Toyota Innova Owners & Discussions [continued 3]

[CVT]

sa delearship na napuntahan ko sir ay ganito offer po..

15-20-30 %ang denomination nila saDP. All in na daw po yun lto reg 3 years +chattel mortage + insurance 1 year.

gusto sana namin 50% ang idown para mas mapababa pa ang monthly namin. we are targeting mga 10k monthly for 5 years para di mabigat. ayon sa kanila. pag lampas na ng 30% yung iDP ay ishshoulder na daw ng buyer ang chattel at insurance for 1 year.

mas makaktipid daw po pag 30% kasi libre ang chattel at insurance.

please guide me po..

and rate na sinasabi ng dealer ko eh max na 49% 5 years daw po.. so 8-9% bigay nila interest per month. in house po kami..

Harang sa in-house financing bro.

Don't think that you're getting away with chattel mortgage,- it will be charged to you any way you go,- hidden or upfront,- it will be there.

Check out with outside financing,- you will definitely get a better deal.

Lastly,- I am out of touch with autofinancing schemes, but your 8-9% per month sounds outrageous to me.... And see, banks have a gruesome way of making money,- they charge everything upfront and divide by the number of amortization periods (months)... Whatever happened to the unbiased declining balance scheme?....

Kaya nga,- if you have the moolah,- pay the whole thing in cash. (wala pang chattel mortgage - sobrang harang kasi ito)


"The measure of a man is what he does with power" LJIOHF!

25.8K:shazam:

[NarsMlvn]

^ baka ang ibig nya sabihin ay yung quality ng power locks at power windows? That's true. Mas ok quality ng stock na power locks at windows kaysa sa pakabit sa banwe. Pero kung banawe vs sa kakabit nila, same lang yan. Mas mahal lang sa casa.
Pero sa door handle? I dont think inferior ang J at superior sa G. Chrome lang sa G. Pero matibay rin naman sa J

If you are on a budget,- then P100K will go a long way... really!

I suggest that you go with the J variant and just install upgrades as you see appropriate for your requirements,- like alarm/central lock, foglamps or power options.

Most importantly,- install a reliable spare tyre lock IMMEDIATELY,- kahit anong variant pa ang bilhin mo, puwede kang manakawan ka ng spare tyre kapag ipinagpaliban mo ito...


"The measure of a man is what he does with power" LJIOHF!

25.8K:shazam:

Malaking pera ang Php100K para sa isang Php850K na halaga ng sasakyan. More than 10% na mas mahal.
As usual, kung kaya ng budget, get the E variant. Pero think long term ha. Hindi pwedeng kaya mo ngayon tapos next year hindi na. Compute mo kung magkano ang difference sa monthly installment. Make sure may may at least a few months of savings to buffer the monthly payments.

If yung budget mo is talagang for the J variant, then get J. Then save up for a quality power windows install. Chrome handles, mouldings, wood panel dash board and others are just for aesthetics. So wag mo isipin yun. So yung sa function ang i-prioritize mo.

- - - - - - - - - - - - - - - - - - - - - -



Malaking pera ang Php100K para sa isang Php850K na halaga ng sasakyan. More than 10% na mas mahal.
As usual, kung kaya ng budget, get the E variant. Pero think long term ha. Hindi pwedeng kaya mo ngayon tapos next year hindi na. Compute mo kung magkano ang difference sa monthly installment. Make sure may may at least a few months of savings to buffer the monthly payments.

If yung budget mo is talagang for the J variant, then get J. Then save up for a quality power windows install. Chrome handles, mouldings, wood panel dash board and others are just for aesthetics. So wag mo isipin yun. So yung sa function ang i-prioritize mo.

do what your budget allows.
but if you add up the expenses in borloloying up that J to mimic the E, you might as well get the E... hindi na magkakalayo ang J + borloloys, sa E with factory borloloys. mas matibay pa ang factory borloloys na yan..
personally, only the auto lock and auto windows ang essentials to me. the rest, i can live without.

- - - - - - - - - - - - - - - - - - - - - -

do what your budget allows.
but if you add up the expenses in borloloying up that J to mimic the E, you might as well get the E... hindi na magkakalayo ang J + borloloys, sa E with factory borloloys. mas matibay pa ang factory borloloys na yan..
personally, only the auto lock and auto windows ang essentials to me. the rest, i can live without.

