamat

[phogi]

most if not all banks does not allow partial payment but allows pretermination of loan or paying off the remaning balance of your loan(with rebate)

HTH

How does the rebate work? We went to toyota casa and this was offered but the saleslady could not give specifics. Sounded fishy tuloy.

[E26M]

Wow mas mura nga sa bank, pwede po ba magpa quote sa bank then then request na mas babaan pa yung dp?

[E26M]

hi! sorry for crashing this thread medyo OT need help. two weeks na po un car loan application ko Its my 1st time to apply SA from toyota mkti wala pa dw update till now ganito po b tlga? or dapat less than a week lang? wala pa ng ci sa bahay namin TIA

Sent from my S100 using Forum Fiend v1.0.

[Daison77]

Mga sirs ok na ba tong in-house dealng toyota saakin ?

2013 Vios 1.3 E MT (SRP - 727,000) ALL-IN PACKAGE
30% DP - 166,229
3YRS - 18,691
4YRS - 15,126

Sa 1.3E AT naman SRP - 762,000
30% DP - 176,982
3yrs = 19,591
4yrs= 15,855

Got denied before kasi sa metrobank 2yrs ago kaya naginhouse ako ng Sporatge. Kaya isip ko kung denied nanaman edi no choice ako kundi in house. Thanks