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  1. Join Date
    Oct 2003
    Posts
    259
    #3841
    Quote Originally Posted by reloaded_acer View Post
    sir ano po terms/mode of payment nyo if you don't mind? and if inhouse/bank/cash? but i think that time mas maluwag pa orders ng montero i mean shorter waiting list..
    i paid cash when i got my unit. brought only a manager's check (after my loan was released) when i went to mitsu las pinas. actually i loaned only 35% of the amount from the bank with an interest rate of 11.5% payable in 2 years. the financial transactions were all done in the bank and not at the dealership.

    just a tip, watch out with the 1 month advance scheme. it has a lower interest rate but if you recalculate by deducting the first month immediately from your loaned amount, the interest rate will be higher. in my case it was 9.92% with the 1-mos advance but the actual is 14.5%. that is why i asked for another computation with no advance payment and they gave me 11.5%.

    only the insurance was in-house (27k) but i did not mind since the amount quoted was more or less the same if i get it myself. i got also the standard freebies, 3 yr LTO, full 3M tint, rain visor, matting, seatcover & AWD.

  2. Join Date
    Oct 2007
    Posts
    318
    #3842
    Quote Originally Posted by noobskie View Post
    Yes I'm aware of that, what I mean lang is mas bagay kung 4m41 engine na yung kinabit sa 4x4 M/T. Justifiable siya na mas mura ng konti lang sa dating 3.2 GLS pero with the 2.5 engine, maybe it should be around 1.4M lang or even a bit less.
    of course mas maganda talaga yung 4M41 engine para dun... imagine having eveything in a montero. a 4x4 drivetrain, the full control of a manual transmission, and the power of a 4M41 engine.

    yun nga lang if they do that, it'll surely eat up the sales of the SE...

  3. Join Date
    Jun 2009
    Posts
    10
    #3843
    Quote Originally Posted by WenG2 View Post
    i paid cash when i got my unit. brought only a manager's check (after my loan was released) when i went to mitsu las pinas. actually i loaned only 35% of the amount from the bank with an interest rate of 11.5% payable in 2 years. the financial transactions were all done in the bank and not at the dealership.

    just a tip, watch out with the 1 month advance scheme. it has a lower interest rate but if you recalculate by deducting the first month immediately from your loaned amount, the interest rate will be higher. in my case it was 9.92% with the 1-mos advance but the actual is 14.5%. that is why i asked for another computation with no advance payment and they gave me 11.5%.

    only the insurance was in-house (27k) but i did not mind since the amount quoted was more or less the same if i get it myself. i got also the standard freebies, 3 yr LTO, full 3M tint, rain visor, matting, seatcover & AWD.
    hello po!

    ang dami nyo nman po freebies sa ngaun po yata 3M Tint and Matting na lang ung mga freebies nila na ibibigay sa akin eh??? tsk tsk tsk

  4. Join Date
    Oct 2003
    Posts
    259
    #3844
    Quote Originally Posted by JPG111 View Post
    I came from goldrich this afternoon to have something installed on the Patrol.. They informed me that the rear garnish thing that is available on thai monty's might be available on the second week of july..they dont have an idea how much it would cost ..
    sir jpg, is the rear garnish design same as the stock thai units?

    saw this black monty at SM cebu "BDO deals on wheels" yesterday with their own version of body claddings. check the door claddings although not too visible on the pic.



    here's a closer look of the rear garnish


    the top part slope of the garnish is not uniform with the orig rear corner garnish. the top looks like square'sh (see the right part of garnish near the corner) compared to the thai version which i've seen personally when i was in bangkok. although the thai did not also blend well with the rear corner garnish compared to ntyce design but at least it was (imho) better looking than the cebu version.

  5. Join Date
    Oct 2003
    Posts
    259
    #3845
    Quote Originally Posted by jet_micor View Post
    hello po!

    ang dami nyo nman po freebies sa ngaun po yata 3M Tint and Matting na lang ung mga freebies nila na ibibigay sa akin eh??? tsk tsk tsk
    ganun na ba ngayon sir? kung before May lang na release ang unit ko, full 32k din sana ang discount. kaya lang naabutan, naging 10k nalang ang less.

