lowest auto loan rate

[Gel999]

Free po ang first year sir. Nasa 25k up and succeeding yr i think.

[rayleigh]

Free po ang first year sir. Nasa 25k up and succeeding yr i think.

Rate po kasi skin ng BPI 26.28% = OMA na po.

Mataas po ba yan?

Thanks.

[rayleigh]

Mag one month advance ka para makuha mo yung 24.95 interest rate.

Sir ask ko lng po, kung sang branch po yan?

THanks po.

[pilyangswitipie]

Noob question lang po. Kung sakali na kukuha ka ng car thru bank financing. Pede ka ba humingi ng discount sa casa and then the bank will deduct kung magkano man yung discount na binigay syo? Pede ba yung ganun? Pasensya na po.

[carwhacko]

Noob question lang po. Kung sakali na kukuha ka ng car thru bank financing. Pede ka ba humingi ng discount sa casa and then the bank will deduct kung magkano man yung discount na binigay syo? Pede ba yung ganun? Pasensya na po.

San ka ba dederecho? Sa bangko o sa casa? Kase kapag sa bangko ka derecho (sa pagkaalam ko at experience ko) wala sila binibigay na discount eh. You pay the whole amount kung magkano man ang DP mo plus insurance,chattel,etc. Altho mas mababa rate nila kesa dealer. Pero alam ko may ka tie up naman yan silang dealer. Better ask the banks baka may mga promos and discounts sila.

[testament11]

Good day. Nagpa-quote ako ke Metrobank ng car loan. Ito binigay nila sa akin at sabi sa akin yan daw yun basic at pwede pa daw gumalaw since matagal na nila akong client. Good rate na kaya ito? This is for a Mazda 3 2.0R HB at 20% DP and 5 years to pay

[pilyangswitipie]

San ka ba dederecho? Sa bangko o sa casa? Kase kapag sa bangko ka derecho (sa pagkaalam ko at experience ko) wala sila binibigay na discount eh. You pay the whole amount kung magkano man ang DP mo plus insurance,chattel,etc. Altho mas mababa rate nila kesa dealer. Pero alam ko may ka tie up naman yan silang dealer. Better ask the banks baka may mga promos and discounts sila.

Hmmm. Sa bank po sana. Dati po kasi na approve na yung loan ko sabi nung nag-assist sa akin pede na daw po ako maghanap kung saan casa ako kukuha. I am just thinking kung ibigay sa akin na may discount yung car ganun lang din kaya ang i-cocompute nila? Or it is really the actual price/SRP nung car?

[sientobente]

Good day. Nagpa-quote ako ke Metrobank ng car loan. Ito binigay nila sa akin at sabi sa akin yan daw yun basic at pwede pa daw gumalaw since matagal na nila akong client. Good rate na kaya ito? This is for a Mazda 3 2.0R HB at 20% DP and 5 years to pay

Medyo yan yung normal add-on rate na tumatakbo from 26-27%. Kung valued client kayo, ask to lower it to atleast 25%. Kaya nila yan. Baka pwede pa nila ilibre yang Chattel Mortgage kasi back in August libre sa kanila yan plus 1-year insurance.

[Horsepower]

That's the standard (26%) but you can haggle it up to 24% (BPI) *19800*60. So far, that's the lowest I know firsthand. Good luck.

[Gel999]

Noob question lang po. Kung sakali na kukuha ka ng car thru bank financing. Pede ka ba humingi ng discount sa casa and then the bank will deduct kung magkano man yung discount na binigay syo? Pede ba yung ganun? Pasensya na po.

Yes puwede ka mamili ng dealer kung saan ka mas makakatipid. Like sa akin approved na ako, tapos nag compare ako ng mga qoutations ng dealer. Tapos inaadjust lang ng bank ko yung amounts kung meron man magbago, at kapag nakapili na ako ng unit and variant. Tapos ayun nakakuha ako sa isang dealer ng 50k discount.

[Gel999]

Sa akin 24.95 ang interest for 5 yrs. 40%dp po ito. Free lto and free 1 yr insurance.

[simplydhens08]

Sa akin 14.81% interest for 3 yrs.

