lowest auto loan rate

[radz15]

sabi sakin ng bank nung september 1 lang na-implement yung free 1 month na 30% interest. last month daw free 1 month kahit 27.28% lang yung interest. sayang daw di pako nag avail last month.

Nung nagpunta ako sa PSbank nagulat ako nung sinabi sakin na 36% yung interest nila sa 5 years. sabi ko kaya ako nagpunta kasi 27.28% bigay sakin ni BPI na im expecting na mas mababa mabibigay nila sakin. Sabi nalang nila na mag apply muna ko at pag na approved saka nalang daw i-haggle yung rate. tsk tsk

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sabi sakin ng bank nung september 1 lang na-implement yung free 1 month na 30% interest. last month daw free 1 month kahit 27.28% lang yung interest. sayang daw di pako nag avail last month.

Nung nagpunta ako sa PSbank nagulat ako nung sinabi sakin na 36% yung interest nila sa 5 years. sabi ko kaya ako nagpunta kasi 27.28% bigay sakin ni BPI na im expecting na mas mababa mabibigay nila sakin. Sabi nalang nila na mag apply muna ko at pag na approved saka nalang daw i-haggle yung rate. tsk tsk

[venerzky]

Good deal na kaya 'to?

2015 MITSUBISHI G4 GLX CVT:

Price: Php 643,000.00
Discount: Php 75,000.00
Net Price: Php 568,000.00
Down payment: Php 56,800.00 (10%)
Amount to finance: Php 511,200.00
Rate: 25.80%
Term: 60 months
Monthly Amort: Php 10,719.00
CMF: Php 13,325.00
Insurance: Php 18,914.50
CTPL(3 YEARS): Php 1,690.40

[radz15]

pwede na yan. anong bank mo? ok yan ah 10% lang DP

[Dende]

sabi sakin ng bank nung september 1 lang na-implement yung free 1 month na 30% interest. last month daw free 1 month kahit 27.28% lang yung interest. sayang daw di pako nag avail last month.

Nung nagpunta ako sa PSbank nagulat ako nung sinabi sakin na 36% yung interest nila sa 5 years. sabi ko kaya ako nagpunta kasi 27.28% bigay sakin ni BPI na im expecting na mas mababa mabibigay nila sakin. Sabi nalang nila na mag apply muna ko at pag na approved saka nalang daw i-haggle yung rate. tsk tsk

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sabi sakin ng bank nung september 1 lang na-implement yung free 1 month na 30% interest. last month daw free 1 month kahit 27.28% lang yung interest. sayang daw di pako nag avail last month.

Nung nagpunta ako sa PSbank nagulat ako nung sinabi sakin na 36% yung interest nila sa 5 years. sabi ko kaya ako nagpunta kasi 27.28% bigay sakin ni BPI na im expecting na mas mababa mabibigay nila sakin. Sabi nalang nila na mag apply muna ko at pag na approved saka nalang daw i-haggle yung rate. tsk tsk

Ganyan din sinabi sakin ni Bpi pero go pa rin ako para less hassle. Kinompute ko, naka spread sa term yung 1 month na free plus 20% interest.

[pastebooko]

Interest rate ko sa BPI 26.5% lang tapos free 1 month amortization and 1 year insurance. August 1 ko lang nakuwa auto ko, around first week ako ng July nag apply ng loan. Simple lang naman para ma avail ang free 1 month amortization, kelangan lang umabot ng 400k ang loanable amount. Walang kinalaman sa interest rate dahil yung loanable amount ang basehan nila. Btw online ako nag apply so sa main branch ako ng BPI naprocess - Ayala branch

[pastebooko]

Sa website nila ngayon wala na yung atleast 400k loanable amount. Nakalagay na lang atleast 3 years. Sa online kayo kag apply para direct kayo sa main office nila.

[lakay77]

wala na nga ang free insurance insurance ng bpi sa website nila for car loan

[kishAn]

sabi sakin ng bank nung september 1 lang na-implement yung free 1 month na 30% interest. last month daw free 1 month kahit 27.28% lang yung interest. sayang daw di pako nag avail last month.

Nung nagpunta ako sa PSbank nagulat ako nung sinabi sakin na 36% yung interest nila sa 5 years. sabi ko kaya ako nagpunta kasi 27.28% bigay sakin ni BPI na im expecting na mas mababa mabibigay nila sakin. Sabi nalang nila na mag apply muna ko at pag na approved saka nalang daw i-haggle yung rate. tsk tsk

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sabi sakin ng bank nung september 1 lang na-implement yung free 1 month na 30% interest. last month daw free 1 month kahit 27.28% lang yung interest. sayang daw di pako nag avail last month.

Nung nagpunta ako sa PSbank nagulat ako nung sinabi sakin na 36% yung interest nila sa 5 years. sabi ko kaya ako nagpunta kasi 27.28% bigay sakin ni BPI na im expecting na mas mababa mabibigay nila sakin. Sabi nalang nila na mag apply muna ko at pag na approved saka nalang daw i-haggle yung rate. tsk tsk

kaya yan ng 25.65% oma 5 yrs sagad-sagad na wala na din makukuha ahente

[pastebooko]

Double post*

[pastebooko]

wala na nga ang free insurance insurance ng bpi sa website nila for car loan

Kaka check ko lang po hanggang September 25, 2015 pa po yung promo nila.