The only reason you would choose the E variant over J is because of its automatic transmission. The difference in all the other parts would not sum up to 100k. Alloy rims (20k max - check sulit.com.ph), power window (10k more less), new front grill (10-15k if you would even need this) All variants naman have the safety features as a standard, like ABS, driver-passenger airbags, etc.

hope this helps.

thanks

- - - - - - - - - - - - - - - - - - - - - -



The only reason you would choose the E variant over J is because of its automatic transmission. The difference in all the other parts would not sum up to 100k. Alloy rims (20k max - check sulit.com.ph), power window (10k more less), new front grill (10-15k if you would even need this) All variants naman have the safety features as a standard, like ABS, driver-passenger airbags, etc.

hope this helps.

thanks

nanghihinayang nga po ako sa magiging interest..

kung my pera lang sana kami na enough.. budget lang kasi eh upto 500k. ayaw naman ng ate ko ng 2nd hand kasi daw baka sakit sa ulo.. hayst..

my nag aalok sakin PS Bank daw 4% ang bigay.. itatry ko un.. sabi ko dun sa dealer ko na hold muna ang pag pasa ng application to banks. tinry muna ang yung toyota financing after 3 days daw magkakabalita na kami.. kung approved ba. any idea sa toyota financing?
thank you sir cvt.

- - - - - - - - - - - - - - - - - - - - - -

^ baka ang ibig nya sabihin ay yung quality ng power locks at power windows? That's true. Mas ok quality ng stock na power locks at windows kaysa sa pakabit sa banwe. Pero kung banawe vs sa kakabit nila, same lang yan. Mas mahal lang sa casa.
Pero sa door handle? I dont think inferior ang J at superior sa G. Chrome lang sa G. Pero matibay rin naman sa J

If you are on a budget,- then P100K will go a long way... really!

I suggest that you go with the J variant and just install upgrades as you see appropriate for your requirements,- like alarm/central lock, foglamps or power options.

Most importantly,- install a reliable spare tyre lock IMMEDIATELY,- kahit anong variant pa ang bilhin mo, puwede kang manakawan ka ng spare tyre kapag ipinagpaliban mo ito...


"The measure of a man is what he does with power" LJIOHF!

25.8K:shazam:

Malaking pera ang Php100K para sa isang Php850K na halaga ng sasakyan. More than 10% na mas mahal.
As usual, kung kaya ng budget, get the E variant. Pero think long term ha. Hindi pwedeng kaya mo ngayon tapos next year hindi na. Compute mo kung magkano ang difference sa monthly installment. Make sure may may at least a few months of savings to buffer the monthly payments.

If yung budget mo is talagang for the J variant, then get J. Then save up for a quality power windows install. Chrome handles, mouldings, wood panel dash board and others are just for aesthetics. So wag mo isipin yun. So yung sa function ang i-prioritize mo.

- - - - - - - - - - - - - - - - - - - - - -



Malaking pera ang Php100K para sa isang Php850K na halaga ng sasakyan. More than 10% na mas mahal.
As usual, kung kaya ng budget, get the E variant. Pero think long term ha. Hindi pwedeng kaya mo ngayon tapos next year hindi na. Compute mo kung magkano ang difference sa monthly installment. Make sure may may at least a few months of savings to buffer the monthly payments.

If yung budget mo is talagang for the J variant, then get J. Then save up for a quality power windows install. Chrome handles, mouldings, wood panel dash board and others are just for aesthetics. So wag mo isipin yun. So yung sa function ang i-prioritize mo.

do what your budget allows.
but if you add up the expenses in borloloying up that J to mimic the E, you might as well get the E... hindi na magkakalayo ang J + borloloys, sa E with factory borloloys. mas matibay pa ang factory borloloys na yan..
personally, only the auto lock and auto windows ang essentials to me. the rest, i can live without.

- - - - - - - - - - - - - - - - - - - - - -

do what your budget allows.
but if you add up the expenses in borloloying up that J to mimic the E, you might as well get the E... hindi na magkakalayo ang J + borloloys, sa E with factory borloloys. mas matibay pa ang factory borloloys na yan..
personally, only the auto lock and auto windows ang essentials to me. the rest, i can live without.

