HELP: Decision making RIO vs Picanto vs Mirage

[Tunaflakes]

Hi everyone,

My wife and I are looking at our 1st car and we're having problems deciding.. Initially we wanted to get a Mirage GLS M/T kasi it's like having a mini ASX (with the features).. But because of the long wait we decided to look for other options.. A nice SA from Kia then gave us some good deals on the Kia Rio 1.2 LX and the Picanto MT..

Sa prices po hindi naman sila nagkakalayo..

Mirage GLS M/T is at 588k
DP 68,200, 5years=12,676

Kia Picanto is at 545k
DP 35,000, 5years=12,681

Kia Rio is at 598k
DP 39,000 5years=13,960

Our number 1 priority po is the budget, with the quotes above po you can see na they play at around the same range(except the mirage with the higher DP) we are currently paying a house and lot na 19k+ a month and we need a car na kaya po naming isabay sa bahay namin.. Ano po kaya ang best for my small family..

Below are our priorities:
1. Budget (pero dahil same range sila ok lang idisregard to)
2. fuel consumption
3. features
4. space
5. wala masyadong problema or known issue

Please help naman po.. Ang hirap po magdecide if wala masyadong alam sa mga sasakyan na pinagpipilian ko..

Maraming salamat po sa lahat ng sasagot..

[Tunaflakes]

Update:

Now Hyundai replied na to my query and gave me this for an accent 1.4 GL

DP 38,000, 60 mos.= 12,435

[stickers]

Puro low dp promo ung quote syo. Kaya medyo mataas monthly.

Sent from my HTC One V using Tapatalk 2

[sirkosero]

TS, matanong ko lang, why not consider getting a vios? Atleast if your starting a family, may space ka for the baby stuff... not to mention tipid sa gas at mura parts. Dali din ibenta after.

A 1.3J or 1.3J limited is around that price range... di nga lang automatic.

[Lelouch]

i also suggest na kung may pang DP ka try to go to a bank may mga promo sila ngyon na darating afaik meron sa BDO at BPI para lower ang interest para malaki matipid mo.

sakin Mirage ako...maganda "DAW" FC according sa mga meron and it looks good but thats subjective ...

[manilamako]

If you have the extra money for the down, don't go for their low downpayment option. It might look attractive kasi ang liit ng pera na lalabas mo pero in the long run libo libo din ang kinita nila sayo. Did a quick check and nasa 300k tinubo nila sayo for the Mirage.

Try BPI nga, meron silang low downpayment for 1st time car buyers. Meron sila 7500/month for 6 years tas 100k cashout. In the long run makakatipid ka pa more than 150k compared sa low downpayment ng mga dealership. Spend a little more now for the cashout, save a lot for the future. Wag tayo magpauto sa low down ng mga dealerships

[Lelouch]

never go with the dealership financing sobrang taas nila magpatong sa ganyan, kasi idadaan pa din naman nila yan sa banko tapos interest pa nila kaya doble doble.

[uwak18]

Update:

Now Hyundai replied na to my query and gave me this for an accent 1.4 GL

DP 38,000, 60 mos.= 12,435

For BPI auto loan based on here BPI Family Auto Loan
SRP for accent 1.4 GL M/T is 618,000.

20% is 123,600
Amount Financed is Php 494,400.00
Monthly Amortization is Php 10,674.10

10,674.10 X 60 = 640,446

123,600 down + 640,446 = 764,046

para sa promo ng hyundai
38,000 down

12,435 per month X 60 months = 746,100

total 38,000 down + 746,100 = 784,100


so for comparison

bpi - 764,046 = hyundai promo 784,100

sa tingin ko kung tama yung quote sayo e pwede na yan 20,054 lang ang difference


pero parang mali e. eto yung nakita kong mga prices
403 - Error: 403

[boytsiks]

If you have the extra money for the down, don't go for their low downpayment option. It might look attractive kasi ang liit ng pera na lalabas mo pero in the long run libo libo din ang kinita nila sayo. Did a quick check and nasa 300k tinubo nila sayo for the Mirage.

Try BPI nga, meron silang low downpayment for 1st time car buyers. Meron sila 7500/month for 6 years tas 100k cashout. In the long run makakatipid ka pa more than 150k compared sa low downpayment ng mga dealership. Spend a little more now for the cashout, save a lot for the future. Wag tayo magpauto sa low down ng mga dealerships

I agree with this.

TS, if you have a little money to spare, bank loan is a better option. Maliit ang monthly. Besides, may promo sa BPI ngayon, free insurance. Di ko lang alam kung may required loan amount para maka-avail nun. tnx

[GTi]

I'd go with the Rio. By the looks of your choices, you don't really need the speed so the better fuel efficiency of the Rio trumps the Accent's added power. You will appreciate the bigger interior and trunk as compared to the Mirage and Picanto since you have a family. Groceries, strollers, lots of luggage for out of town trips come to mind. Though I suggest you check out the SLX variant with power windows on all four doors and alloy wheels.

Like our fellow Tsikoteers mentioned, try to avoid low DP schemes if you have the cash. You stand to lose a lot of money.

Or, you can just get a 2nd hand car for now. That's a lot less obligations for you, especially since you're still paying for a house.

[niky]

Never go for the low down. You'll be tied to hellishly high monthly payments for too long for a car that's not really worth that much.

-

I like the Picanto, but I don't really see any reason to buy one over the Rio, even if the base Rio has pawis rear windows and no alarm. You can get better economy in the city with the Picanto MT, but you have to drive conscientiously, and put up with the weedy power from the 1.0.

If you want the most space for your money, get the Rio 1.2. The Mirage GLS has much more in terms of toys, but the Rio has a crapload of space. The trunk and backseat are bigger than in the Vios, and the Rio's ride and noise isolation are much better than the Toyota's to boot. Fuel economy is okay in the city as long as you don't drive with a heavy foot.

