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  1. Join Date
    Mar 2008
    Posts
    54,619
    #101
    personally, my beef with larger vehicles, is the difficulty of driving them thru narrow alleys, and parking them in mini garages.
    am i uncomfortable driving a larger vehicle with empty seats? not in the least.

  2. Join Date
    Aug 2019
    Posts
    34
    #102
    Quote Originally Posted by sirkosero View Post
    OT lang... Wag madaliin ang pagbili ng kotse. Get a 2nd hand cheaper car first then sell it when the baby arrives and upgrade to a bigger car.

    Unless you are already expecting, di pa natin sure kelan kayo magkakababy. When the baby comes, mas malaki pa gastos sa baby than the monthly of the car.

    5 years ago, wife was pregnant with our eldest. Vios lang kinuha ko. We survived naman until the 2nd baby came along. When the 2nd arrived kasya pa naman kami with 1 yaya sa loob ng vios but i already saved some and bought a new innova, mostly because i thought i needed it.

    To be honest, masyado malaki innova for the 4 of us (plus yaya).

    Sent from my MI MAX 2 using Tapatalk
    Fair point. Naiisip ko nga baka nga kayanin namin yung sasakyan pero budget para sa bata wala na. Kelangan nga siguro namin pagisipan pa ng mabuti yung purchase.

    If ever I will be planning to buy a 2nd hand car. What are the things to look out for to make sure I wont be burned by my purchase?

  3. Join Date
    Sep 2005
    Posts
    15,310
    #103
    yung utol ko 2 lang sila tapos nagka baby.. kasya naman stroller sa wigo..

  4. Join Date
    Oct 2012
    Posts
    4,851
    #104
    Quote Originally Posted by poohge123 View Post
    I see, so on top of the monthly amortization cost plus monthly gas expenses, i have to take into account PMS as well. Labas pa yung cost if may kailangan palitan sa kotse.
    Sir, based on my experience...
    Casa all in (40%-50%) interest rates nila... mostly 50% for 5 years...

    Banks loan depends on number of years...
    Rough estimates...
    3 years - 15-17%
    4 years - 20-23%
    5 years - 25-30%

    Isama mo na din yung sinasabi nila na cost of ownership (pms, gas and etc.)

    Also, as what they have told you...
    better for you to get qoutation from your casa and how much monthly and dp you will pay then go to banks metrobank, rcbc, bpi, eastwest, etc. and get the same...
    By that time you can decide which one is convenience for you... if you are okay with low dp and high monthly (big interest casa) or high DP with low monthly (low interest bank)....


    Goodluck!


    Sent from my iPhone XS Max using Tapatalk

  5. Join Date
    Nov 2002
    Posts
    2,043
    #105
    Quote Originally Posted by poohge123 View Post
    Fair point. Naiisip ko nga baka nga kayanin namin yung sasakyan pero budget para sa bata wala na. Kelangan nga siguro namin pagisipan pa ng mabuti yung purchase.

    If ever I will be planning to buy a 2nd hand car. What are the things to look out for to make sure I wont be burned by my purchase?
    Try checking the toyota dealerships for Pre-owned cars. They usually come with a little bit of warranty but with the downside of a slightly higher second hand price compared to market average.
    There are also some banks willing to finance a second hand car although the interest is way higher.

  6. Join Date
    Mar 2008
    Posts
    54,619
    #106
    some lending institutions make installment computations, such that payments are completed by the time the car gets to be 5 years old.

  7. Join Date
    Aug 2019
    Posts
    34
    #107
    For the meantime, I will be visiting the casa to get a quote so I know how much I am dealing with. My wife and I already have a set amount we have discussed that we can spare for the car we plan to purchase. hopefully pasok sya sa budgeted namin monthly.

  8. Join Date
    Jun 2015
    Posts
    2,751
    #108
    Why not the Innova's smaller version?

  9. Join Date
    Aug 2019
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    34
    #109
    Quote Originally Posted by WallyWest View Post
    Why not the Innova's smaller version?
    The Avanza and Rush looks good too. However, I was picking between the two firstly because they had the promo in the dealership in our hometown. Secondly, I like the arrive the innova has over the avanza or rush. Technically we could still afford it. But if the baby arrives sometime next year, it might be difficult to keep up.

    I am still in discussion with my wife and I think she would agree with me when I say the baby expense plus the car expense (if we pick the Innova) would be too much for us to bear.

  10. Join Date
    Sep 2005
    Posts
    15,310
    #110
    don't get the Avanza / Rush.. malakas sa gas.. and sobra tagtag...

  11. Join Date
    Aug 2019
    Posts
    34
    #111
    Quote Originally Posted by _Qwerty_ View Post
    don't get the Avanza / Rush.. malakas sa gas.. and sobra tagtag...
    I see. Then it's really either the Innova or the Fortuner. But I think I already made up my mind to get the Innova rather than the fortuner. The 200k premium of the Fortuner over the Innova is no joke.

    On a different note, would the savings from getting the E variant rather than the G variant. As far as i know, the main differences are the Immobilizer, Airconditioning system (manual vs auto), Rear parking sensor. Would it be better to save and get the E variant and just have an outside supplier install the parking sensors, etc?