  6. Join Date
    Oct 2008
    Posts
    560
    #3846
    Quote Originally Posted by WenG2 View Post
    i paid cash when i got my unit. brought only a manager's check (after my loan was released) when i went to mitsu las pinas. actually i loaned only 35% of the amount from the bank with an interest rate of 11.5% payable in 2 years. the financial transactions were all done in the bank and not at the dealership.

    just a tip, watch out with the 1 month advance scheme. it has a lower interest rate but if you recalculate by deducting the first month immediately from your loaned amount, the interest rate will be higher. in my case it was 9.92% with the 1-mos advance but the actual is 14.5%. that is why i asked for another computation with no advance payment and they gave me 11.5%.

    only the insurance was in-house (27k) but i did not mind since the amount quoted was more or less the same if i get it myself. i got also the standard freebies, 3 yr LTO, full 3M tint, rain visor, matting, seatcover & AWD.
    Just curious? how did you come out with that? one month advance being more expensive? i use to work in the bank and i still work closely with the bank and with my calculations, the one month advance makes the rate a little bit cheaper nga eh.. there's no difference with regular and one month other than the principle amount paid and the terms become advanced by a month.

  7. Join Date
    Oct 2008
    Posts
    560
    #3847
    Quote Originally Posted by WenG2 View Post
    sir jpg, is the rear garnish design same as the stock thai units?

    saw this black monty at SM cebu "BDO deals on wheels" yesterday with their own version of body claddings. check the door claddings although not too visible on the pic.



    here's a closer look of the rear garnish


    the top part slope of the garnish is not uniform with the orig rear corner garnish. the top looks like square'sh (see the right part of garnish near the corner) compared to the thai version which i've seen personally when i was in bangkok. although the thai did not also blend well with the rear corner garnish compared to ntyce design but at least it was (imho) better looking than the cebu version.
    maybe they had a bodykit maker in cebu try to copy the oem kit. cause i can see the spoiler, the tail garnish, and also the rear diffuser and i can slightly see the side chins on the front. Either that's already the OEM add ons from thai or they're trying really hard to copy it.

    FOR THOSE WHO'S BEEN ASKING: check out chrome 20s on a montero.. there you see how it stands and how it looks installed on the montero.
    Last edited by N T Y c E; June 28th, 2009 at 10:34 AM.

  8. Join Date
    Oct 2008
    Posts
    560
    #3848
    Quote Originally Posted by WenG2 View Post
    ganun na ba ngayon sir? kung before May lang na release ang unit ko, full 32k din sana ang discount. kaya lang naabutan, naging 10k nalang ang less.
    That's crazy though, pati 3year LTO you got.. that alone is nearly 10t. the rain visor is about 3,500. and yeah the others are free. also the full front tint, sometimes they charge sometimes they don't. but that's nearly 15t worth of discounts just right there.

  9. Join Date
    Oct 2003
    Posts
    259
    #3849
    Quote Originally Posted by N T Y c E View Post
    Just curious? how did you come out with that? one month advance being more expensive? i use to work in the bank and i still work closely with the bank and with my calculations, the one month advance makes the rate a little bit cheaper nga eh.. there's no difference with regular and one month other than the principle amount paid and the terms become advanced by a month.
    here's how i calculate it. let's say your loaned amount is 1M and use the 2 year installment at 9.92%.

    loaned amount = 1,000,000
    interest rate = 99,200
    total payable = 1,099,200 divided by 24 mos = 45,800

    if you pay 1 month advance, this is how i would look at it
    loaned amount = 1,000,000
    1 mos advance = 45,800
    your new loaned amount would only be = 954,200
    your total amount to be paid to the bank is still = 1,099,200
    hence, you loaned 954,200 and will pay the bank 1,099,200 at the end of 2 years. the recalculated interest rate will now be = 15%

    at first i look at it as only "time issue" when paying in advance but it seems that this is more of an interest deal. my question is why did the bank change their interest rate to 11.5% when i asked for a no advance payment scheme. 9.92% is too low according to other banks i have asked so there must be a catch for that. at 11.5% in 2 years that bank was already competitive with the others that offered a no advance payment scheme.

    got those freebies from jessa of las pinas.
    LTO - 10k
    3M tint -6k
    rain visor - 3.5k
    the rest - not worth getting na, hehehe!

    i've learned about them freebies after reading thoroughly this thread. when i asked the SA about the freebies she agreed on it immediately. pahabol ko nalang yung window visor sa hirit. ganda nga ng visor kasi naka etched pa yung montero na name.

