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  1. manbanana143's Avatar
    manbanana143
    manbanana143 is offline Verified Tsikot Member
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    May 4th, 2012 12:12 PM #31
    Quote Originally Posted by renzo_d10 View Post
    Pano kapag binunggo mo sa pader, sino sisingilin ng insurance?

    Tanong lang.
    Own damaged naman yan imbestigahan yan ng insurance, kailangan mo ng valid reason sa police report bakit ka bumangga sa pader, pag okey participation fee lang yan, shoulder ng insurance ang gastos, pag my evidence ang insurance na sadya mong ibinangga sa pader sasampahan ka nila ng kaso perjury....
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  2. c_cube's Avatar
    c_cube
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    May 4th, 2012 12:13 PM #32
    Quote Originally Posted by Javier1 View Post
    Hi dear,
    If you have a car insurance then you must be inform to your insurance company and get your car claim your company pay out akk your claim and if you car is fully then your company pay you a new car according to your insurance policy.
    pinilit kong intindihin pero nose bleed talaga. masyadong matalino.. OB?

    BTT
    Malabong bagong tsikot yan TS pero subukan mo kausapin malay mo pumayag
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  3. Picard's Avatar
    Picard
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    May 4th, 2012 12:23 PM #33
    Quote Originally Posted by Javier1 View Post
    Hi dear,
    If you have a car insurance then you must be inform to your insurance company and get your car claim your company pay out akk your claim and if you car is fully then your company pay you a new car according to your insurance policy.
    I guess he/she meant... If you are insured, then you must be (entitled to a replacement). Contact your insurance company and file a claim. If your car is fully (totally-wrecked), then your company will replace it with a new car, as per your insurance coverage.
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  4. JustAskin
    JustAskin is offline Verified Tsikot Member
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    August 24th, 2012 05:10 PM #34
    Quote Originally Posted by vinj View Post
    Hehe... File mo sa insurance claim/affidavit: "Na hit and run ng pader sa may San Juan kanina, walang plate number kaya hindi ma-identify".



    Insurance is something we all should have but hope to never use.
    hmmm...laki siguro ng kinikita ng mga insurance companies...mostly kasi hindi naman nagagamit...hmmmm...good business siguro ito...
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  5. cast_no_shadow's Avatar
    cast_no_shadow
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    August 24th, 2012 05:22 PM #35
    Quote Originally Posted by JustAskin View Post
    hmmm...laki siguro ng kinikita ng mga insurance companies...mostly kasi hindi naman nagagamit...hmmmm...good business siguro ito...
    Hindi rin, sa dami ba naman ng nadidisgrasya everyday. Lalo na nung panahon ni ondoy malamang naumay sila sa mga claimant.

    Sabi nga pag insured ka hindi mo man nagamit still ang binayaran mo is peace of mind.
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  6. Bin Diesel's Avatar
    Bin Diesel
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    August 24th, 2012 05:42 PM #36
    Quote Originally Posted by Javier1 View Post
    Hi dear,
    If you have a car insurance then you must be inform to your insurance company and get your car claim your company pay out akk your claim and if you car is fully then your company pay you a new car according to your insurance policy.
    alam ko matagal na ito pero makiki-ano daw na din ako.
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  7. gongrhey's Avatar
    gongrhey
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    August 24th, 2012 06:04 PM #37
    Quote Originally Posted by Bin Diesel View Post
    alam ko matagal na ito pero makiki-ano daw na din ako.
    Parang Englith ng Thai, may kasamahan kami sa work na tigaroon ganyan-ganyan magsalita pati yung "akk" para sa "ask".
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  8. niro2011
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    August 24th, 2012 06:27 PM #38
    Quote Originally Posted by JustAskin View Post
    hmmm...laki siguro ng kinikita ng mga insurance companies...mostly kasi hindi naman nagagamit...hmmmm...good business siguro ito...
    insurance companies don't make money on motor car insurance. but it is indeed a good business.
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  9. dr. d
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    August 24th, 2012 06:43 PM #39
    Quote Originally Posted by niro2011 View Post
    insurance companies don't make money on motor car insurance. but it is indeed a good business.
    i beg pardon, but it's one or the other... can't be both. pls. explain..
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  10. antholhen
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    October 5th, 2012 09:18 PM #40
    May depreciation na po ba agad yung 5 months old 7-8k mile age ford fiesta??? Nabangga po kasi kami eh total wrecked na po yung fiesta ko. Babayaran po ba kami ng insurance ng katulad nung pagkakabili namin??? Ang alam ko kasi wala pa naman depreciation hanggat di pa nakaka 1 year.
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CAR Accident- brand new 3 weeks old, can i request new replacement?