The only reason you would choose the E variant over J is because of its automatic transmission. The difference in all the other parts would not sum up to 100k. Alloy rims (20k max - check sulit.com.ph), power window (10k more less), new front grill (10-15k if you would even need this) All variants naman have the safety features as a standard, like ABS, driver-passenger airbags, etc.

hope this helps.

thanks

- - - - - - - - - - - - - - - - - - - - - -



The only reason you would choose the E variant over J is because of its automatic transmission. The difference in all the other parts would not sum up to 100k. Alloy rims (20k max - check sulit.com.ph), power window (10k more less), new front grill (10-15k if you would even need this) All variants naman have the safety features as a standard, like ABS, driver-passenger airbags, etc.

hope this helps.

thanks

nanghihinayang nga po ako sa magiging interest..

kung my pera lang sana kami na enough.. budget lang kasi eh upto 500k. ayaw naman ng ate ko ng 2nd hand kasi daw baka sakit sa ulo.. hayst..

my nag aalok sakin PS Bank daw 4% ang bigay.. itatry ko un.. sabi ko dun sa dealer ko na hold muna ang pag pasa ng application to banks. tinry muna ang yung toyota financing after 3 days daw magkakabalita na kami.. kung approved ba. any idea sa toyota financing?
thank you sir cvt.

[j_c_1978]

From the PS Bank site: 60 Months 36.1000% (Standard) and 34.7000% (with one month advance)


Re-post ko lang sa mga nakakuha ng brand new Innova units:

Query lang sa mga kumuha ng brand new Innova E 2.0 Manual if common/usual lang ang langitngit or squeaking sound na nangagaling sa front wheel? lumalabas yung tunog pag sa uneven road like semento at lift-right turn.

Can this be an issue raised sa warranty? recurring kasi yung noise even if naka twice ng inaayos sa casa thru lubrication at pag alog sa unit.

salamat sa payo...

- - - - - - - - - - - - - - - - - - - - - -

From the PS Bank site: 60 Months 36.1000% (Standard) and 34.7000% (with one month advance)


Re-post ko lang sa mga nakakuha ng brand new Innova units:

Query lang sa mga kumuha ng brand new Innova E 2.0 Manual if common/usual lang ang langitngit or squeaking sound na nangagaling sa front wheel? lumalabas yung tunog pag sa uneven road like semento at lift-right turn.

Can this be an issue raised sa warranty? recurring kasi yung noise even if naka twice ng inaayos sa casa thru lubrication at pag alog sa unit.

salamat sa payo...

[vix]

how about lease to own, anybody experience this scheme?

[NarsMlvn]

mga sir/mam paki check naman tong rates na nakita ko sa internet. totoo kaya to?

ito link Best Auto Car Loan | Calculator | iMoney Philippines

kakatawag lang sakin ni toyota finance at ng short interview sya..
kahapon si PS Bank tumawag sakin kaso for mitsu adventure sya...

- - - - - - - - - - - - - - - - - - - - - -



mga sir/mam paki check naman tong rates na nakita ko sa internet. totoo kaya to?

ito link http://www.imoney.ph/car-loan

kakatawag lang sakin ni toyota finance at ng short interview sya..
kahapon si PS Bank tumawag sakin kaso for mitsu adventure sya...

[Innovaer]

Mas makakatulong ata boss to remove tint and wear corrective glasses to resolve your problem regarding light

Was an osram nightbreaker, nightbreaker plus, philips night vision user before on medium tint. may improvement kaso minimal. And wala akong swerte sa bulbs na to, pundi agad ang low beam in 12-14 months.

this time around, i had hid projector retrofits. the difference was very Huge.
If you really want better light output, this is the way to go. Save up and invest. Imho

salamat sa tip boss.. noted san kayo nagpakabit ng HID? nagtanong ako kay ogie car accessories meron daw siya, projector kit and dual ccfl with HID nasa 5t po

di ko ang alam kung kumpleto na ito...

[NarsMlvn]

mga sir mam, pahelp ulit at advise dito sa current offer ng bpi.. mukhang maganda eh at mababa rates nila..

mga sir/mam. pahelp. ok ba itong promo now ng bpi?

BPI Family Auto Loan Free Insurance Option



BPI Family Auto Loan Freen Insurance Option
With the BPI Family Auto Loan Free Insurance Option clients may avail of free comprehensive car insurance for the first year c/o BPI Family Auto Loan by giving their consent to renew the car insurance coverage for the entire loan term.

Now applicable to all BPI Family Auto Loans with at least P400K loan amount (previously P500K) and minimum 36-month loan term availed from January 12 to March 27, 2015.