But... the Mirage is much more economical, and the rear seat is decent. If it's only two of you in the family, it's more than big enough. And with the GLS, you get ABS+EBD, which neither the Rio nor the Vios have. In the olden days, I would have said you don't really need ABS, but thanks to electronic brake force distribution, ABS+EBD can shorten your braking distances from 100 km/h by around ten meters. In the dry. That's over two car-lengths. The Mirage also has better crash safety than the Vios, and dual airbags.

The high point of the Mirage is the excellent economy, both on the highway and in the city. And while it has less power than the Vios and the Rio, performance is the same because it weighs so much less.

The 1.0 competition can probably beat the Mirage in traffic economy, but only through very conscientious driving, and the Mirage is superior at high speed cruising.

-

Still, look around. It's nice shopping at the low end of the market nowadays because you have so many excellent choices with good economy, the Spark 1.0 MT, Eon 800cc MT, Celerio 1.0 MT and Mirage 1.2 MT are all capable of over 25 km/l on the highway if driven properly.

-

Just don't buy an automatic. Not even the astonishingly economical Suzuki 1.0 gives you good economy when mated to that sluggish 4-speed auto in the Celerio.

[manilamako]

I used to be an agent so I know na you should never go inhouse financing. Regarding dun sa Accent, nakapagtataka nga na ang baba ng kikitain ng dealership at 20k pero you have to factor in na baka malaki ang discount for that unit lalo na ngayon na lumabas na yun diesel accent. If they're offering that discount for financing, dapat offer din nila for bank PO or cash so ask them nalang. Good luck bro!

[Syuryuken]

I used to be an agent so I know na you should never go inhouse financing. Regarding dun sa Accent, nakapagtataka nga na ang baba ng kikitain ng dealership at 20k pero you have to factor in na baka malaki ang discount for that unit lalo na ngayon na lumabas na yun diesel accent. If they're offering that discount for financing, dapat offer din nila for bank PO or cash so ask them nalang. Good luck bro!

Dinidispose na lang yung 1.4 na Accent maraming stock at hindi mabenta puro HB ang order ngayon

[1D4LV]

Hi everyone,

My wife and I are looking at our 1st car and we're having problems deciding.. Initially we wanted to get a Mirage GLS M/T kasi it's like having a mini ASX (with the features).. But because of the long wait we decided to look for other options.. A nice SA from Kia then gave us some good deals on the Kia Rio 1.2 LX and the Picanto MT..

Sa prices po hindi naman sila nagkakalayo..

Mirage GLS M/T is at 588k
DP 68,200, 5years=12,676

Kia Picanto is at 545k
DP 35,000, 5years=12,681

Kia Rio is at 598k
DP 39,000 5years=13,960

Our number 1 priority po is the budget, with the quotes above po you can see na they play at around the same range(except the mirage with the higher DP) we are currently paying a house and lot na 19k+ a month and we need a car na kaya po naming isabay sa bahay namin.. Ano po kaya ang best for my small family..

Below are our priorities:
1. Budget (pero dahil same range sila ok lang idisregard to)
2. fuel consumption
3. features
4. space
5. wala masyadong problema or known issue

Please help naman po.. Ang hirap po magdecide if wala masyadong alam sa mga sasakyan na pinagpipilian ko..

Maraming salamat po sa lahat ng sasagot..

i would go for the rio, pero taasan mo ng onti yung DP mo, para reasonable yung monthly mo.

[renzo_d10]

I would go for the Rio 1.2LX as well.

Biggest of the bunch.

Sent from my GT-P7310 using Tapatalk 2

[jaguartiu]

I would go for the Rio 1.2 also.. It pays to have bigger real estate with wheels on the road. Kotse mo parang pangalawang bahay mo na yon. The bigger the better.. Sa lahat na lumabas na mga bagong maliit na kotse ngayon ang Mirage parang kulang ang effort ng mga designer nya sa panlabas na porma. Kung tanggalin ang Mitsubishi badge sa Mirage at palitan ng Maling, it would easy pass as a
China car.

[Tunaflakes]

Thanks everyone for the replies. I really appreciate it. Yep I did inquire na sa Metrobank, BPI and BDO.. I think I'm going with BPI, 20% DP then lower yung prices.. Ang samin kasi ng wife ko kaya gusto namin ng low down, since we're moving to the new house this may, we wanna use the extra 60-80k sana sa ibang appliances sa bahay.. hehe puro kasi kitchen stuff regalo samin nun kasal namin.. :D Thanks for all the replies, I'll go get the Rio na lang.. If only nde mabigat yung bahay, I'd go for the accent HB, sulit sana yun..

Naguusap pa din kami ng wife ko with BPI vs. Dealer's low down.. Kasi mahirap naman lumipat ng bahay ng microwave, toaster, kitchen stuff, PC and aircon lang meron kami.. hahaha again maraming maraming salamat po mga sir..

[niky]

Lowering your monthly by 4k means a new appliance every two months.

Just saying.

Good luck sa purchase!

[Lelouch]

Lowering your monthly by 4k means a new appliance every two months.

Just saying.

Good luck sa purchase!

hehe this make sense... although ako kasi bsta may pc at a.c buhay na hahaha.

[cal0i]

Onting price difference sa monthly, go for the RIO! Malaking bagay yang extra space.

Pero if i remember correctly, yung officemate ko naka accent na low down for 5 years, nasa 13.3k a month sya

1.4 engine that averages 13km/l on city driving.

Sorry OT wala sa choices ang accent. I just thought na minus the knocking issues, mas better choice ang accent over RIO


Sent from my iPhone using Tapatalk 2