Do not purchase any insurance from PEOPLE'S GENERAL INSURANCE!!!

**emman_luke** · November 26th, 2018 12:54 PM

Originally Posted by glenn_duke

Nakalagay yan sa policy mo kung magkano insured value ng sasakyan mo o face value, minus processing, depreciation from date of insurance, most likely ang deductions ay nasa 15% ng insured value.

Hi, question lang po. Pwede bang ideclare ng insurance na total loss yung car even if may repair quotation si casa?

**erick_214** · December 13th, 2018 11:46 AM

Yes, depende kasi yan sa assessment nila.

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**dr. d** · December 14th, 2018 12:11 AM

Originally Posted by emman_luke

Hi, question lang po. Pwede bang ideclare ng insurance na total loss yung car even if may repair quotation si casa?

a common reason for "total loss" is when the total of the estimated cost, exceeds a certain percentage of the company's estimated cost of a similar vehicle, sans the damage.
"mas mura pang bumili ng replacement vehicle, than to repair it."