MECHANICS

1. Auto Loan "Free Insurance Option" is EXCLUSIVE to all BPI/BPI Family Savings Bank clients who successfully availed of a BPI Family Auto Loan from January 12 to March 27, 2015. A BPI/BPI Family Savings Bank client who can avail of the free insurance is an individual or corporation who has a deposit account, credit card, loan, lease account, remittance account, or investment with the bank.

2. The approved and availed auto loan should have minimum amount financed of Php 400K.

3. Other conditions to qualify for the "Free Insurance Option"* are:

Minimum term should be at least 36 months
Units must be delivered on or before March 27, 2015 and loan booked on or before March 31, 2015
Unit must be brand new and for private use only
Clients must give their consent to renew auto insurance coverage with BPI/MS Insurance Corporation for the entire term of the loan by affixing their signature on the Automatic Renewal Agreement (ARA) Form
4. All BPI Unibank employees and their spouses are not qualified for this feature.

5. The "Free Insurance Option" is not convertible to cash.

*Details of "Free Insurance Option" with BPI M/S Comprehensive Insurance with Acts of Nature Coverage

INSURANCE COVERAGE:

Own Damage and Theft up - At Fair Market Value
Acts of Nature - At Fair Market Value
Voluntary Third Party Liability Bodily Injury - Php 200,000.00
Voluntary Third Party Liability Property Damage - Php 200,000.00
Unnamed Passenger Personal Accident (UPPA) at Php 50, 000.00/seat based on the vehicles actual seating capacity maximum of 15 pax - FREE
Express Roadside Assistance (ERA)
EXCLUSIONS:

Repackaged, restructured and multi-purpose loans
The ff units are excluded:

Trucks, tankers, trailers & utility vehicles
LTO vehicles (buses, taxi, rent-a-car, tourist buses), public utility/transport vehicles
Vehicles for hire w/ green plates
Vehicles used to transport fare paying passengers
Vehicles used to transpost/carry cargoes or other traded merchandise
Private cars over 8 years old
Vehicles whose cost New/Fair Market Value is less than P 500,000
Motor trade vehicles
Funeral Hearses
Ambulance / emergency vehicles
Armored cars
Vehicles whose driver is considered unfit to drive (with defects that impair driving ability)
Vehicles primarily operated on airport premises
Vehicles carrying explosive products
Vehicles used by Medical Representatives for Pharmaceutical Companies, except for those used by officers and executives of the company
Reconditioned vehicles
Surplus vehicles
CLIENT WILL RECEIVE:

Insurance Certificate (pre-numbered, shows the account name and period of coverage)
Claims Guide
ERA (Emergency Roadside Assistance) brochure
Automatic Renewal Agreement (ARA)

The mortgaged vehicle’s insurance is LOCKED-IN with BPI/MS throughout the duration of the loan term.
Upon renewal, BPI Family Bank will not accept self-procured policies from the client under this feature.
BPI/MS will be sending the renewal notice together with the computation on the cost of the policy. BPI MS to monitor the expiring policies of the clients under the feature.


parang ganda ng rates nila eh.. ito rates nila..

12mos- 4.77% standard - 4.10% with one month advance
18mos- 6.99 standard- 6.28 with one month advance
24mos- 10.19 standard- 9.41 with one month advance
36mos- 15.63 standard- 14.77 with one month advance
48mos- 21.22 standard- 20.3 with one month advance
60mos- 27.28 standard - 26.28 with one month advance

ito pa isa sa promos nila

Bagong Kotse, 1-Month Libre

BPI Family Auto Loan pioneers another extraordinary offer in the car financing industry with the first-ever Bagong Kotse, 1-Month Libre promo! With this new campaign clients will enjoy big savings with the free 1 month loan amortization they get when they avail of a BPI Family Auto Loan.

Potential car buyers will experience ease in financial transactions as the 1 month free amortization gives them a breather as they pay the usual incidental expenses (car insurance, car registration, chattel mortgage, etc.) that go with buying a brand new car. Starting January 25 until April 30, 2015, a client availing of a car loan with a loan term of at least 36 months qualifies for the promo.

“Now is the perfect time to take that opportunity and apply for a car loan with BPI Family Auto Loan. With this special treat unique to BPI, you get a significant amount for free that makes your car ownership lighter on the pocket. Enjoy your savings and treat your loved ones to a nice weekend drive in your brand new car!” says Mr. Pepe Carlos, VP and Head of the Auto Loans Division.

So what are you waiting for? Apply now or visit any BPI/BPI Family Savings Bank branch to avail of the Bagong Kotse, 1-Month Libre for your new car. Saan ka pa, kundi sa may libre na!

