lowest auto loan rate

[lukscudkil]

i am planning to buy my first brand new car in 5 year term. if in-case i suddenly got a huge amount of money from bonuses, savings, etc. can i pay a big amount that exceeds my MA? or for example just after a year i want to pay all my remaining balance in cash, will this be allowed by the bank?

you can pay your remaining balance anytime with a rebate but partial payment is not allowed

[calix0305]

Mga Sir's, can you pls quote me for Mistubishi Mirage GLS M/T = 588K * 45% DP (264,600Php) for 4 years
Amount to be financed = 323,400. PM na lang po ako. Salamat!

[Pipefish]

Hi, I'm looking for the best loan deal for a brand-new:
2012 Mitsubishi ASX GLS 2WD A/T
Unit price P1,275,000, 20% downpayment, 3 or 4 years to pay
Kindly indicate the chattel mortgage fee, if insurance is free, how much is it worth and what's covered, etc. Mitsubishi is offering a P20,000 standard discount on the cashout. E-mail the quote to aquino.norman(at)g m a i l.com Thanks.

[LuTh3r]

Hi,

I'm also looking for the lowest loan interest rate for a brand-new: Innova E DSL M/T
Unit price P983,000, 50% downpayment, 4 years to pay.

Kindly indicate the chattel mortgage fee, if insurance is free, how much is it worth and what's covered, etc.

By the way Toyota is offering a P25,000 standard discount on the cashout.

Please PM me or email me crisj_11*yahoo.com

thanks in advance

[crzkent]

Hi, I'm a newbie here.
Nagpareserve na kami for the Mistubishi Mirage GLS M/T (Php588K).
We're also looking for the best loan deals.
Magpapa-quote lang sana at 20%dp 4 or 5yrs to pay.
Thanks.

[ronsalvador]

Can anyone quote me for a Hyundai Accent 618,000 * 20% DP (123,600Php) for 4 years
Amount to be financed = P494,400. Pa Pm na lang po.

[spiff41398]

Our Metrobank branch gave me interest rates of 9.90% for 3 years, 9.99% for 4 years and 10.39% for 5 years. Are those good rates?

[danaflor]

Bro if this is true... This rates are very very very good!

[Deobulakenyo]

Our Metrobank branch gave me interest rates of 9.90% for 3 years, 9.99% for 4 years and 10.39% for 5 years. Are those good rates?

WOW. anong Metrobank branch ito?

baka naman bilyones ang laman ng account nyo kaya pumayag sila sa ganyang special rate sa iyo.

[spiff41398]

Baka kasi mali lang ang intindi ko sa interest rates nila. Here's the actual computation for a Toyota Fortuner 2.5G VNT A/T (1,484,000):

Loanable Amount 4 years 5 years
Fortuner less Down 724,000.00 18,359.03 15,522.16
(P760,000)

[djhao79]

Our Metrobank branch gave me interest rates of 9.90% for 3 years, 9.99% for 4 years and 10.39% for 5 years. Are those good rates?

Sir totoo po ba talga ito? Super bba naman po nyan, halos 60% off the established interest rates from other competitive banks. Saang branch po ba ito? Baka pwde nyo po kami irefer. Balak din po namin kumuha ng Montero early next year...thanks po.....

[djhao79]

Baka kasi mali lang ang intindi ko sa interest rates nila. Here's the actual computation for a Toyota Fortuner 2.5G VNT A/T (1,484,000):

Loanable Amount 4 years 5 years
Fortuner less Down 724,000.00 18,359.03 15,522.16
(P760,000)

Sir mura nga po ang rate nila..grabe!! Magkano po ang dinown nyo?? Baka pwde nyo kami refer dyan ah hhehe. Although dto po Aguinaldo Hiway Imus Brnch ng MBTC, nagooffer din ang Branch Mgr nila dati sa akin kaso di pa po ako ready, baka po early next year ready na kami magcarloan ng SUV most likely Montero GLS VGT 4x2 A/T or kahit yung non-VGT version nila...thanks po!!

[calix0305]

Baka kasi mali lang ang intindi ko sa interest rates nila. Here's the actual computation for a Toyota Fortuner 2.5G VNT A/T (1,484,000):

Loanable Amount 4 years 5 years
Fortuner less Down 724,000.00 18,359.03 15,522.16
(P760,000)

based on the above numbers here's my computation of your rate but my math could be wrong here:

*4 years = 15.95%

*5 years = 22.54%

[djhao79]

based on the above numbers here's my computation of your rate but my math could be wrong here:

*4 years = 15.95%

*5 years = 22.54%

Mababa nga po kung ganun..Malamang mag MBTC na nga lang ako next year hehhehe...Sir baka pwede nyo din kami irefer sa branch na yan...sana makavail kami ng ganyang super baba na rates. Kung need mo ng Insurance, I can give you din na 6months to pay 0 interest, all u have to pay lang kahit thru check is yung first monthly amortization ng premium. Federal po ang insurance w/ AOG ...mas mababa po ang rate nila and they can deliver the insurance policy at ur doorstep asap. Thanks po...

[spiff41398]

Hindi pa ako nagdo-down. Nagpa-compute lang ako for comparison. Downpayment of P760,000 so loanable amount would be P724,000.

[Deobulakenyo]

Baka kasi mali lang ang intindi ko sa interest rates nila. Here's the actual computation for a Toyota Fortuner 2.5G VNT A/T (1,484,000):

Loanable Amount 4 years 5 years
Fortuner less Down 724,000.00 18,359.03 15,522.16
(P760,000)

Kung 724,000 ang uutangin mo at 18359 ang monthly mo for 48 months lalabas na 21.72% ang interest rate nyan at 28.64% naman sa 60months/5 years.

[spiff41398]

Tama pala ang computation ko. May promo lang until Sept. 15 na free insurance with AOG for the 1st year and first monthly payment on the 3rd month. Plus free 5,000 gas card.

[calix0305]

*spiff41398:

ilan downpayment mo, 724,000.00?

P760,000 is the loan amount?

kung tama? here's the rate:

*4 years = 15.95%

*5 years = 22.54%

but 724,000 is your loan amount Deobulakenyo
is right.

[calix0305]

Mababa nga po kung ganun..Malamang mag MBTC na nga lang ako next year hehhehe...Sir baka pwede nyo din kami irefer sa branch na yan...sana makavail kami ng ganyang super baba na rates. Kung need mo ng Insurance, I can give you din na 6months to pay 0 interest, all u have to pay lang kahit thru check is yung first monthly amortization ng premium. Federal po ang insurance w/ AOG ...mas mababa po ang rate nila and they can deliver the insurance policy at ur doorstep asap. Thanks po...

sir spiff41398 is the one have this quote not me hehehe

[spiff41398]

P760,000 is the downpayment, P724,000 is the loan amount. Tama nga si deobulakenyo. Thanks for all your help.