lowest auto loan rate

**xwangbu** · September 18th, 2012 10:54 AM

Originally Posted by stavros

Years to pay?

appears to be 5 years. with 29.xx interest rate. yan yung standard
na rate from BPI for 5 years.

Originally Posted by obin

newbie here....need your expert advice mga ser quote from BPI
Honda city 2012 1.5E A/T
SRP Php836,000
Php167,200 DP plus 20k++ for chattel and insurance so roughly Php200,000 total cash out
Php14,434/month
is this a good deal?
thanks mga ser!

**bhasty** · September 18th, 2012 12:53 PM

Try to get quotes from other banks such as metro, psb or boc. I believe they can offer below 26% interest rate for 5 years financing.

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**ajkotse** · September 18th, 2012 01:08 PM

Hi Guys!

I'm planning to loan a car. 2nd hand worth 350k. magdown ako ng 150k, 200k loan-able.

based sa mga nakita kong rate pinakamura eh sa psbank 3yrs = 19.5% lang.
pero nakita ko may mga 16% lang dito sa thread. pwde nyo ba ishare sang bank or may kakilala dun para macontact ko?

thanks in advance!

**_Qwerty_** · September 18th, 2012 01:20 PM

iba yata rate nang car loan pag brand new vs 2nd hand car

Originally Posted by ajkotse

Hi Guys!

I'm planning to loan a car. 2nd hand worth 350k. magdown ako ng 150k, 200k loan-able.

based sa mga nakita kong rate pinakamura eh sa psbank 3yrs = 19.5% lang.
pero nakita ko may mga 16% lang dito sa thread. pwde nyo ba ishare sang bank or may kakilala dun para macontact ko?

thanks in advance!

**obin** · September 18th, 2012 01:30 PM

Originally Posted by xwangbu

appears to be 5 years. with 29.xx interest rate. yan yung standard
na rate from BPI for 5 years.

yes sir, 5 years to pay
standard rate, meaning po ba pwede ko pa i-haggle ang BPI?
salamat sir!

**ajkotse** · September 18th, 2012 01:54 PM

Originally Posted by _Qwerty_

iba yata rate nang car loan pag brand new vs 2nd hand car

sabagay.. pero yun lang kasi ang rate na nakalagay sa site nila.. so I'm assuming na ganun din sa 2nd hand :/

May other suggestions ba kayo san pinakaOK magloan? Ang hirap magkamali, sayang ang pera haha!

**xwangbu** · September 18th, 2012 02:40 PM

Originally Posted by obin

yes sir, 5 years to pay
standard rate, meaning po ba pwede ko pa i-haggle ang BPI?
salamat sir!

pwede pa yan. try mo sir sa psbank - usually mas mura pa sila sa BPI.
look for junflo here in tsikot - matutulungan ka nya.

**bhasty** · September 18th, 2012 04:31 PM

Originally Posted by ajkotse

sabagay.. pero yun lang kasi ang rate na nakalagay sa site nila.. so I'm assuming na ganun din sa 2nd hand :/

May other suggestions ba kayo san pinakaOK magloan? Ang hirap magkamali, sayang ang pera haha!

Imho. Parang di sulit i loan ang second hand car sa sobrang laki ng interest.

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**bhasty** · September 18th, 2012 04:35 PM

http://www.bpiautoloans.com/calculator/second_hand

Yan yung link for 2nd hand car loan of bpi.

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**lukscudkil** · September 18th, 2012 06:23 PM

Originally Posted by obin

newbie here....need your expert advice mga ser quote from BPI
Honda city 2012 1.5E A/T
SRP Php836,000
Php167,200 DP plus 20k++ for chattel and insurance so roughly Php200,000 total cash out
Php14,434/month
is this a good deal?
thanks mga ser!

sir, we can give as low as 14,200 per month for 60 mos plus 6k petron fuel card.

thanks

mark

09209131297