"1. Auto Loan "Free Insurance Option" is EXCLUSIVE to all BPI/BPI Family
Savings Bank clients who successfully availed of a BPI Family Auto Loan
from July 1 to September 25, 2015.

2. The approved and availed auto loan should have minimum amount financed of Php 400K."

[radz15]

kaya yan ng 25.65% oma 5 yrs sagad-sagad na wala na din makukuha ahente

Pano bang banat sasabihin ko? Hehe depositor pa naman ako dun sa branch na pinag aaplyan ko ng loan kaya im expecting na mas mababang interest rate bibigay nila sakin.

[kishAn]

Pano bang banat sasabihin ko? Hehe depositor pa naman ako dun sa branch na pinag aaplyan ko ng loan kaya im expecting na mas mababang interest rate bibigay nila sakin.

hmmm default talaga is mataas na rate ang ieencode ng branch once maapprove na yung application saka na lang irerecon sa lower rate. possible ang pinaka-pinakalowest rate pag hawak mo or ng branch ang ahente na papayag ng zero DI which is wala ng makukuha yung ahente booking na lang. magapply ka na muna and sabihin mo yung desired rate na ba galing sa bpi para tapatan na lang or possile lowered. depositor ka nman eh kung sa branch ko yan matic na hehe

[radz15]

hmmm default talaga is mataas na rate ang ieencode ng branch once maapprove na yung application saka na lang irerecon sa lower rate. possible ang pinaka-pinakalowest rate pag hawak mo or ng branch ang ahente na papayag ng zero DI which is wala ng makukuha yung ahente booking na lang. magapply ka na muna and sabihin mo yung desired rate na ba galing sa bpi para tapatan na lang or possile lowered. depositor ka nman eh kung sa branch ko yan matic na hehe

Oo nga eh. Dapat nga sila pa mag offer sakin agad ng lower rate kasi depositor nila ko pero parang trato lang sakin eh normal walk-in client. Nabanggit sakin ng mom ko which is a broker na pwede daw rumekta sa loan Department ng bpi mag apply ng loan. May Commission pa daw sya na 1%. Kaso kasi as much as possible ayoko na sya gambadalin dahil busy din sya sa mga sked nya. L

[lakay77]

extended ang free insurance ata ng bpi

[pogsdaw]

Mas mataas ang rate ni BPI sa may free 1 month and 1 yr insurance by 3.5%. Parang binayaran mo na din yung free kung titingnan mo yung total amount, tali ka pa sa insurance nila.

[lakay77]

Mas mataas ang rate ni BPI sa may free 1 month and 1 yr insurance by 3.5%. Parang binayaran mo na din yung free kung titingnan mo yung total amount, tali ka pa sa insurance nila.

ok sir ill ask. free na din kasi insurance ng mga sasakayan pag bago. depende na lang siguro kung pwede mong ipabawas dun sa total amount ng cars pag cash/bank yung insurance

[wonderloo]

My dealer said he thinks I still got the lowest auto loan rate they can possibly remember * 22.45% Chinabank.

If you are a depositor you get a preferential rate.

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My dealer said he thinks I still got the lowest auto loan rate they can possibly remember * 22.45% Chinabank.

If you are a depositor you get a preferential rate.

How many months is this 22.45% rate?
And how much % sa downpayment?

Thanks.

[romsky26]

Hi,

I am planning to sell my old car and get a new car via bank loan. Hope you guys can answer my questions. I know we should compare different bank offers to get the best deal possible, so when you apply for a bank loan, do you go to BPI/Metrobank/Security Branch A, Branch B, C etc. or is it just BPI vs Metrobank vs Security bank etc. Is it correct that one bank, for instance BPI, has the same rate for all its branches? Or different branches have its own rate. Sorry, really no have idea about loans. Thanks!

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Hi,

I am planning to sell my old car and get a new car via bank loan. Hope you guys can answer my questions. I know we should compare different bank offers to get the best deal possible, so when you apply for a bank loan, do you go to BPI/Metrobank/Security Branch A, Branch B, C etc. or is it just BPI vs Metrobank vs Security bank etc. Is it correct that one bank, for instance BPI, has the same rate for all its branches? Or different branches have its own rate. Sorry, really no have idea about loans. Thanks!

[SkyFlakes88]

It's best to do leg work and just go inside different banks and inquire. Do a loan shopping. That's what we did and security bank gave us the best deal.

[lakay77]

Hi,

I am planning to sell my old car and get a new car via bank loan. Hope you guys can answer my questions. I know we should compare different bank offers to get the best deal possible, so when you apply for a bank loan, do you go to BPI/Metrobank/Security Branch A, Branch B, C etc. or is it just BPI vs Metrobank vs Security bank etc. Is it correct that one bank, for instance BPI, has the same rate for all its branches? Or different branches have its own rate. Sorry, really no have idea about loans. Thanks!

maski bpi iba iba ang rate na binibigay