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  1. Join Date
    Oct 2012
    Posts
    3,675
    #3511
    Grabeh hype ng pfizer... yung sinovac parang wala lang when they announced...


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  2. Join Date
    Jul 2007
    Posts
    46,603
    #3512
    Quote Originally Posted by jut703 View Post
    Financial Advisor kuno pero the only Financial Advice they give is to buy insurance. Pag tinanong mo direct stocks investment, real estate, alternative assets (i.e. gold, bitcoin), business investments, walang masagot. Philippine Economy Talk

    Sent from my SM-N970F using Tapatalk
    I referred my financial advisor friend to my officemate who is quite knowledgeable on financial products, when my officemate asked about the nitty gritty wala daw naisagot financial advisor friend ko. When I asked my financial advisor friend what happened ayaw na daw niya sa officemate ko, madaming tanong Philippine Economy Talk

    Sent from my SM-N960F using Tapatalk

  3. Join Date
    Dec 2005
    Posts
    368
    #3513
    Quote Originally Posted by jut703 View Post
    Financial Advisor kuno pero the only Financial Advice they give is to buy insurance. Pag tinanong mo direct stocks investment, real estate, alternative assets (i.e. gold, bitcoin), business investments, walang masagot. Philippine Economy Talk

    Sent from my SM-N970F using Tapatalk
    Similar to others who are into sales, it is expected that they should know at least the insurance products that they sell to be able to recommend the type of insurance appropriate to the needs of their target client. Pag un mismo hindi nila alam, e ibang usapan na yun.

    Sent from my INE-LX2 using Tapatalk

  4. Join Date
    Sep 2003
    Posts
    21,866

  5. Join Date
    Feb 2018
    Posts
    731
    #3515
    Manghingi sana ng advice. sa company kasi namin meron kaming parang coop. tapos yung ipon namin doon pwede namin i-personal loan. yung interest rates eh nanggagaling sa BDO.

    Ang tanong ko, next year ba, ang projected eh tataas o bababa ang interest? ang baba kasi ng factor rates namin this year, eh. i-loan ko na sana habang mababa. due to the pandemic situation, bababa pa ba siya o tataas? leaning ako sa tataas haha

  6. Join Date
    Oct 2002
    Posts
    34,040
    #3516
    Quote Originally Posted by tarzegetakizerd View Post
    Manghingi sana ng advice. sa company kasi namin meron kaming parang coop. tapos yung ipon namin doon pwede namin i-personal loan. yung interest rates eh nanggagaling sa BDO.

    Ang tanong ko, next year ba, ang projected eh tataas o bababa ang interest? ang baba kasi ng factor rates namin this year, eh. i-loan ko na sana habang mababa. due to the pandemic situation, bababa pa ba siya o tataas? leaning ako sa tataas haha
    Ilabas mo na now baka maunahan ka pa!


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  7. Join Date
    Jan 2016
    Posts
    3,013
    #3517
    Magkano rate? Mataas naman talaga rates ng personal loan dahil walang collateral, baka bumaba lang konti, curious lang.

    Baka minatch ang equity mo sa coop kaya, naibaba nila.

  8. Join Date
    Feb 2018
    Posts
    731
    #3518
    Quote Originally Posted by papi smith View Post
    Magkano rate? Mataas naman talaga rates ng personal loan dahil walang collateral, baka bumaba lang konti, curious lang.

    Baka minatch ang equity mo sa coop kaya, naibaba nila.
    3.6844% rate namin this year. 6% the previous year. yung rates daw based on Bloomberg Valuation (1-year).

    Ilalabas ko sana para mapakinabangan. Tulog na pera na siya dun eh

  9. Join Date
    Feb 2018
    Posts
    731
    #3519
    Quote Originally Posted by shadow View Post
    Ilabas mo na now baka maunahan ka pa!


    Sent from my iPhone using Tapatalk
    sinong mauuna? yung coop? haha

  10. Join Date
    Nov 2005
    Posts
    34,816
    #3520
    Quote Originally Posted by tarzegetakizerd View Post
    Manghingi sana ng advice. sa company kasi namin meron kaming parang coop. tapos yung ipon namin doon pwede namin i-personal loan. yung interest rates eh nanggagaling sa BDO.

    Ang tanong ko, next year ba, ang projected eh tataas o bababa ang interest? ang baba kasi ng factor rates namin this year, eh. i-loan ko na sana habang mababa. due to the pandemic situation, bababa pa ba siya o tataas? leaning ako sa tataas haha
    kung mag tataas ng interest rate ang bangko sentral next year i'm going to say with 100% certainty NO

    sa sobra bagsak ng economy natin malabo mag tighten ng monetary policy ang bangko sentral

    taon aabutin ang recovery natin

    kung may reason magtaas ng interest rate ang bangko sentral yan ay kung magkaroon ng runaway inflation

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Philippine Economy Talk