lowest auto loan rate

[Allan023]

BPI - 14.77% * 36 months. Free insurance and chattel. Also the way they handled my application, felt like a VIP.

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[babkalakal]

Between BPI, BDO, and Metrobank, it was Metrobank who gave me the best rates. A friend who works for Security Bank Auto Loan told me they could match the offer of Metrobank.

Security bank kami naka loan. Lowest that we canvassed. Less than 5% p.a.

[2logski]

Up ko lang po.

Who can help me about avanza 1.3 e or 1.5 g.

Srp for 1.3 e is 805,000
For 1.5g is 927,000

For 60 months po...

Anu kaya may promos and discounts pa tis Month. Thanks.

[kishAn]

Up ko lang po.

Who can help me about avanza 1.3 e or 1.5 g.

Srp for 1.3 e is 805,000
For 1.5g is 927,000

For 60 months po...

Anu kaya may promos and discounts pa tis Month. Thanks.

yung sa ahente ko 15k binigay na cash discount for the Avanza 1.3E last month yun nung wala masyado supply ng unit


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[2logski]

yung sa ahente ko 15k binigay na cash discount for the Avanza 1.3E last month yun nung wala masyado supply ng unit


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Anu po yang avanza nio mam/sir? P.o from.bank or direct.sa dealer??

[mitchoi]

Ano ba rates ngayon ng mga bank?

Galing kame Toyota last week sabi namen bank financing sana pero yung ni-quote ni SA eh lumalabas 45% ang total interest in 5 years, with 20% DP, nakalagay pa dun sa papel BPI.

[L1quid]

Ano ba rates ngayon ng mga bank?

Galing kame Toyota last week sabi namen bank financing sana pero yung ni-quote ni SA eh lumalabas 45% ang total interest in 5 years, with 20% DP, nakalagay pa dun sa papel BPI.

Rates are usually published by the banks themselves. Check mo website ng preferred bank mo. You can also get better rates if you have a good account in that bank you'll be getting the loan from, just talk to them.




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[jigeloh]

Ano ba rates ngayon ng mga bank?

Galing kame Toyota last week sabi namen bank financing sana pero yung ni-quote ni SA eh lumalabas 45% ang total interest in 5 years, with 20% DP, nakalagay pa dun sa papel BPI.

Inhouse rate yan. Punta ka sa banko mo,usually nasa 22-25% sa bpi pag 5yrs

[Jsm2016]

BPI - 14.77% * 36 months. Free insurance and chattel. Also the way they handled my application, felt like a VIP.

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Kailan ka nagaapply sa bpi, direct sa bank b? Anong branch?I check there website di ko makita promo nila eh like free chattel and insurance. Online lang me nagapply eh, di ko p makita yun breakdown at interest rate. Waiting p me approval. Para mahaggle ko sana. Tia.

[shadow]

Anyone applying for whatever loans sa bank should me treated like a VIP pag hinde lumipat ka ng iba.


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[yubby24]

Hi. Plano ko mag-apply ng auto loan direct sa bank sa December. Tanon ko lang po:

a. May mga requirements ba ako na pwede ko na asikasuhin by now para pag-apply ko eh pasa na lang ako ng pasa?
b. Pano po kung wala akong credit card? Sa Security Bank lang ako meron account tsaka sa bpi since dun yung payroll namin sa SB tapos sa BPI eh savings acct lang.
c. Good idea bang bumili ng kotse sa December? Para sana makakuha ng magandang deals sa mga naghahabol ng annual sales. Hehe.
d. Aside sa DP, ano pang additional na babayaran sa bank?

Thanks po sa sasagot.

[kishAn]

Hi. Plano ko mag-apply ng auto loan direct sa bank sa December. Tanon ko lang po:

a. May mga requirements ba ako na pwede ko na asikasuhin by now para pag-apply ko eh pasa na lang ako ng pasa?
b. Pano po kung wala akong credit card? Sa Security Bank lang ako meron account tsaka sa bpi since dun yung payroll namin sa SB tapos sa BPI eh savings acct lang.
c. Good idea bang bumili ng kotse sa December? Para sana makakuha ng magandang deals sa mga naghahabol ng annual sales. Hehe.
d. Aside sa DP, ano pang additional na babayaran sa bank?

