lowest auto loan rate

[SkyFlakes88]

Di po ba sila mahigpit sa tenure? Nasa magkano po interest rate nila sir? Are you working for them and could help me? Hehe

I'm not connected with any bank sir. It's just yun security ang nagbigay nang best offer to us the time we applied. Heck they even approved our loan just 1day and already faxed a p.o. to the dealership kahit na d pa kami decided what bank to use. Almost 25% lang sa 5yrs and yun tenure sa work is just over 2years. I'll get the loan officers no. And pm it to you sir

[Geo_S]

Di po ba sila mahigpit sa tenure? Nasa magkano po interest rate nila sir? Are you working for them and could help me? Hehe

Bro, sa Security bank din ako nagloan. I can say competitive ang rates nila pero kase may preferential rates sa mga depositors kaya mas mababa ng onti ang interest rate ko. I can refer you to my agent, baka matulungan ka. Just pm me. I know Mz3 din gusto mo kunin. Hehe.

[justdiy]

Sir geo and skyflakes,

May promos kaung naavail sa security bank? Free chattel/insurance?

[Geo_S]

Sir geo and skyflakes,

May promos kaung naavail sa security bank? Free chattel/insurance?

Nung naapprove ako last January, walang promo. Bihira sila magpromo for free chattel mortgage. Alam ko last time nagpromo sila ng free insurance last Q2 2015.

I was also approved by BPI, yun may free insurance pero di ko kinagat. I've computed over the course of the loan, mas makakamura pa rin ako sa SB kase tali ka sa insurance with BPI at babawiin lang din nila yung free insurance sa succeeding years.

[SkyFlakes88]

Sir geo and skyflakes,

May promos kaung naavail sa security bank? Free chattel/insurance?

I'm not sure as this time sir kung ano promo nila e. Best to get your own sir way cheaper than the so called free ins./chattel. When you compute the package kasi incorporated din sa loan yun free e. May lock in pa sa insurance and don't forget to ask about the D.I. nang dealer best is nothing but 0.5% is just right.

[kishAn]

Psbank is giving me total interest of 27.85% for 5yrs. Kainis lang kasi ang hirap magpaapprove sa ibang banks. Sa bpi/metrobank for example nasa 25%+ lang. Kaso 3 yrs tenure mo dapat sa current company pag metrobank.

kaya pa yan ng 25.65 for oma zero d.i. hehe sagad to the bones pa try mo na rin to recon hanggang 25 mabilis lang nman mgpaapprove eh

[kishAn]

Nung naapprove ako last January, walang promo. Bihira sila magpromo for free chattel mortgage. Alam ko last time nagpromo sila ng free insurance last Q2 2015.

I was also approved by BPI, yun may free insurance pero di ko kinagat. I've computed over the course of the loan, mas makakamura pa rin ako sa SB kase tali ka sa insurance with BPI at babawiin lang din nila yung free insurance sa succeeding years.

sabi ni wifey na taga metrobank baka ibalik ang promo na free chattel at free insurance this month. may tshirt na daw sila for the promo eh

[justdiy]

kaya pa yan ng 25.65 for oma zero d.i. hehe sagad to the bones pa try mo na rin to recon hanggang 25 mabilis lang nman mgpaapprove eh

Hi Sir! may .5% DI kasi si car dealer. Di raw talaga kaya na wala eh.. So pag nag OMA pala ako most probably around 25.65% pala ang makuha ko?

- - - - - - - - - - - - - - - - - - - - - -

kaya pa yan ng 25.65 for oma zero d.i. hehe sagad to the bones pa try mo na rin to recon hanggang 25 mabilis lang nman mgpaapprove eh

Hi Sir! may .5% DI kasi si car dealer. Di raw talaga kaya na wala eh.. So pag nag OMA pala ako most probably around 25.65% pala ang makuha ko?

[SkyFlakes88]

[QUOTE=justdiy;2598733]Hi Sir! may .5% DI kasi si car dealer. Di raw talaga kaya na wala eh.. So pag nag OMA pala ako most probably around 25.65% pala ang makuha ko?