  10. Join Date
    Oct 2008
    Posts
    560
    #3850
    Quote Originally Posted by WenG2 View Post
    here's how i calculate it. let's say your loaned amount is 1M and use the 2 year installment at 9.92%.

    loaned amount = 1,000,000
    interest rate = 99,200
    total payable = 1,099,200 divided by 24 mos = 45,800

    if you pay 1 month advance, this is how i would look at it
    loaned amount = 1,000,000
    1 mos advance = 45,800
    your new loaned amount would only be = 954,200
    your total amount to be paid to the bank is still = 1,099,200
    hence, you loaned 954,200 and will pay the bank 1,099,200 at the end of 2 years. the recalculated interest rate will now be = 15%

    at first i look at it as only "time issue" when paying in advance but it seems that this is more of an interest deal. my question is why did the bank change their interest rate to 11.5% when i asked for a no advance payment scheme. 9.92% is too low according to other banks i have asked so there must be a catch for that. at 11.5% in 2 years that bank was already competitive with the others that offered a no advance payment scheme.

    got those freebies from jessa of las pinas.
    LTO - 10k
    3M tint -6k
    rain visor - 3.5k
    the rest - not worth getting na, hehehe!

    i've learned about them freebies after reading thoroughly this thread. when i asked the SA about the freebies she agreed on it immediately. pahabol ko nalang yung window visor sa hirit. ganda nga ng visor kasi naka etched pa yung montero na name.
    oh.. i'm sorry to say, but that calculation is wrong. That's why its called one month advance is because you pay your first loan amount when you pick up the car. But at the end of the term, you're actually only paying 23months. The difference is that, with one month advance, the loan rate is cheaper than with a regular time period. That's why its also called one month in advance, don't add the first payment of your loan in the principle loan. Its really hard to explain in text, but with cost of money in 24months, the one month advance and the regular is actually almost the same, its just that you're off the hook one month earlier.
    Unless you're insisting that the first month you pay your loan (with oma) that you're adding it into your loan amount?
    Last edited by N T Y c E; June 28th, 2009 at 11:39 AM.

  11. Join Date
    Oct 2003
    Posts
    259
    #3851
    Quote Originally Posted by N T Y c E View Post
    oh.. i'm sorry to say, but that calculation is wrong. That's why its called one month advance is because you pay your first loan amount when you pick up the car. But at the end of the term, you're actually only paying 23months. The difference is that, with one month advance, the loan rate is cheaper than with a regular time period. That's why its also called one month in advance, don't add the first payment of your loan in the principle loan. Its really hard to explain in text, but with cost of money in 24months, the one month advance and the regular is actually almost the same, its just that you're off the hook one month earlier.
    Unless you're insisting that the first month you pay your loan (with oma) that you're adding it into your loan amount?
    what i meant was the first month you pay the monthly fee, it will make your loaned amount lesser. why coz it is the same time the bank pay the dealership the full amount and you helped them pay (1 month advance) instead of them paying the full amount (IMHO).

    got my unit may 16 and my first monthly payment was on june 16. i did not pay the bank a single cent until one month after i got my unit. all i paid was the 5k reservation fee to the dealership. the bank even issued me a manager's check with the full amount (less 5k reservation) the day before i left for manila.

  12. Join Date
    Apr 2006
    Posts
    1,067
    #3852
    Quote Originally Posted by N T Y c E View Post
    JPG!!! Why bother? Are you saying its nicer than mine????? HMMM????

    Hahaha i'm just kidding!
    Both look good on the monty but i want my spolier & rear garnish to be OEM

    * WenG2 i guess it would the same like the ones from thailand because the spoiler that they have is also from thailand..
    Last edited by JPG111; June 28th, 2009 at 12:00 PM.

  13. Join Date
    Oct 2003
    Posts
    259
    #3853
    Quote Originally Posted by JPG111 View Post
    Both look good on the monty but i want my spolier & rear garnish to be OEM

    * WenG2 i guess it would the same like the ones from thailand because the spoiler that they have is also from thailand..
    thanks sir. i am also waiting for that para isang shipment ko nalang ang rear spoiler and garnish

    here's the comparison pala of rear garnish that are out in the market today.
    1. ntyce design

    2. thai stock

    3. cebu show model


    i'd pick ntyce design as the best but i'm concerned maybe a lot of work needs to be done if installed in my place and not by atoy. hopefully the thai stock rear garnish is more installer friendly.

  14. Join Date
    Jun 2009
    Posts
    20
    #3854
    Hi. I will be getting my new GLS SE soon.... I am actually in that phase wherein i am not yet decided on the color to get... I am thinking of getting the savannah white (since i'm a doctor naman daw)... But, the platinum beige is ok rin...

    Also, ano ang bagay na tint for the savannah white color... I like not to be seen inside or not to be recognized...

