2013 Mitsubishi Mirage

[roelrpt]

25% yang computation na binigay sa iyo

at tama yang computation mo na dapat ay 9,287.57 lang monthly amort mo.

did you show them na faulty ang computation nila?

Di ko pa po napakita sa kanila. Nag-paprint lang po ako ng quotation at kumuha ng form. Tawagan ko mamya yung bank.

[roelrpt]

Just called metrobank. Sabi nila yung rates na nakapost is nominal rates daw. other bank daw when you ask for the rates sabihin nila 15%, 25% etc. , so tama daw yung computation nila. 25% interest for 5 years.

[roelrpt]

Totoo yan sir. Kung di ka makadaan sa branch, kahit tawagan mo na lang muna para maka-inquire.

Nagpaquote ka ba sa metrobank? If yes saan? Tama ba quotation nila sa rates na binigay?

[CVT]

Originally Posted by makona
Yup totoo ito tingin ko metrobank ang pinaka mababang interest ngayon yung promo nila is until december 31 lang kaya sakto sa mirage natin
Term Annual Rate
12 mos. 8.21%
18 mos. 8.21%
24 mos. 8.74%
36 mos. 8.74%
48 mos. 8.77%
60 mos. 9.18%

Ofcourse hindi pa dito kssama yung chattle, lto, at insurance.

Parang > 50% and ini-increase ng interest.... Dati kasi,- 3 years ago lang ito, less than 6% per annum ang rate ng interest sa 60months... Hhhhmmmmm...

17.1K:chop:

[babam31]

as per my SA, Next week pala meron na mirage sa mga showroom, then Nov 16 daw launching, after nyan arrive naman units for releasing.

Tanong ko rin po based on your experience, di po kaya mas una bigyan ng unit yung mga inhouse financing kaysa sa mga cash purchase na kukuha tulad ko. Mas tutubo kase yung casa sa ganun. TIA

[simon_benedict]

Question po mga sir/mam, nag pareserve na ako pero pwede ba akong pumili ng kung anong bank for financing or sila ang mamimili or in-house financing...and kung ako ang mamimili ng bank possible kaya na maging middle men ang SA at kumita pa sila and lalo mas mahal ang babayaran?

[calix0305]

Just called metrobank. Sabi nila yung rates na nakapost is nominal rates daw. other bank daw when you ask for the rates sabihin nila 15%, 25% etc. , so tama daw yung computation nila. 25% interest for 5 years.

nominal rates pala kaya mababa sa Metrobank, tama ba?

sa BDO, BPI, BOC yung quotes nila is add on rates. Almost di nagkakalayo (e.g. 15.xx % for 3 years) nagtataka nga din ako sa Metrobank 8.74% yung rates for 3 years.

Can anyone confirm here if the Metrobank rates is add-on or nominal rates???

[calix0305]

as per my SA, Next week pala meron na mirage sa mga showroom, then Nov 16 daw launching, after nyan arrive naman units for releasing.

Tanong ko rin po based on your experience, di po kaya mas una bigyan ng unit yung mga inhouse financing kaysa sa mga cash purchase na kukuha tulad ko. Mas tutubo kase yung casa sa ganun. TIA

I'll demand an explanation from my SA/dealer to Mitsubishi Phils. My coupon number is below 50 and reserved at the PIMS Mirage launching, that's how early may reservation was and besides para san pa yung reservation fee?

[roelrpt]

nominal rates pala kaya mababa sa Metrobank, tama ba?

sa BDO, BPI, BOC yung quotes nila is add on rates. Almost di nagkakalayo (e.g. 15.xx % for 3 years) nagtataka nga din ako sa Metrobank 8.74% yung rates for 3 years.

Can anyone confirm here if the Metrobank rates is add-on or nominal rates???

Nominal rates daw sabi nung sa bank. Anu ba difference ng nominal at add on? Sorry for the ignorance. Di ko alam eh.. :p

[babam31]

I'll demand an explanation from my SA/dealer to Mitsubishi Phils. My coupon number is below 50 and reserved at the PIMS Mirage launching, that's how early may reservation was and besides para san pa yung reservation fee?

Thank you for the info, but my coupon number is * below 850, i reserved last august 22. Casa from province got the late coupon numbers , huhu.

Allocation from my casa na lang chance ko makakuha kagad ng unit. Need ko na talaga ng city/everyday car.

[calix0305]

Nominal rates daw sabi nung sa bank. Anu ba difference ng nominal at add on? Sorry for the ignorance. Di ko alam eh.. :p

di ko ren alam bro pero sabi nung bank manager sa BDO saken, when you ask for quote ask what rate types is use, pag nominal rates daw maliit yung percent pero hindi ibig sabihin mababa yung rates...