Thanks po sa sasagot.

Basic requirements for autoloan is IDs and itr, even without CC pwede ka naman magapply as long as wala ka pang badrecord sa mga financial institution. Aside from DP you also need to pay the chattel fee, insurance at LTO reg but most of the time free ang LTO registration. yung first car ko nabili namin on the month of December as Christmas gift to ourselves, hingi na lang ng additional freebies sa ahente na naghahabol ng qouta


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[mitchoi]

May mga bagong promos kaya mga bank ngayong Christmas season na? Waiting pa din kame for approval sa EWB, pero balak namen mag apply na din sa ibang bank and then kung sino nalang mauna.

[kishAn]

Metrobank din ata may free chattel at insurance


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[crisjelyn]

sir we can help you if you are planning to get a brand new car. in any car brand since direct bank tayo
a piece of advice sir thou ung iba mas prefer nila all promo low dp

mas maganda pa din yung normal down tayo. mas lessen interest at thes same time lesser montly payment

talk to us sir pm me for infos

[shadow]

May mga bagong promos kaya mga bank ngayong Christmas season na? Waiting pa din kame for approval sa EWB, pero balak namen mag apply na din sa ibang bank and then kung sino nalang mauna.

I'm surprised hinde yan ang ginawa mo


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[shadow]

sir we can help you if you are planning to get a brand new car. in any car brand since direct bank tayo
a piece of advice sir thou ung iba mas prefer nila all promo low dp

mas maganda pa din yung normal down tayo. mas lessen interest at thes same time lesser montly payment

talk to us sir pm me for infos

I'm confused bakit kailangan pa ng service ninyo?

What's the difference kung Siya mismo mag apply directly sa mga banks?

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[densmd]

Good evening,

Newbie here and at the same time applying for a car loan.
Actually yung pinaka basic lang na vios kukunin ko,
could anybody suggest to me SA na makapagbibigay ng
discount.
Sa BPI pala ako nag-aapply at waiting pa ako kung approved siya.
By the way, dasmarinas cavite ako pero currently working dito sa
legazpi city
TIA

[16qq71ujt4sh9sf]

Sa mga mag apply I suggest na gumamit kayo ng tulad nito and apply to multiple banks para ma compare ninyo sinong pinaka best and offer.

BPI

Unit Price: 1,685,000
Discount: 40,000
Discounted Price: 1,645,000
Downpayment: 50%
Amount to be financed: 822,500
Monthly Amort: 37,417 (one month advance)
Term: 24 mos
Chattel: 16,731
Total Upfornt Payment : 876,648
Total Payment for Amortization [Monthly Amortization x (Term in months)]: 898,008
Total Payment for the unit: 1,720,508
Overall total [Total Payment for the unit + Amortization]: 1,737,239
Difference [ Total Payment for Amortization - Amount to be financed ]: 75,508
Percentage [(Total Payment for Amortization - Amount to be financed) / Amount to be financed ]: 9.180303951367781


Metrobank

Unit Price: 1,685,000
Discount: 90,000
Discounted Price: 1,595,000
Downpayment: 50%
Amount to be financed: 797,500
Monthly Amortization: 36,273 (one month advance)
Term: 24 mos
Chattel: 14,928
Total Upfornt Payment : 848,701
Total Payment for Amortization [Monthly Amortization x (Term in months)]: 870,552
Total Payment for the unit: 1,668,052
Overall total [Total Payment for the unit + Amortization]: 1,682,980
Difference [ Total Payment for Amortization - Amount to be financed ]: 73,052
Percentage [(Total Payment for Amortization - Amount to be financed) / Amount to be financed ]: 9.16012539184953

[reine2008]

Question po:

Nag apply po yung brother ko direct sa bank para mag car loan unit is Montero GLS. He was asked to submit the following:
Passbook, DTI, 2 Valid ID's and credit card statement. meron naman silang parking na kasya ang 2 sasakyan. Wala syang utang sa bank (he's paying his credit card in full), he owns the house, he has capacity to pay.

Pero na declied pa din. Ano po ba ang chance para ma approved?

Thanks po sa suggestion.


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