- - - - - - - - - - - - - - - - - - - - - -



Sir justdiy, yun nakuha po namin na loan. 24.+=% with Oma na po. Try nyo pa negotiate sa bank baka makakuha pa kayo cheaper or at least at par po para maka save pa po kayo sa interest.

[justdiy]

[quote=SkyFlakes88;2598752]

Hi Sir! may .5% DI kasi si car dealer. Di raw talaga kaya na wala eh.. So pag nag OMA pala ako most probably around 25.65% pala ang makuha ko?

- - - - - - - - - - - - - - - - - - - - - -



Sir justdiy, yun nakuha po namin na loan. 24.+=% with Oma na po. Try nyo pa negotiate sa bank baka makakuha pa kayo cheaper or at least at par po para maka save pa po kayo sa interest.

Hello sir,

Kinontak ko po yung binigay niyong taga security bank. Try ko siguro kung ma-approve ako sa kanila hehe

- - - - - - - - - - - - - - - - - - - - - -

[QUOTE=SkyFlakes88;2598752]

Hi Sir! may .5% DI kasi si car dealer. Di raw talaga kaya na wala eh.. So pag nag OMA pala ako most probably around 25.65% pala ang makuha ko?

- - - - - - - - - - - - - - - - - - - - - -



Sir justdiy, yun nakuha po namin na loan. 24.+=% with Oma na po. Try nyo pa negotiate sa bank baka makakuha pa kayo cheaper or at least at par po para maka save pa po kayo sa interest.

Hello sir,

Kinontak ko po yung binigay niyong taga security bank. Try ko siguro kung ma-approve ako sa kanila hehe

[mudpits]

May promo daw bpi ngayon. Zero downpayment.

[ms_jazzy]

Pinakamura BPI sa auto loan. Sabi din nung friends namin na working sa other banks, di daw nila kaya tapatan rate ng BPI

[lakay77]

May promo daw bpi ngayon. Zero downpayment.

saan nyo po nakita?

[ThisSideUp]

My dealer said he thinks I still got the lowest auto loan rate they can possibly remember * 22.45% Chinabank.

If you are a depositor you get a preferential rate.

- - - - - - - - - - - - - - - - - - - - - -

My dealer said he thinks I still got the lowest auto loan rate they can possibly remember * 22.45% Chinabank.

If you are a depositor you get a preferential rate.

[radz15]

My dealer said he thinks I still got the lowest auto loan rate they can possibly remember * 22.45% Chinabank.

If you are a depositor you get a preferential rate.

- - - - - - - - - - - - - - - - - - - - - -

My dealer said he thinks I still got the lowest auto loan rate they can possibly remember * 22.45% Chinabank.

If you are a depositor you get a preferential rate.

60 months? kelan mo na avail yan?

[kishAn]

60 months? kelan mo na avail yan?

that the rate of 48 mos. if 60 mos yan wow!

[radz15]

nakaka disappoint yung BPI. mag aapply na sana ako sinabi sakin kung i-avail ko yung free 1 month ang magiging interest ko sa 5 years ay 30% pag walang free na 1 month 27.28%.

[Balikpinoy]

nakaka disappoint yung BPI. mag aapply na sana ako sinabi sakin kung i-avail ko yung free 1 month ang magiging interest ko sa 5 years ay 30% pag walang free na 1 month 27.28%.

Nothing is free when dealing with banks.

[justdiy]

Nothing is free when dealing with banks.

Taas ata ng rate nila jan..

Saka grabe pala ano, pang marketing lang ung 1 month free. hehehe

- - - - - - - - - - - - - - - - - - - - - -

Nothing is free when dealing with banks.

Taas ata ng rate nila jan..

Saka grabe pala ano, pang marketing lang ung 1 month free. hehehe

[SkyFlakes88]

Ganyan talaga po mga bank promos. They make you believe that there is something free to make you happy but in reality pag marunong ka mag kwenta lahat binayaran mo rin at sobra pa.

When we got approved straight deal lang walang free kahit ano. Bare it all lang. Pag kwenta mo mas mura pa sa mga claimed free free nila. That's why don't get excited sa mga promo nila lahat yan bayad mo rin pag binusisi mo.