To be safe, dapat pare-pareho yung quotes mo for example, if BPI used OMA add-on rates, yung din yung dapat hingin mo sa Metrobank for comparison

[makona]

Eto yung binigay na quotation sa akin nung kaibigan ko from metrobank

GLX CVT
SRP: 548,000
Downpayment: 109,600 (20%)
Amount finaced: 438,400
Terms: 60
Rate: 9.18%
Monthly amort: 7,977.42

Tama ba to mga sir/maam?

[calix0305]

Thank you for the info, but my coupon number is * below 850, i reserved last august 22. Casa from province got the late coupon numbers , huhu.

Allocation from my casa na lang chance ko makakuha kagad ng unit. Need ko na talaga ng city/everyday car.

Not sure but read somewhere that 500 yata yung first shipment ng units for this year, tapos yung kasunod 2013 na.

[babam31]

Not sure but read somewhere that 500 yata yung first shipment ng units for this year, tapos yung kasunod 2013 na.

Baka nga 2013 na yung unit ko kapag sa second shipment pa. Maybe ill check other car na lang. Balitaan ko na lang kayo.

[roelrpt]

Eto yung binigay na quotation sa akin nung kaibigan ko from metrobank

GLX CVT
SRP: 548,000
Downpayment: 109,600 (20%)
Amount finaced: 438,400
Terms: 60
Rate: 9.18%
Monthly amort: 7,977.42

Tama ba to mga sir/maam?

Tama po yung amortization if we follow the rate of 9.18% interest.


Yung sa akin is 25% interest for 5 years sa metrobank. Sana nga mali yung pagcompute nung sa metrobank.

[makona]

Tama po yung amortization if we follow the rate of 9.18% interest.


Yung sa akin is 25% interest for 5 years sa metrobank. Sana nga mali yung pagcompute nung sa metrobank.

Thanks po! baka yung sa inyo po ganun yung binigay na offer para may commission sila?

[calix0305]

Eto yung binigay na quotation sa akin nung kaibigan ko from metrobank

GLX CVT
SRP: 548,000
Downpayment: 109,600 (20%)
Amount finaced: 438,400
Terms: 60
Rate: 9.18%
Monthly amort: 7,977.42

Tama ba to mga sir/maam?

saang branch ito ng metrobank? special offer lang ba sayo ito from your friend? magkaiba kasi kayo ni roelrpt ng rates. TIA

[roelrpt]

Thanks po! baka yung sa inyo po ganun yung binigay na offer para may commission sila?

I was also given the 9.18% rate pero nung pinakita sa computer nashock ako sa amortization kasi diba I computed it before ako nag-inquire. I'm still confuse how did she end up with that huge amort contrary to the rates given. And if commission naman yung habol, sobrang laki naman. 15.82% ang commission? )

[makona]

saang branch ito ng metrobank? special offer lang ba sayo ito from your friend? magkaiba kasi kayo ni roelrpt ng rates. TIA

naku malayo po sa ilocos sur po yan dun kasi province namin. hindi ko po alam e pero sabi niya kasi yung 9.18% rate is yun yung pinaka mababang rate nila ngayon kasi naka promo from oct 8 - dec 31 may memo lang daw silang na tanggap para sa all branch ng metrobank.

[calix0305]

Originally Posted by makona
Yup totoo ito tingin ko metrobank ang pinaka mababang interest ngayon yung promo nila is until december 31 lang kaya sakto sa mirage natin
Term Annual Rate
12 mos. 8.21%
18 mos. 8.21%
24 mos. 8.74%
36 mos. 8.74%
48 mos. 8.77%
60 mos. 9.18%

Ofcourse hindi pa dito kssama yung chattle, lto, at insurance.

Eto yung binigay na quotation sa akin nung kaibigan ko from metrobank

GLX CVT
SRP: 548,000
Downpayment: 109,600 (20%)
Amount finaced: 438,400
Terms: 60
Rate: 9.18%
Monthly amort: 7,977.42

Tama ba to mga sir/maam?

tama yan pero to good to be true

from Metrobank website car loan calculator --> Metrobank Home Loan Calculator

term: 12 months = add-on rates is 6%
term: 18 months = add-on rates is 9%
term: 24 months = add-on rates is 13%
term: 36 months = add-on rates is 21%
term: 48 months = add-on rates is 29%

can you give us the Metrobank branch and contact person so we can verify it by ourselves. TIA