2013 Mitsubishi Mirage

**calix0305** · October 16th, 2012 04:00 PM

Originally Posted by roelrpt

Nominal rates daw sabi nung sa bank. Anu ba difference ng nominal at add on? Sorry for the ignorance. Di ko alam eh.. :p

di ko ren alam bro pero sabi nung bank manager sa BDO saken, when you ask for quote ask what rate types is use, pag nominal rates daw maliit yung percent pero hindi ibig sabihin mababa yung rates...

To be safe, dapat pare-pareho yung quotes mo for example, if BPI used OMA add-on rates, yung din yung dapat hingin mo sa Metrobank for comparison

**makona** · October 16th, 2012 04:05 PM

Eto yung binigay na quotation sa akin nung kaibigan ko from metrobank

GLX CVT
SRP: 548,000
Downpayment: 109,600 (20%)
Amount finaced: 438,400
Terms: 60
Rate: 9.18%
Monthly amort: 7,977.42

Tama ba to mga sir/maam?

**calix0305** · October 16th, 2012 04:05 PM

Originally Posted by babam31

Thank you for the info, but my coupon number is * below 850, i reserved last august 22. Casa from province got the late coupon numbers , huhu.

Allocation from my casa na lang chance ko makakuha kagad ng unit. Need ko na talaga ng city/everyday car.

Not sure but read somewhere that 500 yata yung first shipment ng units for this year, tapos yung kasunod 2013 na.

**babam31** · October 16th, 2012 04:09 PM

Originally Posted by calix0305

Not sure but read somewhere that 500 yata yung first shipment ng units for this year, tapos yung kasunod 2013 na.

Baka nga 2013 na yung unit ko kapag sa second shipment pa. Maybe ill check other car na lang. Balitaan ko na lang kayo.

**roelrpt** · October 16th, 2012 04:15 PM

Originally Posted by makona

Eto yung binigay na quotation sa akin nung kaibigan ko from metrobank

GLX CVT
SRP: 548,000
Downpayment: 109,600 (20%)
Amount finaced: 438,400
Terms: 60
Rate: 9.18%
Monthly amort: 7,977.42

Tama ba to mga sir/maam?

Tama po yung amortization if we follow the rate of 9.18% interest.

Yung sa akin is 25% interest for 5 years sa metrobank. Sana nga mali yung pagcompute nung sa metrobank.

**makona** · October 16th, 2012 04:18 PM

Originally Posted by roelrpt

Tama po yung amortization if we follow the rate of 9.18% interest.

Yung sa akin is 25% interest for 5 years sa metrobank. Sana nga mali yung pagcompute nung sa metrobank.

Thanks po! baka yung sa inyo po ganun yung binigay na offer para may commission sila?

**calix0305** · October 16th, 2012 04:19 PM

Originally Posted by makona

Eto yung binigay na quotation sa akin nung kaibigan ko from metrobank

GLX CVT
SRP: 548,000
Downpayment: 109,600 (20%)
Amount finaced: 438,400
Terms: 60
Rate: 9.18%
Monthly amort: 7,977.42

Tama ba to mga sir/maam?

saang branch ito ng metrobank? special offer lang ba sayo ito from your friend? magkaiba kasi kayo ni roelrpt ng rates. TIA

**roelrpt** · October 16th, 2012 04:26 PM

Originally Posted by makona

Thanks po! baka yung sa inyo po ganun yung binigay na offer para may commission sila?

I was also given the 9.18% rate pero nung pinakita sa computer nashock ako sa amortization kasi diba I computed it before ako nag-inquire. I'm still confuse how did she end up with that huge amort contrary to the rates given. And if commission naman yung habol, sobrang laki naman. 15.82% ang commission?

)

**makona** · October 16th, 2012 04:29 PM

Originally Posted by calix0305

saang branch ito ng metrobank? special offer lang ba sayo ito from your friend? magkaiba kasi kayo ni roelrpt ng rates. TIA

naku malayo po sa ilocos sur po yan dun kasi province namin. hindi ko po alam e pero sabi niya kasi yung 9.18% rate is yun yung pinaka mababang rate nila ngayon kasi naka promo from oct 8 - dec 31 may memo lang daw silang na tanggap para sa all branch ng metrobank.

**calix0305** · October 16th, 2012 04:34 PM

Originally Posted by makona
Yup totoo ito tingin ko metrobank ang pinaka mababang interest ngayon yung promo nila is until december 31 lang kaya sakto sa mirage natin
Term Annual Rate
12 mos. 8.21%
18 mos. 8.21%
24 mos. 8.74%
36 mos. 8.74%
48 mos. 8.77%
60 mos. 9.18%

Ofcourse hindi pa dito kssama yung chattle, lto, at insurance.

Originally Posted by makona

Eto yung binigay na quotation sa akin nung kaibigan ko from metrobank

GLX CVT
SRP: 548,000
Downpayment: 109,600 (20%)
Amount finaced: 438,400
Terms: 60
Rate: 9.18%
Monthly amort: 7,977.42

Tama ba to mga sir/maam?

tama yan pero to good to be true

from Metrobank website car loan calculator --> Metrobank Home Loan Calculator

term: 12 months = add-on rates is 6%
term: 18 months = add-on rates is 9%
term: 24 months = add-on rates is 13%
term: 36 months = add-on rates is 21%
term: 48 months = add-on rates is 29%

can you give us the Metrobank branch and contact person so we can verify it by ourselves. TIA