lowest auto loan rate

[yebo]

PNB 36 months 14.96% special rate.
And the best, KANILA ANG D.I.! Hindi nila ipapasa sa akin ang d.i. unlike other banks nakakarga sa loan yung d.i.

[akosidab]

PNB 36 months 14.96% special rate.
And the best, KANILA ANG D.I.! Hindi nila ipapasa sa akin ang d.i. unlike other banks nakakarga sa loan yung d.i.

How about sir pag 60months sa PNB?

Any one here can confirm kung tama yung auto loan calculator sa Apply BPI, BDO Auto Loan. Use Our Car Financing Calculator! ? TIA

[akosidab]

PNB 36 months 14.96% special rate.
And the best, KANILA ANG D.I.! Hindi nila ipapasa sa akin ang d.i. unlike other banks nakakarga sa loan yung d.i.

How about sir pag 60months sa PNB?

Any one here can confirm kung tama yung auto loan calculator sa Apply BPI, BDO Auto Loan. Use Our Car Financing Calculator! ? TIA

[danizthemenace]

Yup tama.. eto yung quote tpos yung calculator na gamit mo..

[rhadski]

Hi. Question lang po. what if gusto ko na bayaran in full yung auto loan ko. what will be the steps that needs to be done and what will be the effect sa current auto loan ko. And another question is since alam ko may pinirmahan akong contract sa bank na during the loan period ko is naka tie up ako dun sa insurance policy nila, ano magiging epekto nung pag bayad ko in full dun sa insurance policy ko. I am asking this because i am planning to sell my car, and plan ko is cash ko sya ibebenta.

[khenma0928]

mababa din po yta sa eastwest bank?

[boytsiks]

Hi. Question lang po. what if gusto ko na bayaran in full yung auto loan ko. what will be the steps that needs to be done and what will be the effect sa current auto loan ko. And another question is since alam ko may pinirmahan akong contract sa bank na during the loan period ko is naka tie up ako dun sa insurance policy nila, ano magiging epekto nung pag bayad ko in full dun sa insurance policy ko. I am asking this because i am planning to sell my car, and plan ko is cash ko sya ibebenta.

^^ pacompute mo sa loan officer yung outstanding balance mo sa car loan mo. Tapos may babayaran lang parang termination fee ng loan.

IIRC, pag bayad na ang loan. Tapos na rin ang tie up mo sa insurance. Check mo lang kasi yung iba minimum 3 yrs yung tie up.

[cyplanr]

info lang... Metrobank car loan promo, free chattel (not exactly free kasi may Php 1.5k na processing fee) at free 1st year insurance... only catch is tied up ka sa insurance for the 2nd and 3rd year. Ok na rin overall, kahit mas mataas ng konti interest compared sa BPI and BDO malaking tipid pa rin ang CM at Insurance.

[rhadski]

^^ pacompute mo sa loan officer yung outstanding balance mo sa car loan mo. Tapos may babayaran lang parang termination fee ng loan.

IIRC, pag bayad na ang loan. Tapos na rin ang tie up mo sa insurance. Check mo lang kasi yung iba minimum 3 yrs yung tie up.

Thanks po sa pagsagot. will ask the bank about it.

[rhadski]

^^ pacompute mo sa loan officer yung outstanding balance mo sa car loan mo. Tapos may babayaran lang parang termination fee ng loan.

IIRC, pag bayad na ang loan. Tapos na rin ang tie up mo sa insurance. Check mo lang kasi yung iba minimum 3 yrs yung tie up.

Thanks po sa pagsagot. will ask the bank about it.

[Walter]

info lang... Metrobank car loan promo, free chattel (not exactly free kasi may Php 1.5k na processing fee) at free 1st year insurance... only catch is tied up ka sa insurance for the 2nd and 3rd year. Ok na rin overall, kahit mas mataas ng konti interest compared sa BPI and BDO malaking tipid pa rin ang CM at Insurance.

The insurance isn't really free. They'll recover the cost on the 2nd and 3rd year.