Mechanics:

1. The promo is open to all BPI/BPI Family Savings Bank (BFSB) clients who apply and avail of an Auto Loan from January 25 to April 30, 2015.

2. Conditions to qualify:

Loan term must be at least 3 years (36 months)
Units must be delivered on or before April 30, 2015 and loan booked on or before May 5, 2015
Vehicle must be brand new and for private use
Vehicle should sourced from a local and accredited automotive dealer
BPI/BFSB employees are not eligible for the promo
Promo cannot be availed together with the Free Insurance Option.The minimum Loan Amount is Php 200,000.00. To avail of a loan, the purpose of the vehicle to be acquired should be for personal/business use and not an accommodation
3. Promo Mechanics:

The free 1 month amortization is the first month amortization
The amortization amount is naturally dependent on the loan amount and loan term.
The initial amortization to be paid the client (the second amortization in the schedule) shall be made 60 days upon the release of the unit!

[NarsMlvn]

mga sir/mam. pahelp. ok ba itong promo now ng bpi?

BPI Family Auto Loan Free Insurance Option



BPI Family Auto Loan Freen Insurance Option
With the BPI Family Auto Loan Free Insurance Option clients may avail of free comprehensive car insurance for the first year c/o BPI Family Auto Loan by giving their consent to renew the car insurance coverage for the entire loan term.

Now applicable to all BPI Family Auto Loans with at least P400K loan amount (previously P500K) and minimum 36-month loan term availed from January 12 to March 27, 2015.

MECHANICS

1. Auto Loan "Free Insurance Option" is EXCLUSIVE to all BPI/BPI Family Savings Bank clients who successfully availed of a BPI Family Auto Loan from January 12 to March 27, 2015. A BPI/BPI Family Savings Bank client who can avail of the free insurance is an individual or corporation who has a deposit account, credit card, loan, lease account, remittance account, or investment with the bank.

2. The approved and availed auto loan should have minimum amount financed of Php 400K.

3. Other conditions to qualify for the "Free Insurance Option"* are:

Minimum term should be at least 36 months
Units must be delivered on or before March 27, 2015 and loan booked on or before March 31, 2015
Unit must be brand new and for private use only
Clients must give their consent to renew auto insurance coverage with BPI/MS Insurance Corporation for the entire term of the loan by affixing their signature on the Automatic Renewal Agreement (ARA) Form
4. All BPI Unibank employees and their spouses are not qualified for this feature.

5. The "Free Insurance Option" is not convertible to cash.

*Details of "Free Insurance Option" with BPI M/S Comprehensive Insurance with Acts of Nature Coverage

INSURANCE COVERAGE:

Own Damage and Theft up - At Fair Market Value
Acts of Nature - At Fair Market Value
Voluntary Third Party Liability Bodily Injury - Php 200,000.00
Voluntary Third Party Liability Property Damage - Php 200,000.00
Unnamed Passenger Personal Accident (UPPA) at Php 50, 000.00/seat based on the vehicles actual seating capacity maximum of 15 pax - FREE
Express Roadside Assistance (ERA)
EXCLUSIONS:

Repackaged, restructured and multi-purpose loans
The ff units are excluded:

Trucks, tankers, trailers & utility vehicles
LTO vehicles (buses, taxi, rent-a-car, tourist buses), public utility/transport vehicles
Vehicles for hire w/ green plates
Vehicles used to transport fare paying passengers
Vehicles used to transpost/carry cargoes or other traded merchandise
Private cars over 8 years old
Vehicles whose cost New/Fair Market Value is less than P 500,000
Motor trade vehicles
Funeral Hearses
Ambulance / emergency vehicles
Armored cars
Vehicles whose driver is considered unfit to drive (with defects that impair driving ability)
Vehicles primarily operated on airport premises
Vehicles carrying explosive products
Vehicles used by Medical Representatives for Pharmaceutical Companies, except for those used by officers and executives of the company
Reconditioned vehicles
Surplus vehicles
CLIENT WILL RECEIVE:

Insurance Certificate (pre-numbered, shows the account name and period of coverage)
Claims Guide
ERA (Emergency Roadside Assistance) brochure
Automatic Renewal Agreement (ARA)

The mortgaged vehicle’s insurance is LOCKED-IN with BPI/MS throughout the duration of the loan term.
Upon renewal, BPI Family Bank will not accept self-procured policies from the client under this feature.
BPI/MS will be sending the renewal notice together with the computation on the cost of the policy. BPI MS to monitor the expiring policies of the clients under the feature.


parang ganda ng rates nila eh.. ito rates nila..

