lowest auto loan rate

**brynne** · June 18th, 2013 03:08 PM

^sir check mo ang bdo and bpi family, mas mababa ng kaunti ang bpi family, yung metrobank, may promo sila, kaso gang june lang yun e, hindi ko lang lam kung sa lahat ng branches nila yun

**tootles3** · July 23rd, 2013 02:21 PM

Mga Sir's/Ma'am,

I am planning of buying a 2nd hand Toyota Avanza. Could you please help me kung saan ang pinaka-ok na mag-auto loan/car financing? Mababa na po ba ang 1.14% per month?

**MonteroGLSV** · July 23rd, 2013 02:26 PM

Originally Posted by tootles3

Mga Sir's/Ma'am,

I am planning of buying a 2nd hand Toyota Avanza. Could you please help me kung saan ang pinaka-ok na mag-auto loan/car financing? Mababa na po ba ang 1.14% per month?

Sir taas nyan sir,almost katumbas na ng 3yrs yan sa bank if brand new kunin mo. pero ganun po tlaga kalakaran sa 2nd hand car sir mataas interest nila
anyway sir ilang taon na po ung kunin nyong car?baka pwede nyo pasok sa BPI yan mas mura ng kunti IMHO...

**tootles3** · July 23rd, 2013 02:37 PM

Originally Posted by MonteroGLSV

Sir taas nyan sir,almost katumbas na ng 3yrs yan sa bank if brand new kunin mo. pero ganun po tlaga kalakaran sa 2nd hand car sir mataas interest nila
anyway sir ilang taon na po ung kunin nyong car?baka pwede nyo pasok sa BPI yan mas mura ng kunti IMHO...

Sir MonteroGSLV, Di pa tlaga ako nakakahanap pero ang target ko is 2007-2009 models. Ano pwde nyo i-advice?

**MonteroGLSV** · July 23rd, 2013 02:45 PM

If you are going to ask me sir lalo na pag hulugan lang din eh mag brandnew na po kayo kunti na lang po dagdag nyo. and bank interest is lower than 2nd hand.

Originally Posted by tootles3

Sir MonteroGSLV, Di pa tlaga ako nakakahanap pero ang target ko is 2007-2009 models. Ano pwde nyo i-advice?

**jansky** · July 23rd, 2013 03:03 PM

mataas ang interest rate pag mga 2nd hand dahil high-risk mga yan

**Emil Lacar** · July 25th, 2013 06:24 PM

Hi tsikoteers,

I'm planning of getting a car by next month so nagpa quote ako sa metro. Here's their quote please tell me what you think. Your expertise is greatly appreciated.

Toyota Vios 1.3J

Php630,000.00
126,000.00 (20% DP)
----------------
Php504,000.00 Loanable Amount 9.18%

Monthly amortization Php10,506.30 (5 yrs)

Chattel Mortgage Php12,200.00

**revans** · July 26th, 2013 03:41 PM

Im planning na mag auto loan for the first time and been qouted already by my bank (Allied/PNB), kaya lang dami pang hinahanap na documents, as per your experience guys important ba talaga sa bank ang AUDITED FINANCIAL STATEMENT... kung iisipin i maintained account sa kanila both savings and current and allied bank credit card which i payed them every month at least 20 to 35k monthly bills binabayaran ko sa credit card alone... Ganun po ba talaga kalakaran dispite they can easily silipin ang cash flow ko and malalaman naman agad nila if im a bad debtor. I may be im out of topic pag pasensyahan na lang po... kindly shed light me on this...tnx a lot in advance.

**revans** · July 30th, 2013 05:17 PM

Share ko lang...
Vios 1.3E A/T
Unit Price - 762,000
Discount - 10.000
Net unit price - 752,000
Down Payment (20%) - 150,400
Amount to be financed - 601,600
Term (mos) - 48
Add on interest rate - 20% (for approval daw from orig 21.84%- pinakita ko kasi quotation ng ibang bank willing mag bigay sa 20%)
Net monthly amortization - 15,040

Downpayment -150,400
OMA - 15,040
Chattel - 15,501
TPL - 1,700
Insurance w/ AOG - 24,500 (Malayan)
LTO - free
Total Cash Outlay - 207,141

What do you think? Ok na ba to? Mayrun pa bang dapat i-haggle?

**car_bore** · August 19th, 2013 05:46 PM

Guys, ask ko lang. Ok na ba ung binigay sakin ng Metrobank?

Toyota Fortuner
UNIT PRICE: 1,489,000.00
Downpayement: 446,700.00 (30%)
Amount Financed: 1,042,300.000

Monthly Amortization: 32,989.85 (36 months)

*Does not include LTO, Insurance, Chattel etc.