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  1. Join Date
    Oct 2012
    Posts
    22
    #1411
    Went to Metrobank, here's what I got:

    Unit Price: 588,000 (GLS-M/T)
    Down Payment: 117,600 - 10,000 (reservation fee) = 107,600

    3 Years (8.74%):
    Monthly Amortization - 14,902
    Chatter - 11,622

    4 Years (8.77%):
    Monthly Amortization - 11,655
    Chatter - 11,622

    5 Years (9.18%):
    Monthly Amortization - 9,806
    Chatter - 11,622

    *computation may be changed once 25k discount is applied to the Unit Price.

    As per Bank Agent I've talked to:
    --Pwede daw mawave yung LTO Fee (7k) but discretion of SA.
    --Pwede pa bumaba yung percentage once pumayag ung SA na ibaba yung Dealer's Incentive (DI), 1% ung DI so pwede nila ibaba yun for about .5% sayang din

    Questions guys:
    1. Mawave kaya ng SA yung 7k LTO Fee kahit bank financing? Ano pwedeng diskarte sa SA para ibigay nya yung 7k and lower DI?
    2. Pwede ba magchange ng SA within same dealership?
    3. Any feedback about the deal from metrobank? OK na kaya yun?

    Thank you.

  2. Join Date
    Dec 2009
    Posts
    2,520
    #1412
    ^mas bababa ang monthly mo kung sa SRP ibabawas ang ang 25thou cash discount at 10thou deposit

    588 - 25 -10 = 563thou

    if youre required 20% down then your loanable amount is .8(563) = 450.4thou

  3. Join Date
    Oct 2012
    Posts
    22
    #1413
    Thanks sir. Di ko lang sure kung applicable sa Unit Price ung 10k. Sabi kasi ng SA sa DP down yun maapply, anyways clarify ko rin sa SA then pag pwede ganun na lang gagawin ko.
    Quote Originally Posted by kisshmet View Post
    ^mas bababa ang monthly mo kung sa SRP ibabawas ang ang 25thou cash discount at 10thou deposit

    588 - 25 -10 = 563thou

    if youre required 20% down then your loanable amount is .8(563) = 450.4thou

  4. Join Date
    Oct 2012
    Posts
    236
    #1414
    Quote Originally Posted by LaFleur View Post
    Went to Metrobank, here's what I got:

    Unit Price: 588,000 (GLS-M/T)
    Down Payment: 117,600 - 10,000 (reservation fee) = 107,600

    3 Years (8.74%):
    Monthly Amortization - 14,902
    Chatter - 11,622

    4 Years (8.77%):
    Monthly Amortization - 11,655
    Chatter - 11,622

    5 Years (9.18%):
    Monthly Amortization - 9,806
    Chatter - 11,622

    *computation may be changed once 25k discount is applied to the Unit Price.

    As per Bank Agent I've talked to:
    --Pwede daw mawave yung LTO Fee (7k) but discretion of SA.
    --Pwede pa bumaba yung percentage once pumayag ung SA na ibaba yung Dealer's Incentive (DI), 1% ung DI so pwede nila ibaba yun for about .5% sayang din

    Questions guys:
    1. Mawave kaya ng SA yung 7k LTO Fee kahit bank financing? Ano pwedeng diskarte sa SA para ibigay nya yung 7k and lower DI?
    2. Pwede ba magchange ng SA within same dealership?
    3. Any feedback about the deal from metrobank? OK na kaya yun?

    Thank you.
    Ilan % DP mo sir?

  5. Join Date
    Nov 2010
    Posts
    22,349
    #1415
    Quote Originally Posted by jinstan View Post
    Ilan % DP mo sir?
    Nakalagay naman sa post niya ah? P107,600. Compute mo na lang %!

    Sa mga newbie dito (madami kasi sa napapasin ko!) magbasa muna kayo ng post bago mag-reply or mag-quote.

  6. Join Date
    Oct 2012
    Posts
    236
    #1416
    Quote Originally Posted by LaFleur View Post
    Went to Metrobank, here's what I got:

    Unit Price: 588,000 (GLS-M/T)
    Down Payment: 117,600 - 10,000 (reservation fee) = 107,600

    3 Years (8.74%):
    Monthly Amortization - 14,902
    Chatter - 11,622

    4 Years (8.77%):
    Monthly Amortization - 11,655
    Chatter - 11,622

    5 Years (9.18%):
    Monthly Amortization - 9,806
    Chatter - 11,622

    *computation may be changed once 25k discount is applied to the Unit Price.

    As per Bank Agent I've talked to:
    --Pwede daw mawave yung LTO Fee (7k) but discretion of SA.
    --Pwede pa bumaba yung percentage once pumayag ung SA na ibaba yung Dealer's Incentive (DI), 1% ung DI so pwede nila ibaba yun for about .5% sayang din

    Questions guys:
    1. Mawave kaya ng SA yung 7k LTO Fee kahit bank financing? Ano pwedeng diskarte sa SA para ibigay nya yung 7k and lower DI?
    2. Pwede ba magchange ng SA within same dealership?
    3. Any feedback about the deal from metrobank? OK na kaya yun?

    Thank you.
    Naapprove na ng metrobank yung 20% DP mo? Kasi baka kagaya sakin yan idemand na minimum 30% DP since less than 500k ang loanable amount.

  7. Join Date
    Oct 2012
    Posts
    22
    #1417
    hindi pa. nag request lang ako quotation. pero wala naman syang nabanggit about required loanable amount. In fact, tinanung nya ako kung ilang percent yung gusto kong DP.
    Quote Originally Posted by jinstan View Post
    Naapprove na ng metrobank yung 20% DP mo? Kasi baka kagaya sakin yan idemand na minimum 30% DP since less than 500k ang loanable amount.

  8. Join Date
    Oct 2012
    Posts
    236
    #1418
    Quote Originally Posted by LaFleur View Post
    hindi pa. nag request lang ako quotation. pero wala naman syang nabanggit about required loanable amount. In fact, tinanung nya ako kung ilang percent yung gusto kong DP.
    san branch ka ng metrobank sir?

  9. Join Date
    Oct 2012
    Posts
    22
    #1419
    SUCAT - GATCHALIAN
    Address: 8165 Dr. A. Santos Ave.,
    City: Parañaque City
    Province: Metro Manila
    Contact Nos.: 825-9232; 828-0223; 825-0382
    Quote Originally Posted by jinstan View Post
    san branch ka ng metrobank sir?

  10. Join Date
    Oct 2012
    Posts
    236
    #1420
    Quote Originally Posted by LaFleur View Post
    SUCAT - GATCHALIAN
    Address: 8165 Dr. A. Santos Ave.,
    City: Parañaque City
    Province: Metro Manila
    Contact Nos.: 825-9232; 828-0223; 825-0382
    balitaan mo ako sir if maaprove ka for 20% DP sa metrobank

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