    Thanks for the help...

  15. Join Date
    Oct 2008
    Posts
    560
    #3855
    Quote Originally Posted by WenG2 View Post
    what i meant was the first month you pay the monthly fee, it will make your loaned amount lesser. why coz it is the same time the bank pay the dealership the full amount and you helped them pay (1 month advance) instead of them paying the full amount (IMHO).

    got my unit may 16 and my first monthly payment was on june 16. i did not pay the bank a single cent until one month after i got my unit. all i paid was the 5k reservation fee to the dealership. the bank even issued me a manager's check with the full amount (less 5k reservation) the day before i left for manila.
    yeah i know what you are saying.. i don't want to get into it.. but coming from the bank before, i'll have to insist to you that paying OMA will give you a cheaper total. The total money out will be less than what you will be paying. But of course, in your case, you're feeling it differently because you feel as if your first loan payment comes a month after your car releases.. it all has to do with 'cost of money'... but its not crazy, its just a matter of thousands. i could calculate it all for you, but honestly, no one really cares, and i'm way too lazy to do it. hahaha

    however we get it, whatever means, as long as we got our monty's, legally, we're all happy!!!

  16. #3856
    Quote Originally Posted by cosmo96 View Post
    Hi. I will be getting my new GLS SE soon.... I am actually in that phase wherein i am not yet decided on the color to get... I am thinking of getting the savannah white (since i'm a doctor naman daw)... But, the platinum beige is ok rin...

    Also, ano ang bagay na tint for the savannah white color... I like not to be seen inside or not to be recognized...

    Thanks for the help...
    Welcome to our thread, and hope you become one of member and do join our EB on 11 July...

    As for Tint, i did my all rear window with 3M super black, it tootally cant see from outside, Mid black 3M front seat and windscreen, from outside only can see the shadow, i dont install super black for front, because it difficult to drive at night.

    I having black colour SE....

  17. Join Date
    Nov 2002
    Posts
    208
    #3857
    Hi to all MS owners,

    Am planning to get GLS SE on 50% down at 7% rate.

    Discount is 51k, freebies are full 3M tint, matting , and 3yr LTO

    Insurance is at 31k which i should also get but no rain visor as others got here.

    Can you tell me if this is a good deal? Thanks

  18. #3858
    Did anyone fit K&N filter for Montero ?

    How the result ? better performance ? how much increase in HP ?

    Better FC ? how much ?

    and how much the cost like ?

    Thank you very much...

  19. Join Date
    Jun 2009
    Posts
    1
    #3859
    Dear Sirs,

    I would just like to share how i got my Montero in 3 days (bank approved) not Dealers in-house financing.

    Nakapila ako sa Citimotors and Union Motors for 1 month pero wala pa din silang mabigay sakin na defenite date of delivery. Kasi Bank financing ako and Dealers Incentive is quite low (1% only), so less priority ako sa pila since in demand ang Montero ngayon. I got a good deal with BDO kaya mababa ang interest rate.

    The Dealers here in Manila are forcing the buyers to get the dealers in house financing kasi malaki kikitain ng nila pag sakanila kinuha ang financing, and it will end up you paying more and with high interest rate.

    So i decided to call GENERAL SANTOS Mitsu dealer and i am very lucky they have stock. You can pick up the unit in QC kasi dun stock ng units nila before sending to gensan.

    So i forwarded the bank P.O. to Gensan dealer and in 3 days nakuha ko na ang unit ko. Na pick up ko ang unit ko sa Loyola heights QC. Maayos kausap ang dealer and i am happy!!! Ang plate number ko Manila based din so i have no problem with the registration. After sales service... pwede kahit saan na mitsu dealer dito sa manila. Insurance (in-house) but same price as manila dealers are offering.

    Same unit price, same discount, same freebies as citmotors (las pinas) and unionmotors (kalookan).

    To those who are still waiting for their unit to be delivered - hope this would help...


    Cheers to ALL!!! HAAPY NEW CAR!!!

  20. Join Date
    May 2007
    Posts
    30
    #3860
    Quote Originally Posted by WenG2 View Post
    good to know there's a fellow oilfield trash here are you a medic okidok? enhenyero pala ako ng putik working for MI Swaco
    Dami pala d2 tg oilfield. I'm HSE adviser and company is Japan based. Dami din ko kakilala sa MI...as of now mud engrs. namin all from UK...
    Cheers to all the rig rats in this site. Hope to meet some of you on the next EB.

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