12mos- 4.77% standard - 4.10% with one month advance
18mos- 6.99 standard- 6.28 with one month advance
24mos- 10.19 standard- 9.41 with one month advance
36mos- 15.63 standard- 14.77 with one month advance
48mos- 21.22 standard- 20.3 with one month advance
60mos- 27.28 standard - 26.28 with one month advance

ito pa isa sa promos nila

Bagong Kotse, 1-Month Libre

BPI Family Auto Loan pioneers another extraordinary offer in the car financing industry with the first-ever Bagong Kotse, 1-Month Libre promo! With this new campaign clients will enjoy big savings with the free 1 month loan amortization they get when they avail of a BPI Family Auto Loan.

Potential car buyers will experience ease in financial transactions as the 1 month free amortization gives them a breather as they pay the usual incidental expenses (car insurance, car registration, chattel mortgage, etc.) that go with buying a brand new car. Starting January 25 until April 30, 2015, a client availing of a car loan with a loan term of at least 36 months qualifies for the promo.

“Now is the perfect time to take that opportunity and apply for a car loan with BPI Family Auto Loan. With this special treat unique to BPI, you get a significant amount for free that makes your car ownership lighter on the pocket. Enjoy your savings and treat your loved ones to a nice weekend drive in your brand new car!” says Mr. Pepe Carlos, VP and Head of the Auto Loans Division.

So what are you waiting for? Apply now or visit any BPI/BPI Family Savings Bank branch to avail of the Bagong Kotse, 1-Month Libre for your new car. Saan ka pa, kundi sa may libre na!

Mechanics:

1. The promo is open to all BPI/BPI Family Savings Bank (BFSB) clients who apply and avail of an Auto Loan from January 25 to April 30, 2015.

2. Conditions to qualify:

Loan term must be at least 3 years (36 months)
Units must be delivered on or before April 30, 2015 and loan booked on or before May 5, 2015
Vehicle must be brand new and for private use
Vehicle should sourced from a local and accredited automotive dealer
BPI/BFSB employees are not eligible for the promo
Promo cannot be availed together with the Free Insurance Option.The minimum Loan Amount is Php 200,000.00. To avail of a loan, the purpose of the vehicle to be acquired should be for personal/business use and not an accommodation
3. Promo Mechanics:

The free 1 month amortization is the first month amortization
The amortization amount is naturally dependent on the loan amount and loan term.
The initial amortization to be paid the client (the second amortization in the schedule) shall be made 60 days upon the release of the unit!

[gygie]

mga sir, first time kong mag paparegister ng innova ko. pero naka morgage pa kasi. puede ba akong dumeretso sa any branch ng LTO at magpa change venue na lang ako? pero wala pa sa akin yung original copy ng CR. xerox lang ang hawak ko. thanks in advance. sorry for the OT.

- - - - - - - - - - - - - - - - - - - - - -

mga sir, first time kong mag paparegister ng innova ko. pero naka morgage pa kasi. puede ba akong dumeretso sa any branch ng LTO at magpa change venue na lang ako? pero wala pa sa akin yung original copy ng CR. xerox lang ang hawak ko. thanks in advance. sorry for the OT.

[rodetor]

mga sir, first time kong mag paparegister ng innova ko. pero naka morgage pa kasi. puede ba akong dumeretso sa any branch ng LTO at magpa change venue na lang ako? pero wala pa sa akin yung original copy ng CR. xerox lang ang hawak ko. thanks in advance. sorry for the OT.

- - - - - - - - - - - - - - - - - - - - - -

mga sir, first time kong mag paparegister ng innova ko. pero naka morgage pa kasi. puede ba akong dumeretso sa any branch ng LTO at magpa change venue na lang ako? pero wala pa sa akin yung original copy ng CR. xerox lang ang hawak ko. thanks in advance. sorry for the OT.

First time owning a vechile?
First time to renew vehicle registration?

Nothing to worry about it.
Kahit xerox copy lang ba ang C.R.
Change venue i think add P100 pa rin yata. Importante lang dala mo mga dapat na documents na hahanapin sa iyo. Like, insurance, any govt issued ID and emission test certificate kung saan malapit sa vicinity ng mga LTO mkakakuha.

Sent from my Starmobile UP+ using Tapatalk