Do not purchase any insurance from PEOPLE'S GENERAL INSURANCE!!!

[emman_luke]

Nakalagay yan sa policy mo kung magkano insured value ng sasakyan mo o face value, minus processing, depreciation from date of insurance, most likely ang deductions ay nasa 15% ng insured value.

Hi, question lang po. Pwede bang ideclare ng insurance na total loss yung car even if may repair quotation si casa?

[erick_214]

Yes, depende kasi yan sa assessment nila.

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[dr. d]

Hi, question lang po. Pwede bang ideclare ng insurance na total loss yung car even if may repair quotation si casa?

a common reason for "total loss" is when the total of the estimated cost, exceeds a certain percentage of the company's estimated cost of a similar vehicle, sans the damage.
"mas mura pang bumili ng replacement vehicle, than to repair it."