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March 15th, 2013 02:51 AM #1
Hi everyone,
My wife and I are looking at our 1st car and we're having problems deciding.. Initially we wanted to get a Mirage GLS M/T kasi it's like having a mini ASX (with the features).. But because of the long wait we decided to look for other options.. A nice SA from Kia then gave us some good deals on the Kia Rio 1.2 LX and the Picanto MT..
Sa prices po hindi naman sila nagkakalayo..
Mirage GLS M/T is at 588k
DP 68,200, 5years=12,676
Kia Picanto is at 545k
DP 35,000, 5years=12,681
Kia Rio is at 598k
DP 39,000 5years=13,960
Our number 1 priority po is the budget, with the quotes above po you can see na they play at around the same range(except the mirage with the higher DP) we are currently paying a house and lot na 19k+ a month and we need a car na kaya po naming isabay sa bahay namin.. Ano po kaya ang best for my small family..
Below are our priorities:
1. Budget (pero dahil same range sila ok lang idisregard to)
2. fuel consumption
3. features
4. space
5. wala masyadong problema or known issue
Please help naman po.. Ang hirap po magdecide if wala masyadong alam sa mga sasakyan na pinagpipilian ko..
Maraming salamat po sa lahat ng sasagot..
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March 15th, 2013 06:45 AM #2
Update:
Now Hyundai replied na to my query and gave me this for an accent 1.4 GL
DP 38,000, 60 mos.= 12,435
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March 15th, 2013 10:35 AM #3
For BPI auto loan based on here BPI Family Auto Loan
SRP for accent 1.4 GL M/T is 618,000.
20% is 123,600
Amount Financed is Php 494,400.00
Monthly Amortization is Php 10,674.10
10,674.10 X 60 = 640,446
123,600 down + 640,446 = 764,046
para sa promo ng hyundai
38,000 down
12,435 per month X 60 months = 746,100
total 38,000 down + 746,100 = 784,100
so for comparison
bpi - 764,046 = hyundai promo 784,100
sa tingin ko kung tama yung quote sayo e pwede na yan 20,054 lang ang difference
pero parang mali e. eto yung nakita kong mga prices
403 - Error: 403
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Tsikoteer
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March 15th, 2013 10:55 AM #4I'd go with the Rio. By the looks of your choices, you don't really need the speed so the better fuel efficiency of the Rio trumps the Accent's added power. You will appreciate the bigger interior and trunk as compared to the Mirage and Picanto since you have a family. Groceries, strollers, lots of luggage for out of town trips come to mind. Though I suggest you check out the SLX variant with power windows on all four doors and alloy wheels.
Like our fellow Tsikoteers mentioned, try to avoid low DP schemes if you have the cash. You stand to lose a lot of money.
Or, you can just get a 2nd hand car for now. That's a lot less obligations for you, especially since you're still paying for a house.
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March 15th, 2013 12:15 PM #5
Never go for the low down. You'll be tied to hellishly high monthly payments for too long for a car that's not really worth that much.
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I like the Picanto, but I don't really see any reason to buy one over the Rio, even if the base Rio has pawis rear windows and no alarm. You can get better economy in the city with the Picanto MT, but you have to drive conscientiously, and put up with the weedy power from the 1.0.
If you want the most space for your money, get the Rio 1.2. The Mirage GLS has much more in terms of toys, but the Rio has a crapload of space. The trunk and backseat are bigger than in the Vios, and the Rio's ride and noise isolation are much better than the Toyota's to boot. Fuel economy is okay in the city as long as you don't drive with a heavy foot.
But... the Mirage is much more economical, and the rear seat is decent. If it's only two of you in the family, it's more than big enough. And with the GLS, you get ABS+EBD, which neither the Rio nor the Vios have. In the olden days, I would have said you don't really need ABS, but thanks to electronic brake force distribution, ABS+EBD can shorten your braking distances from 100 km/h by around ten meters. In the dry. That's over two car-lengths. The Mirage also has better crash safety than the Vios, and dual airbags.
The high point of the Mirage is the excellent economy, both on the highway and in the city. And while it has less power than the Vios and the Rio, performance is the same because it weighs so much less.
The 1.0 competition can probably beat the Mirage in traffic economy, but only through very conscientious driving, and the Mirage is superior at high speed cruising.
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Still, look around. It's nice shopping at the low end of the market nowadays because you have so many excellent choices with good economy, the Spark 1.0 MT, Eon 800cc MT, Celerio 1.0 MT and Mirage 1.2 MT are all capable of over 25 km/l on the highway if driven properly.
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Just don't buy an automatic. Not even the astonishingly economical Suzuki 1.0 gives you good economy when mated to that sluggish 4-speed auto in the Celerio.
Ang pagbalik ng comeback...
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April 13th, 2013 01:17 PM #6
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Verified Tsikot Member
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March 15th, 2013 12:26 PM #7I used to be an agent so I know na you should never go inhouse financing. Regarding dun sa Accent, nakapagtataka nga na ang baba ng kikitain ng dealership at 20k pero you have to factor in na baka malaki ang discount for that unit lalo na ngayon na lumabas na yun diesel accent. If they're offering that discount for financing, dapat offer din nila for bank PO or cash so ask them nalang. Good luck bro!
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March 15th, 2013 01:03 PM #8
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March 18th, 2013 03:46 PM #9
hmmmm.... IMHO kung sa subok na sa pangalan, go for mitsubishi. kung space naman.. RIO and Accent medyo malaki talaga space nila compare sa mirage...
try mo test drive lahat ng choice mo sir.. kung ano mas feel mo sa apat go for it...malalaman mo yun if your'e driving the car na.. goodluck..
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March 18th, 2013 11:15 PM #10TS huwag kang matakot sa mga korean Cars at Korean products ngayon they comparable as Japanese products.. read these...
Japan Vs Korean wave
> Electronics and Appliances ...Samsung global annual sale alone not counting LG surpass Japans Sharp, Sony, Hitachi, JVC, Panasonic and etc combined. Because of these some of Japanese companies like Sharp is on financial trouble.
>Cellphones, Tablets,and Smartphones... Only Samsung can stand against the mighty Apple products.,, Japanese products are far behind.
>Shipbuilding Industry ......Koreas shipbuilding industry surpass Japan in the 1980's.. Today the biggest container, Oil rigs and platforms, bulk carriers, Car carriers, oil ships are probably made Korea.
>Construction ......The biggest constructors of Refineries, Gas pipes line and etc in the Middle East are Daewoo, Hyundai, Samsung heavy Industries.
The race to build the twin Petronas Tower, Tower 1 was build by Japans Hazama Corp and Tower 2 by Samsung C&T Corp..The Korean won.
Cars,,,,,,,,,,,,,,,,,,,,North American Car of the Year award. The last Japanese car to win these award was the 2006 Honda Civic. The Koreans have it lately on the 2009 Hyundai Genesis and the 2012 Hyundai Elantra,
Movies, Music and entertainment industry...... Wala sagot and Japan ever since VoltesV , Godzilla and Power Rangers.
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for me, mas maganda sabay na. yung mother file kasi nung car ko dati eh sa paranaque, mabilis yung...
transfer of ownership / registration cost