lowest auto loan rate

[pilyangswitipie]

Additional info about security bank. Like bpi the insurance will be automatically renewed when it expired. They confirmed to me that insurance are MAA and Mapfre.

[JohnM]

Additional info about security bank. Like bpi the insurance will be automatically renewed when it expired. They confirmed to me that insurance are MAA and Mapfre.

You need at least a 3-year term to qualify and lock-in is coterminus with the loan. If you opt out on a renewal you will have to pay for the first year that was given for free. Try to compare their in-house Mapfre and from Mapfre itself kung alin ang mas mababa.

[ThisSideUp]

Pilyangswipe is right. I went to a local branch of Security Bank and they also quoted an add-on rate of 24.86% (btw its the same rate BDO gave me during my visit to the Deals on Wheels exhibit at the MOA last weekend. When I inquired about the 2nd year insurance (free insurance on the 1st year), she texted me lang kanina 5:00 pm na 36K daw.

My BPI agent also gave me a call earlier to confirm they are ready to process my loans, still at 23.36%, but has not yet responded exactly how much insurance would cost after a year.

Meanwhile the backlog for MUX remains in my corner of the world.

[gccbusinessfina]

In these days, Getting a right auto loan at better interest rate is not an easy task. The information which you shared in this thread about low cost auto loans was interesting and helpful for many of us.





low doc car finance

[cirrus]

Additional info about security bank. Like bpi the insurance will be automatically renewed when it expired. They confirmed to me that insurance are MAA and Mapfre.

May bank is security bank and they allowed me to choose where i would like to get my insurance. Negotiate mo na lang. Papayag naman ang account officer.

[pilyangswitipie]

^^ thanks sir. I think I prefer Mafre since they have good feedbacks so far. I try to haggle if they can give me that 23.36% or a little closer to that. I'll keep you guys informed. [emoji4]

[ThisSideUp]

Security Bank called me today. They offered to match BPI's 23.36%, but I'm still awaiting if they can waive the chattel fees, subject to approval pa raw.

Metrobank called me earlier and offered me free 1st year insurance and free chattel fees, but monthly amortization costs a few hundred pesos more.

I think I am close to clinching a good offer. Patience is virtue.

- - - - - - - - - - - - - - - - - - - - - -

Security Bank called me today. They offered to match BPI's 23.36%, but I'm still awaiting if they can waive the chattel fees, subject to approval pa raw.

Metrobank called me earlier and offered me free 1st year insurance and free chattel fees, but monthly amortization costs a few hundred pesos more.

I think I am close to clinching a good offer. Patience is virtue.

[pilyangswitipie]

Security Bank already replied to my email. They could match the 23.36% but would not give me the free insurance. And lowest rate they can offer is 24.62% for gold/platinum members.

I guess, Im going to pursue my loan with bpi. They gave me 24.33% for 5-year and 13.24% for 3-year term w/ free insurance. Good deal na rin naman.Medyo nagmamadali na rin ako kasi need ko na rin yung car for holyweek. Goodluck po sa inyo. I hope nakatulong ako

[b_9904]

Tip: Ask for half of the dealer incentive the banks give to the car dealers.

[crisjelyn]

Hi guys im Alex, just saw this forum and i think i might be a big help from some of you.
i used to work at different bank thats why i have an edge of experience comparing rates, advantages and disadvantages of all types of loan.

now im working as a freelance car finance officer for a bank. also i have some connection with multiple bank personal loans

now if your are looking for a car brand new or 2nd hand. you might be needing my help
i do assessment for my client what to do and which car to buy. and my service is for free. banks is paying me for this

Cars Will be Pull out directly from Car brand dealers so there will be no change in car's original price

we have 3 kinds of service

1. we can finance if you would like buy a 2nd hand or brand new car
2. all car loan requires you to pay for a downpayment. now we have this personal loan assistance that might help you paying for the downpayment. so this is as if a total no downpayment at all. that program is subject to our clients eligibility.
3. if you have an existing car model 99 and up and you are in need of some funds then we can help you refinancing your car. we only need the registration. you can still use your car. you can use the cash value of your car.

