If you have the extra money for the down, don't go for their low downpayment option. It might look attractive kasi ang liit ng pera na lalabas mo pero in the long run libo libo din ang kinita nila sayo. Did a quick check and nasa 300k tinubo nila sayo for the Mirage.
Try BPI nga, meron silang low downpayment for 1st time car buyers. Meron sila 7500/month for 6 years tas 100k cashout. In the long run makakatipid ka pa more than 150k compared sa low downpayment ng mga dealership. Spend a little more now for the cashout, save a lot for the future. Wag tayo magpauto sa low down ng mga dealerships