lowest auto loan rate

[khalee]

Hi newbie po here, question, pag nag submit ng auto loan online, usually ba gano katagal before ka nila tawagan?

[_Qwerty_]

minsan same day or within 3 days.

Hi newbie po here, question, pag nag submit ng auto loan online, usually ba gano katagal before ka nila tawagan?

[gundam]

Any comment?
4.7 % per annum.

[gundam]

Here is the insurance. Waived na first year.

[khalee]

minsan same day or within 3 days.

Thank you 😊

[KERSMcRae]

Any comment?
4.7 % per annum.

Min loan ay 500k. So di ka makakapag down ng 40-50% pag ang bibilhin 800k below.

[sientobente]

Q: Just been approved for a P1.5M - 500k DP bank loan, what if I've change my mind and want to get a P1.7M vehicle with the same 500k DP - would I have to re-apply from scratch or can the bank provide a quick fix?

You can send the dealer's quotation to your bank and they can compute the monthly amortization for you. i did the same when i applied for a loan, i was looking at a DMax LS AT but when the misis didn't like me getting a pickup truck, I submitted a different car(CRV Modulo AT) quotation to my bank. The CRV was more expensive by almost 200k.

[willyfernando]

Any comment?
4.7 % per annum.

This has too many conditions for you to appreciate their offer. There's nothing special nor fantastic with their offer nor their rates. I recently got a 2014 Starex CVX at a rate of 4.10%PA for 2 years. I agreed to pay the 1st month in advance plus 40% DP. The simpler the Bank offer plus lesser conditions apply, the more confident you feel you can handle the banks loan offer. The stricter they are the more you are afraid to borrow from them even though you know you are qualified. My two cents!

[jon24m]

sir pa send naman ng contact number ng dealer mo.

[alvingawhung]

Good Day mga sir... Ask ko lang dana what bank offered the lowest 5 Year loan rate. The lowest I got so far is 27% from PS bank. any suggestions bro swan max mababa. One month advance rate papa to sir.

[khalee]

I got the following for a 5 year loan from BPI with a 30% DP, In Arrears:

Add on Rate: 26.54%
Effective Interest Rate: 9.68%


Posted via Tsikot Mobile App

[khalee]

I got the following for a 5 year loan from BPI with a 30% DP, In Arrears:

Add on Rate: 26.54%
Effective Interest Rate: 9.68%

[khalee]

Sorry double post. Thought it didn't post. Nag error kasi.

[rayleigh]

Mga Sir, ayos na ba ung rate na ito.

BPI = 5years = 26.28%.

Ask ko rin po, kasi free 1 year insurance, kaya lng "tali" ka na pala sa knila for 5years sa insurance. Ok po ba ung deal na ito?

Thanks po..

[Albastru]

Mga Sir, ayos na ba ung rate na ito.

BPI = 5years = 26.28%.

Ask ko rin po, kasi free 1 year insurance, kaya lng "tali" ka na pala sa knila for 5years sa insurance. Ok po ba ung deal na ito?

Thanks po..

Actually masmababa ang rates ni Metrobank. Nasa 25% lang yata for 5 years and they can give you good rates with some of their insurance partners. Masyadong mataas ung insurance ng BPI, parang binayaran mo na rin ung free na 1 year.

[Gel999]

Mine is 24.95 for 5 yrs. BPI, kausapin nyo accounting officers, konting bola and haggle. Ibbgay din nila ang lowest interest rates.

[pilyangswitipie]

^^ wala pong special agreement kung ibaba nila ung interest?

[Gel999]

Mag one month advance ka para makuha mo yung 24.95 interest rate.

[rayleigh]

Sir Magkano po ba insurance ng BPI?

[rayleigh]

Sir, san pong BPI branch yan? tsaka tali ka na po sa insurance?