[pilyangswitipie]

Yes puwede ka mamili ng dealer kung saan ka mas makakatipid. Like sa akin approved na ako, tapos nag compare ako ng mga qoutations ng dealer. Tapos inaadjust lang ng bank ko yung amounts kung meron man magbago, at kapag nakapili na ako ng unit and variant. Tapos ayun nakakuha ako sa isang dealer ng 50k discount.

Ayun. Nasagot din po yung tanung ko. Thanks gel999

[rayleigh]

Sa akin 24.95 ang interest for 5 yrs. 40%dp po ito. Free lto and free 1 yr insurance.

sang branch po iyan? Thanks.

[Syuryuken]

yung cooperative na member kami ni misis 1% lang interest maximum of 5 years with or without downpayment pa yun hanggang 1.5M ang kaya nilang i-cover. sino pang lalaban ng pababaan diyan?

[dopamine101]

yung cooperative na member kami ni misis 1% lang interest maximum of 5 years with or without downpayment pa yun hanggang 1.5M ang kaya nilang i-cover. sino pang lalaban ng pababaan diyan?

ano cooperative yan ken? pwede ba sumali dyan? :drive1:

[Lew_Alcindor]

yung cooperative na member kami ni misis 1% lang interest maximum of 5 years with or without downpayment pa yun hanggang 1.5M ang kaya nilang i-cover. sino pang lalaban ng pababaan diyan?

Sali ako jan hahaha. Member din ako ng coop dito sa amin pero hindi ganyan kababa ang interest.

[Lew_Alcindor]

yung cooperative na member kami ni misis 1% lang interest maximum of 5 years with or without downpayment pa yun hanggang 1.5M ang kaya nilang i-cover. sino pang lalaban ng pababaan diyan?

Sali ako jan hahaha. Member din ako ng coop dito sa amin pero hindi ganyan kababa ang interest.

[NarsMlvn]

mga sir/mam. pahelp. ok ba itong promo now ng bpi?

BPI Family Auto Loan Free Insurance Option



BPI Family Auto Loan Freen Insurance Option
With the BPI Family Auto Loan Free Insurance Option clients may avail of free comprehensive car insurance for the first year c/o BPI Family Auto Loan by giving their consent to renew the car insurance coverage for the entire loan term.

Now applicable to all BPI Family Auto Loans with at least P400K loan amount (previously P500K) and minimum 36-month loan term availed from January 12 to March 27, 2015.

MECHANICS

1. Auto Loan "Free Insurance Option" is EXCLUSIVE to all BPI/BPI Family Savings Bank clients who successfully availed of a BPI Family Auto Loan from January 12 to March 27, 2015. A BPI/BPI Family Savings Bank client who can avail of the free insurance is an individual or corporation who has a deposit account, credit card, loan, lease account, remittance account, or investment with the bank.

2. The approved and availed auto loan should have minimum amount financed of Php 400K.

3. Other conditions to qualify for the "Free Insurance Option"* are:

Minimum term should be at least 36 months
Units must be delivered on or before March 27, 2015 and loan booked on or before March 31, 2015
Unit must be brand new and for private use only
Clients must give their consent to renew auto insurance coverage with BPI/MS Insurance Corporation for the entire term of the loan by affixing their signature on the Automatic Renewal Agreement (ARA) Form
4. All BPI Unibank employees and their spouses are not qualified for this feature.

5. The "Free Insurance Option" is not convertible to cash.

*Details of "Free Insurance Option" with BPI M/S Comprehensive Insurance with Acts of Nature Coverage

INSURANCE COVERAGE:

Own Damage and Theft up - At Fair Market Value
Acts of Nature - At Fair Market Value
Voluntary Third Party Liability Bodily Injury - Php 200,000.00
Voluntary Third Party Liability Property Damage - Php 200,000.00
Unnamed Passenger Personal Accident (UPPA) at Php 50, 000.00/seat based on the vehicles actual seating capacity maximum of 15 pax - FREE
Express Roadside Assistance (ERA)
EXCLUSIONS:

Repackaged, restructured and multi-purpose loans
The ff units are excluded:

Trucks, tankers, trailers & utility vehicles
LTO vehicles (buses, taxi, rent-a-car, tourist buses), public utility/transport vehicles
Vehicles for hire w/ green plates
Vehicles used to transport fare paying passengers
Vehicles used to transpost/carry cargoes or other traded merchandise
Private cars over 8 years old
Vehicles whose cost New/Fair Market Value is less than P 500,000
Motor trade vehicles
Funeral Hearses
Ambulance / emergency vehicles
Armored cars
Vehicles whose driver is considered unfit to drive (with defects that impair driving ability)
Vehicles primarily operated on airport premises
Vehicles carrying explosive products
Vehicles used by Medical Representatives for Pharmaceutical Companies, except for those used by officers and executives of the company
Reconditioned vehicles
Surplus vehicles
CLIENT WILL RECEIVE:

Insurance Certificate (pre-numbered, shows the account name and period of coverage)
Claims Guide
ERA (Emergency Roadside Assistance) brochure
Automatic Renewal Agreement (ARA)

The mortgaged vehicle’s insurance is LOCKED-IN with BPI/MS throughout the duration of the loan term.
Upon renewal, BPI Family Bank will not accept self-procured policies from the client under this feature.
BPI/MS will be sending the renewal notice together with the computation on the cost of the policy. BPI MS to monitor the expiring policies of the clients under the feature.


parang ganda ng rates nila eh.. ito rates nila..

12mos- 4.77% standard - 4.10% with one month advance
18mos- 6.99 standard- 6.28 with one month advance
24mos- 10.19 standard- 9.41 with one month advance
36mos- 15.63 standard- 14.77 with one month advance
48mos- 21.22 standard- 20.3 with one month advance
60mos- 27.28 standard - 26.28 with one month advance

ito pa isa sa promos nila

Bagong Kotse, 1-Month Libre

BPI Family Auto Loan pioneers another extraordinary offer in the car financing industry with the first-ever Bagong Kotse, 1-Month Libre promo! With this new campaign clients will enjoy big savings with the free 1 month loan amortization they get when they avail of a BPI Family Auto Loan.

Potential car buyers will experience ease in financial transactions as the 1 month free amortization gives them a breather as they pay the usual incidental expenses (car insurance, car registration, chattel mortgage, etc.) that go with buying a brand new car. Starting January 25 until April 30, 2015, a client availing of a car loan with a loan term of at least 36 months qualifies for the promo.

“Now is the perfect time to take that opportunity and apply for a car loan with BPI Family Auto Loan. With this special treat unique to BPI, you get a significant amount for free that makes your car ownership lighter on the pocket. Enjoy your savings and treat your loved ones to a nice weekend drive in your brand new car!” says Mr. Pepe Carlos, VP and Head of the Auto Loans Division.

So what are you waiting for? Apply now or visit any BPI/BPI Family Savings Bank branch to avail of the Bagong Kotse, 1-Month Libre for your new car. Saan ka pa, kundi sa may libre na!

Mechanics:

1. The promo is open to all BPI/BPI Family Savings Bank (BFSB) clients who apply and avail of an Auto Loan from January 25 to April 30, 2015.

2. Conditions to qualify:

Loan term must be at least 3 years (36 months)
Units must be delivered on or before April 30, 2015 and loan booked on or before May 5, 2015
Vehicle must be brand new and for private use
Vehicle should sourced from a local and accredited automotive dealer
BPI/BFSB employees are not eligible for the promo
Promo cannot be availed together with the Free Insurance Option.The minimum Loan Amount is Php 200,000.00. To avail of a loan, the purpose of the vehicle to be acquired should be for personal/business use and not an accommodation
3. Promo Mechanics:

The free 1 month amortization is the first month amortization
The amortization amount is naturally dependent on the loan amount and loan term.
The initial amortization to be paid the client (the second amortization in the schedule) shall be made 60 days upon the release of the unit!

[joey_ed27]

Ayos yang libre one month ng BPI.

Check nyo rin UCPB. My sister chose this over BPI when she bought a MuX. I dont know the details but it went down between BPI and UCPB.

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Ayos yang libre one month ng BPI.

Check nyo rin UCPB. My sister chose this over BPI when she bought a MuX. I dont know the details but it went down between BPI and UCPB.