lowest auto loan rate

[Kiko888]

Pa-quote po

Mazda2 1.5 Sedan MT Php 762,000
Vios 1.5G MT Php 785,000
Vios 1.3G AT Php 743,000
Avanza 1.3E AT Php 743,000


Details
25% Downpayment
4years and 5 years to pay

Please include all freebies and indicate CM Amount, LTO, Insurance details also indicate if these 3 are free.

Thank you. PM are welcome.

PS: I know medyo madami yung model, still hesitant pa which of the four to get. Actually, if I could get better rate I still opt for crosswind XT model. So Ijust want to have an idea for the monthly. I want low MoA.

Thanks.

[leodawesome]

Just a dumb question though, sorry 1st time magfifinancing..kapag auto loan thru bank, sa bank ka magbabayad ng DP at insurance dba, hindi dun sa dealer/agent?..Im buying a 2nd hand car thru financing and may dealer kasi..kapag ganun ba sa bank ko iaaddress ung manager's check ko? Thanks in advance for your replies.. :D

[chiezee]

Good pm sir pa quote po ko. mag papa bank finance sana ko for a 410,000 2nd hand car , 30% downpayment and 3 yrs to pay. thanks in advance

[Jakespeed800]

Kindly pm me your rates for a 3 or 5 year car loan plan for a toyota vios j limited.thanks...

[DeathRow]

What are the going rates na?

1 year:
2 years:
3 years:
4 years:
5 years:

[gbbrad]

Mga sir, pasend nman quotation for mitsubishi mirage GLS CVT, 30% DP, 60 Months to pay. Kindly indicate CM Amount, LTO, Insurance details. g_atregenio*ymail.com thnx!

[fourlegged]

Morning Y'all! I would like to ask your opinion... My bank called me that approve na application ko for Auto Loan but hindi pa ako pumunta doon for any updates. Meron bang expiry after the time na approve yong auto loan ko though hindi pa ako mubalik sa bank ko? Na approve xa last December 7, 2012. I'm planning to go there by January 2013 pa considering na, Im planning to avail it early March 2013 pa. The bank already knows my plan. I'm actually waiting for the FORD RANGER 4x2 AT to normalize marami daw kasi nasa waiting list pa. Also, I still have to get the important papers from the bank and have to send it to my partner abroad as my co-maker. So I am not rushing. Ito yong quotation nila:

REGULAR LOAN - 36 months
SRP: 1,1159.000.00
DP 20%: 231,800.00
Monthly Amortization: 30,853.00 (19.79%)

ALL-IN FINANCING - 36 months
SRP: 1,1159.000.00
DP 20%: 231,800.00
Monthly Amortization: 33,521.00 (30.15%)


They will lower it pa daw if na finalize na yong decision ko. Right now, Im planning to avail the regular loan. Then pay the Chattel Mortgage & the Premuim Insurance. Do you have any idea or estimate how much is the Chattel Mortgage & the Premium Insurance on the bank? Or if ever, I will avail the All-in Financing, ok ba yong rate na binigay nila sa akin? Basta Im planning to haggle pa later if naka pag decide na ako what to choose... Please give me inputs... Hope to hear positive response from you. THANK YOU!

[atog]

mga sir ask ko sana..panu kunga may loan ako ng 1m for 4 year..then after a year nag ka pera ako..example 300k..panu un interest rate mababawasa po ba or same lang?thanks po..

[wongjm]

Mga sirs, nag inquire po ako sa MTBC about their car loan, eto palang po yung initial na binigay nila via phone call.

2012 Innova J gas = SRP:818,000
down to 758,000 (may discount ata na 60K), 60 months computed is 12,640.91/month, tapos may 13,542 mortgage(i'm not sure what it is). Di pa napagusapan about insurance.

OK napo ba ito? Parang nasa 25.04% yung total interest rate for 60 months

[lukscudkil]

mga sir ask ko sana..panu kunga may loan ako ng 1m for 4 year..then after a year nag ka pera ako..example 300k..panu un interest rate mababawasa po ba or same lang?thanks po..

most if not all banks does not allow partial payment but allows pretermination of loan or paying off the remaning balance of your loan(with rebate)

HTH