Our Interest Rates

since the transaction is still under bank program, expect a lower interest rates

0.88% - 0.99% per month add on rate for buying a brand new car
we will finance up to 80% of brand new car's value

1% - 1.1% per month add on rate for 2nd hand cars
we will finance up to 70% of 2nd hand car's value

1.2% monthly add on rate
If you will pawn your car's registration to us


If you have more questions or inquiries you can call or email me

09166118489
09984689373

jmcp.prime*gmail.com

Alex

- - - - - - - - - - - - - - - - - - - - - -

Hi guys im Alex, just saw this forum and i think i might be a big help from some of you.
i used to work at different bank thats why i have an edge of experience comparing rates, advantages and disadvantages of all types of loan.

now im working as a freelance car finance officer for a bank. also i have some connection with multiple bank personal loans

now if your are looking for a car brand new or 2nd hand. you might be needing my help
i do assessment for my client what to do and which car to buy. and my service is for free. banks is paying me for this

Cars Will be Pull out directly from Car brand dealers so there will be no change in car's original price

we have 3 kinds of service

1. we can finance if you would like buy a 2nd hand or brand new car
2. all car loan requires you to pay for a downpayment. now we have this personal loan assistance that might help you paying for the downpayment. so this is as if a total no downpayment at all. that program is subject to our clients eligibility.
3. if you have an existing car model 99 and up and you are in need of some funds then we can help you refinancing your car. we only need the registration. you can still use your car. you can use the cash value of your car.

Our Interest Rates

since the transaction is still under bank program, expect a lower interest rates

0.88% - 0.99% per month add on rate for buying a brand new car
we will finance up to 80% of brand new car's value

1% - 1.1% per month add on rate for 2nd hand cars
we will finance up to 70% of 2nd hand car's value

1.2% monthly add on rate
If you will pawn your car's registration to us


If you have more questions or inquiries you can call or email me

09166118489
09984689373

jmcp.prime*gmail.com

Alex

[Putengs]

Is this a good deal? Security Bank * 24.62% for 5 yrs. Free Insurance for the 1st year?

[SkyFlakes88]

Try to ask without insurance sir. Baka ma adjust pa kasama OMA payment

[mle61]

i sent an email to BPI, Metrobank and Security Bank. May the best bank win, hehe...

[Maricor Burnal]

We have good rates, for more information visit us on Get Money Fast | Personal, Car, Cash, Seaman, OFW Loans and more. Meron kaming any kind of loans, from housing to auto.

[Putengs]

thanks. i got my new car already. insurance (mafre) is free from security bank for the first year. now the waiting game for the new plate begins.

[roronoazorro]

Hi guys, question lang. Wala ba talaga official receipt pag naka loan sa bank ang kotse? Nakapagbayad na kasi ako ng 1st monthly payment ko sa nakuha ko na car. Kaso wala binigay na OR sakin.

[roronoazorro]

Hi guys, question lang. Wala ba talaga official receipt pag naka loan sa bank ang kotse? Nakapagbayad na kasi ako ng 1st monthly payment ko sa nakuha ko na car. Kaso wala binigay na OR sakin.

[dos2]

Hi guys, question lang. Wala ba talaga official receipt pag naka loan sa bank ang kotse? Nakapagbayad na kasi ako ng 1st monthly payment ko sa nakuha ko na car. Kaso wala binigay na OR sakin.

Nagtry ka po ba manghingi? Anong bank po?
Ang alam ko a few years back nagissue ng memo si BIR na dapat magissue ang mga banko ng OR sa lahat ng payment transactions sa kanila. Banks may just be in the process of updating their system to issue this if they are not issuing at the moment.

[jazz_wilz]

Security Bank already replied to my email. They could match the 23.36% but would not give me the free insurance. And lowest rate they can offer is 24.62% for gold/platinum members.

I guess, Im going to pursue my loan with bpi. They gave me 24.33% for 5-year and 13.24% for 3-year term w/ free insurance. Good deal na rin naman.Medyo nagmamadali na rin ako kasi need ko na rin yung car for holyweek. Goodluck po sa inyo. I hope nakatulong ako

Good day, Natuloy ba itong deal na ito 24.33% ?
Pa PM naman po ng details

[pilyangswitipie]

Good day, Natuloy ba itong deal na ito 24.33% ?
Pa PM naman po ng details

Yes sir! You just need to get the one month advance. May free one year insurance.