  12. Join Date
    Jan 2006
    Posts
    12,608
    #112
    Quote Originally Posted by poohge123 View Post
    I see. Then it's really either the Innova or the Fortuner. But I think I already made up my mind to get the Innova rather than the fortuner. The 200k premium of the Fortuner over the Innova is no joke.

    On a different note, would the savings from getting the E variant rather than the G variant. As far as i know, the main differences are the Immobilizer, Airconditioning system (manual vs auto), Rear parking sensor. Would it be better to save and get the E variant and just have an outside supplier install the parking sensors, etc?
    I suggest you check out both trims of the Innova. If you are considering the Fortuner, maybe you can consider the TOTL Innova model. The Innova 2.8V has the captain's seats and a more refined interior trims.

  13. Join Date
    Aug 2019
    Posts
    34
    #113
    Quote Originally Posted by Egan101 View Post
    I suggest you check out both trims of the Innova. If you are considering the Fortuner, maybe you can consider the TOTL Innova model. The Innova 2.8V has the captain's seats and a more refined interior trims.
    I think i prefer the bench seat over the captain's seat as it is more spacious though i might change my mind once I see it in person. The interior trims for me are not a priority, more of a nice to have rather than something im actively seeking.

    The Immobilizer on the G Variant is pretty nice, added security for the car is always welcome. Our neighborhood is mostly quiet and I never heard of car-napping incidents but the added security is still a great addition and I can't breath a lot easier when I park it in different places. With that said, do you think the 200k to 300k premium of the G variant is worth it than having to go outside and have an outside contractor/supplier install the Immobilizer, Parking sensors etc.

  14. Join Date
    Jan 2006
    Posts
    12,608
    #114
    Quote Originally Posted by poohge123 View Post
    I think i prefer the bench seat over the captain's seat as it is more spacious though i might change my mind once I see it in person. The interior trims for me are not a priority, more of a nice to have rather than something im actively seeking.

    The Immobilizer on the G Variant is pretty nice, added security for the car is always welcome. Our neighborhood is mostly quiet and I never heard of car-napping incidents but the added security is still a great addition and I can't breath a lot easier when I park it in different places. With that said, do you think the 200k to 300k premium of the G variant is worth it than having to go outside and have an outside contractor/supplier install the Immobilizer, Parking sensors etc.
    If you don't mind a vanilla car, then you'll be fine with the E model. I don't think you can install an immobilizer outside but the parking sensors are easy to source. You can also have the seats reupholstered outside.

  15. Join Date
    Aug 2019
    Posts
    34
    #115
    Quote Originally Posted by Egan101 View Post
    If you don't mind a vanilla car, then you'll be fine with the E model. I don't think you can install an immobilizer outside but the parking sensors are easy to source. You can also have the seats reupholstered outside.
    I see, is it also true that I would be voiding warranties if ever i decided to source the parking sensors and possibly cameras outside?

  16. Join Date
    Oct 2012
    Posts
    4,851
    #116
    Sir, also check for safety features on G vs E... since you are planning to bring with you your family in the vehicle... i know toyota has standard 7 airbags... also, some safety features cannot be installed outside casa...


    Sent from my iPhone XS Max using Tapatalk

  17. Join Date
    Jan 2006
    Posts
    12,608
    #117
    Quote Originally Posted by poohge123 View Post
    I see, is it also true that I would be voiding warranties if ever i decided to source the parking sensors and possibly cameras outside?
    Toyota could do that but those items are easy to install. The rear camera though requires a compatible headunit.

  18. Join Date
    Sep 2013
    Posts
    168
    #118
    Quote Originally Posted by poohge123 View Post
    I see. Then it's really either the Innova or the Fortuner. But I think I already made up my mind to get the Innova rather than the fortuner. The 200k premium of the Fortuner over the Innova is no joke.

    On a different note, would the savings from getting the E variant rather than the G variant. As far as i know, the main differences are the Immobilizer, Airconditioning system (manual vs auto), Rear parking sensor. Would it be better to save and get the E variant and just have an outside supplier install the parking sensors, etc?
    Not just the 200k premium. Consider the cost of registration renewals (SUV vs UV), cost of tires (SUV tires are considerably pricey versus van tires), cost of underpinnings, and even insurance premiums.

    Get an E matic. The added electronic bells and whistles do not age well if you plan to keep the vehicle for a long time, much better just to have added non-essential accessories installed outside.

  19. Join Date
    Mar 2008
    Posts
    54,619
    #119
    innova wheelbase is 2750 mm, versus fortuner's 2745 mm.
    innova's width is 1830 mm, versus fort's 1840.

    i do not think, fortuner will offer much more passenger room over the innova.

    but i can not argue with the fortuner's arrive, and the innova's relatively non-arrive.

  20. Join Date
    Sep 2005
    Posts
    15,310
    #120
    nasisikipan ako sa 2nd row and 3rd row nang Fortuner..

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Toyota Innova G AT or Fortuner G AT?