lowest auto loan rate

[shadow]

Anyone applying for whatever loans sa bank should me treated like a VIP pag hinde lumipat ka ng iba.


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[yubby24]

Hi. Plano ko mag-apply ng auto loan direct sa bank sa December. Tanon ko lang po:

a. May mga requirements ba ako na pwede ko na asikasuhin by now para pag-apply ko eh pasa na lang ako ng pasa?
b. Pano po kung wala akong credit card? Sa Security Bank lang ako meron account tsaka sa bpi since dun yung payroll namin sa SB tapos sa BPI eh savings acct lang.
c. Good idea bang bumili ng kotse sa December? Para sana makakuha ng magandang deals sa mga naghahabol ng annual sales. Hehe.
d. Aside sa DP, ano pang additional na babayaran sa bank?

Thanks po sa sasagot.

[kishAn]

Hi. Plano ko mag-apply ng auto loan direct sa bank sa December. Tanon ko lang po:

a. May mga requirements ba ako na pwede ko na asikasuhin by now para pag-apply ko eh pasa na lang ako ng pasa?
b. Pano po kung wala akong credit card? Sa Security Bank lang ako meron account tsaka sa bpi since dun yung payroll namin sa SB tapos sa BPI eh savings acct lang.
c. Good idea bang bumili ng kotse sa December? Para sana makakuha ng magandang deals sa mga naghahabol ng annual sales. Hehe.
d. Aside sa DP, ano pang additional na babayaran sa bank?

Thanks po sa sasagot.

Basic requirements for autoloan is IDs and itr, even without CC pwede ka naman magapply as long as wala ka pang badrecord sa mga financial institution. Aside from DP you also need to pay the chattel fee, insurance at LTO reg but most of the time free ang LTO registration. yung first car ko nabili namin on the month of December as Christmas gift to ourselves, hingi na lang ng additional freebies sa ahente na naghahabol ng qouta


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[mitchoi]

May mga bagong promos kaya mga bank ngayong Christmas season na? Waiting pa din kame for approval sa EWB, pero balak namen mag apply na din sa ibang bank and then kung sino nalang mauna.

[kishAn]

Metrobank din ata may free chattel at insurance


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[crisjelyn]

sir we can help you if you are planning to get a brand new car. in any car brand since direct bank tayo
a piece of advice sir thou ung iba mas prefer nila all promo low dp

mas maganda pa din yung normal down tayo. mas lessen interest at thes same time lesser montly payment

talk to us sir pm me for infos

[shadow]

May mga bagong promos kaya mga bank ngayong Christmas season na? Waiting pa din kame for approval sa EWB, pero balak namen mag apply na din sa ibang bank and then kung sino nalang mauna.

I'm surprised hinde yan ang ginawa mo


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[shadow]

sir we can help you if you are planning to get a brand new car. in any car brand since direct bank tayo
a piece of advice sir thou ung iba mas prefer nila all promo low dp

mas maganda pa din yung normal down tayo. mas lessen interest at thes same time lesser montly payment

talk to us sir pm me for infos

I'm confused bakit kailangan pa ng service ninyo?

What's the difference kung Siya mismo mag apply directly sa mga banks?

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[densmd]

Good evening,

Newbie here and at the same time applying for a car loan.
Actually yung pinaka basic lang na vios kukunin ko,
could anybody suggest to me SA na makapagbibigay ng
discount.
Sa BPI pala ako nag-aapply at waiting pa ako kung approved siya.
By the way, dasmarinas cavite ako pero currently working dito sa
legazpi city
TIA

[16qq71ujt4sh9sf]

Sa mga mag apply I suggest na gumamit kayo ng tulad nito and apply to multiple banks para ma compare ninyo sinong pinaka best and offer.

BPI

Unit Price: 1,685,000
Discount: 40,000
Discounted Price: 1,645,000
Downpayment: 50%
Amount to be financed: 822,500
Monthly Amort: 37,417 (one month advance)
Term: 24 mos
Chattel: 16,731
Total Upfornt Payment : 876,648
Total Payment for Amortization [Monthly Amortization x (Term in months)]: 898,008
Total Payment for the unit: 1,720,508
Overall total [Total Payment for the unit + Amortization]: 1,737,239
Difference [ Total Payment for Amortization - Amount to be financed ]: 75,508
Percentage [(Total Payment for Amortization - Amount to be financed) / Amount to be financed ]: 9.180303951367781


Metrobank

Unit Price: 1,685,000
Discount: 90,000
Discounted Price: 1,595,000
Downpayment: 50%
Amount to be financed: 797,500
Monthly Amortization: 36,273 (one month advance)
Term: 24 mos
Chattel: 14,928
Total Upfornt Payment : 848,701
Total Payment for Amortization [Monthly Amortization x (Term in months)]: 870,552
Total Payment for the unit: 1,668,052
Overall total [Total Payment for the unit + Amortization]: 1,682,980
Difference [ Total Payment for Amortization - Amount to be financed ]: 73,052
Percentage [(Total Payment for Amortization - Amount to be financed) / Amount to be financed ]: 9.16012539184953