[cyplanr]

yun nga lang, medyo babawi sa 2 yrs insurance... magkano ba talaga kung di tied up sa bank? they're quoting the ffg for trend:
2nd yr FMV=1.3M, Premium=34k, deductible=6.5k
3rd yr FMV=1.17M, Premium=30k, deductible=5.85k

at di ko pa rin alam kung ok ang Charter Ping An, ok ba sila?

[cyplanr]

yun nga lang, medyo babawi sa 2 yrs insurance... magkano ba talaga kung di tied up sa bank? they're quoting the ffg for everest trend:
2nd yr FMV=1.3M, Premium=34k, deductible=6.5k
3rd yr FMV=1.17M, Premium=30k, deductible=5.85k

at di ko pa rin alam kung ok ang Charter Ping An, ok ba sila?

[jefbuan]

nagaplly ako online sa BPI at balak ko kumuha ng mobilio cvt paguwi namin ng pinas next month,,kakaapproved ko lng kanina at eto binigay na term 30%/60
unit:877,00
d/p: 263100
finance: 613,900
OMA :26.28% php 12921 /mo
AOR :27.28 % php 13023 /mo
chattel : php15,305
insurance : free 1 yr

sa dealer kaya mabibigay nila free LTO??ok na ba yung deal ko sa bpi or try pa sa ibang bank??

[jefbuan]

double post.pag pala sa laptop chrome dodoble,pero sa iphone di naman..

[cyplanr]

ganyan din nga rate na bigay sa akin ng BPI, 26.28 OMA, di nila maibigay na free chattel, free insurance pero tali 5 years as against sa metrobank same rate, yung chattel php 1,500 at tali ka lang ng 3 years sa insurance

[estatiktik]

OMA 26.28% is a great deal!...

I was wondering the same thing...kung ok yung free chattel and 1 year insurance ng Metrobank...tapos tali ka 2nd and 3rd year sa kanilang insurance...I wonder if they will compensate the free insurance and chattel from the first year to the 2nd and 3rd year insurance...baka taasan nila sa 2nd and 3rd year... :D

[estatiktik]

double post sorry...

[carsiesples]

Sir, newbie here. Mas sulit po ba kung sa bank kumuha ng loan for a second-hand car kesa in-house?
Super baguhan lang po ako and ayoko muna mag brand new until sanay na ako mag maneho. Thanks in advance.

[Leimaymay]

Note: THIS IS A BIASED OPINION. Every car will have its merits, but here are the reasons I am NOT for buying them.

1. Fiesta - Where there is smoke, there is flame. Newer units may have had some tweaks, but with Ford's recent history of drivetrain problems (Fiesta/Ecosport/Ranger), I'll take on as a weekend car but never something I'll need to drive daily. Pag manual, siguro pwede pa.

2. Spark - Not really a fan of Chevy yet. They haven't been around long enough under new management to really know how well they'll support their products. That said, yung isang may Trailblazer dito sa forum, tumengga kotse niya for 3 months dahil sa kulang ng piyesa.

3. i10/Eon - Mahal maintenance ng Hyundai. If wala kang idea saan mo ipapagawa kung sa labas ng CASA, you're better off with a Toyota or a Honda nalang.

4. Recommendation for a nice hatchback - Yaris, Jazz. Mas mahal, yes. But also a larger dealer network and more on the road means more local talyer knowledge and spare parts pag tumagal na yung kotse.

5. Depending on your finances, 20%, 5 years to pay is not such a good scheme. Ang laki ng iuutang mo sa bangko kung ganun. Can you save a little more and do 30-50% DP instead?

Hi sir/maam? pwede po magtanong? kasi bibili ako ng car next month papa finance ko sa bank. Anong bank kaya maganda kunin? saka 10% lang kaya namin na DP pero ang monthly na kinikita namin is 80-100k. Kuha kami for 3yrs. saka im torn between mazda 2 Speed and Honda city VX+ kung may idea kayo kung sino mas maganda bilhin paki share naman po. im a 21y/o girl first car po. Thank you po.