lowest auto loan rate

[Deobulakenyo]

so 25.07% ang interest rate ng Metrobank for 5 years? ayus yan...

ano ano mga ikacashout mo sir aside sa 20% DP. Free naman ata insurance sa metrobank dba? Thanks!

hindi pa kami nag-uusap dyan. i just called about their current interest rate. saka i told them 30% ang DP ko pero i think the rate is fixed for five years, not based on the loanable amount.

hoping free nga ang insurance at mababa ang chattel mortgage fee.

di ko pa alam kung maaapprove ako sa metro since i read medyo mahigpit sila pero sa PSBank tumawag lang ako kahapon tapos nag-CI sa phone ang Makati office nila and in less than three hours i received a sms saying approved na daw ako sa auto loan sa psbank lol

right now I am still bank hopping and looking for the best deal.

[yose]

hindi pa kami nag-uusap dyan. i just called about their current interest rate. saka i told them 30% ang DP ko pero i think the rate is fixed for five years, not based on the loanable amount.

hoping free nga ang insurance at mababa ang chattel mortgage fee.

di ko pa alam kung maaapprove ako sa metro since i read medyo mahigpit sila pero sa PSBank tumawag lang ako kahapon tapos nag-CI sa phone ang Makati office nila and in less than three hours i received a sms saying approved na daw ako sa auto loan sa psbank lol

right now I am still bank hopping and looking for the best deal.

Got my loan sa metro. Ganyan din rates. Buti bnigay pa sayo sir, alam ko kasi til end march pang yung promo rates na yan. Anyway, ndi free and insurance sa mbtc, actually mahal insurance nila. Sa bpi yung alam kong free insurance.

Chattel for a 1.2m car is around 18k.

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[Deobulakenyo]

Got my loan sa metro. Ganyan din rates. Buti bnigay pa sayo sir, alam ko kasi til end march pang yung promo rates na yan. Anyway, ndi free and insurance sa mbtc, actually mahal insurance nila. Sa bpi yung alam kong free insurance.

Chattel for a 1.2m car is around 18k.

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maybe they have extended the promo, kasi sabi sa akin ng nakausap ko hanggang June 30 daw ito e.

[willvill2]

I opted for auto loan at Gctfcu.net . The rate of insterest was just 2.99% APY.

Mababa talaga sa USA

[Deobulakenyo]

I just dropped the phone and here's what I got with other banks:

PSBank: 29% (negotiable pa daw)
BPI: 28.42% (tapos may justification sila na may promo daw na free Compre Insurance, pero sabi ko I won't avail it since nasa 300+K lang ipapa finance ko) then they said they can go as low as 27.78% after I told them about Metrobank's 25.07%
BDO: 29% and pwede daw bumaba based sa kung current client ako ng bank which I said no but my wife is (pero ayoko ng ganitong policy)

[999]

i had mine with metrobank as well and i'm not having any problem at all. btw, they gave me 22% interest rate for 4 yrs.
hope this helps

mejo mataas pa yan bro

[undercover]

Got approved by BPI

36 mos for 17.16% (Free insurance)

ok ba or mejo mataas?

[rustynail925]

ok yan undercover
sa akin bigay ng RCBC 16% 3yrs.. kaya nag hahanap pa ako ng magandang rate..

[rustynail925]

Alam nyo ba kung kelan ang Bpi Auto Madness?
at ung interest rate nila?

[brynne]

mababa na ba tong rate na to?
Term: 3yrs
Annual Rate: 8.74%

[chikinini]

hi tsikoters,

question lang po, pwede po bang iapprove ng bangko ang autloan kahit kakaregular mo lang sa trabaho? My nabasa kc ako n requirement nila is atleast 2 years employed.

TIA

[Janah]

With Capitalife you can get a much cheaper interest rates for used car loan, and the good thing is walang downpayment. At the age of 23y/o meron na kong Car, and ang hulog ko lng per month is 15,000 for 3 yrs. Kasama na dn dun ung insurance and ung sa LTO registration for 3 yrs.

Check nio ung website nila: Personal Loan | Business Loan | Car Loans

[louie901]

mga sir, ask ko lang po kung lahat po ba ng car dealer ay nag bibigay ng dealer discount? i have seen a couple of quotations here na may dealer discount at gusto kong i-bring up ito pag punta ko ng dealer. BTW, i am planning to buy toyota avanza 1.5G but no quotation have been made yet. how much po kaya ang dealer discount ng ganitong unit?

[Retz]

mababa na ba tong rate na to?
Term: 3yrs
Annual Rate: 8.74%

Interest per annum? Mahal yan sir.

[manilamako]

Interest per annum? Mahal yan sir.

Yup. Almost all in / inhouse financing rate na yan. Should be around the neighborhood of 5.5-6% per annum to be considered low.

[brynne]

thanks sir Retz and manilamako, girl po ako
ganon po ba mahal na po ba yun, so dapat for 3yrs, ok na yung 15.71%?

[manilamako]

thanks sir Retz and manilamako, girl po ako
ganon po ba mahal na po ba yun, so dapat for 3yrs, ok na yung 15.71%?

yes maam mababa na po yan

[brynne]

^sir thanks po, hehe, kala ko mataas pa yun e, hehehe

[AnOnymousNewbie]

Hi tsikoters,

Ano po ideal na interest rate for a 60 month term.? .. which bank kaya ang maganda e check?

[brynne]

^sir check mo ang bdo and bpi family, mas mababa ng kaunti ang bpi family, yung metrobank, may promo sila, kaso gang june lang yun e, hindi ko lang lam kung sa lahat ng branches nila yun