lowest auto loan rate

[Hazeru]

Hello, long-time lurker, first-time poster here.

From the bank representatives on this thread, I'd like to ask for quotations for the following:

Chevrolet Spark 1.0L A/T (PhP598,000)
Hyundai i10 GLS 1.1L A/T (PhP558,000)

40-50% DP, 24 months.

Thanks!

[onemanga31]

hi all,
guys tanong lang, mag 2yrs na ko sa work this february at yung monthly income ko is 30k net na yan
do you think maaapprove yung loan application ko if mag apply ako?

[lukscudkil]

approvable na yan sir depende na lng sa unit n term na kukunin mo. email mo ko mmherrera*bankcom.com.ph ill be more than glad to assist u. thanks

[lukscudkil]

based on a 300k loan for 2 years you amortization will be 13750 and free gas card worth 4000. thanks

[onemanga31]

*lukscudkil
yung balak ko po sanang kunin eh yung lancer ex 1.6
may nakita ako sa sulit na 87k yung dp tapos 16.5k yung m.a, dahil wala naman akong depedent kayang kaya ko na yung kunin if maapprove yung loan.

[Cicis]

mas maganda sir kung ipunin mo na lng yung 20%++ na initial payment kesa yung low DP with high MA. try mo mag-inquire direct sa bank. for sure mas malaki matitipid mo.

[lukscudkil]

*lukscudkil
yung balak ko po sanang kunin eh yung lancer ex 1.6
may nakita ako sa sulit na 87k yung dp tapos 16.5k yung m.a, dahil wala naman akong depedent kayang kaya ko na yung kunin if maapprove yung loan.

sir cicis is right sir om31. low dp=high ma but if you still want it i can still help you. ygpm

[999]

hi..

kaya nmn ata.... my cousin got his own city 1.3at ...wala pa 20k salary nya..la din comaker sa bank loan nya..

[onemanga31]

*999
wow, pano yung m.a nya? parang wala ng pang gas pag ganyan
ako nung 20k yung net ko di ko naisipan kumuha ng kotse kasi baka wala din akong pag gas.

[punasen]

Hi guys. Kinda new here. I am thinking of paying my car loan in full this month. Kuha kasi sana ako ng montero sport 4x2 GLS V. BDO gave me 15.96% for 3 years with OMA last 2010 for my Tucson. It is likely na ganito uli or a little lower pa makuha ko from them for my second car. I have a good credit rating and I can also put down 50% outright to save on interest payments if maganda talaga yung terms.

May Mitsubishi dealer/agent ba dito na may 0% interest promo? Say 50% down then 12 months 0% interest on the balance?

To car buyers naman, may alam ba kayong banks that can beat the 15.96%? Moreover, meron bang bank guys dito who can help me?

Please PM me.

[punasen]

Mga bossing...

Please PM for the following options:

Option 1: Montero Sport GLS V 4x2 2012. P1,448,000. 20% DP. 3 yrs.

Option 2: Montero Sport GLS V 4x2 2012. P1,448,000. 50% DP. 1 yr.

Option 3: Montero Sport GLS V 4x2 2012. P1,448,000. 50% DP. 3 yrs.

Thanks!

[punasen]

pag thru bank financing, tumatanngap ba sila ng low downpayment e.g 65k DP for 5 yrs term? Or need 117+++ DP pataas?

Hi Sir, 20% DP ang required ng banks here in the Philippines. Siguro pwede mas mababa pero para sa mga high-end depositors/account holders lang siguro nila.

[dfopiso]

^ sa in-house financing yata yung low down payment

[danaflor]

Guys question lang po, meron ba dito na nag-avail ng car loan through bank of commerce kay "mark/lukscudkil" ? kmusta po? ano po feedback?

[bencel]

Guys question lang po, meron ba dito na nag-avail ng car loan through bank of commerce kay "mark/lukscudkil" ? kmusta po? ano po feedback?

ok naman mabilis ang transaction. low interest and he'll help you get the best insurance and chattel rate. i heard sya ang number one sa auto loan sa bank of commerce.

[owenski]

Good Day po sa lahat. Ask ko lang po opinion ninyo.Ok na ba yung offer ng Metrobank sa akin na 9.67% OMA with 30%DP payable in 24mos. Nissan Urvan Escapade 12 seater po ang unit. Salamat po sa lahat!

[lukscudkil]

you got a good rate already sir can you tell us more what freebies you got from metro i might be able to give you a better deal. thanks

[jovill]

Mga bossing...

Please PM for the following options:

Option 1: Montero Sport GLS V 4x2 2012. P1,448,000. 20% DP. 3 yrs.

Option 2: Montero Sport GLS V 4x2 2012. P1,448,000. 50% DP. 1 yr.

Option 3: Montero Sport GLS V 4x2 2012. P1,448,000. 50% DP. 3 yrs.

Thanks!

I would also like to get the same quote for these 3 options plus 40% dp 3 yrs. Please pm me as well. Tia!

[Deobulakenyo]

lukscudkil, i read you are from bank of commerce. what's the best deal can you get me for a basic hyundai eon (P438000) with a 20 and 30% dp and 48 and 60 months amort? do i have to get it from your branch or can i avail of this from the nearest boc? thanks in advance.

[louie901]

i am planning to buy my first brand new car in 5 year term. if in-case i suddenly got a huge amount of money from bonuses, savings, etc. can i pay a big amount that exceeds my MA? or for example just after a year i want to pay all my remaining balance in cash, will this be allowed by the bank?