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  1. Join Date
    Aug 2016
    Posts
    76
    #2601
    Sa mga balak bumili, baka makahirit ng discount at freebies. Nagamit ko yung ibang moves...

    Hacking the System Season 1 Episode 1 720p - YouTube

  2. Join Date
    Sep 2014
    Posts
    8,492
    #2602
    Kung gusto nyo maka-discount choose between the Innova and Montero. And convince yourselves nakp kukuha kayo talaga kayo ng Innova. Dyan takot ang ahente ng Mitsu

    Para sa kin getting an Innova nowadays is like getting the hyundai / kia crossovers. Sobrang value for the money, singlapad at sing comfortsble ng Santa Fe, great interriors, 7 seater and best of all 2.8L pa, talo pa mga diesel crossovers. All at the price of 1.2M

    sobrang relaxed and stress free driving siguro neto, tas Toyota pa, di ka pahihirapan sa parts in the long run unlike the Korean diesel crossovers

    _________________________________
    If you are wrong, turn right.
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  3. Join Date
    May 2006
    Posts
    280
    #2603
    Quote Originally Posted by chitomaru View Post
    Sa Jabez ako kumuha ng premium, 200k down ko tapos ung sa BPI 3 yrs to pay sya.
    49255 monthly.
    1.348M yung niloan sa BPI.

    nafree ko ung rain visor at chrome plus ung the usual freebies.

    Humingi ng addtl yung agent ng 5K (cut nya siguro), di ako pumayag kagad. Nalaman ko na hindi full tint yung libre. Yung sa windshield ay yung taas lang lalagyan. Pag buong windshield plus 2.5k. sabi ko sigi bigay ako ng 5k addtl basta ifull windshield ung tint.
    those are more in house financing rates, but at 5 years


  4. Join Date
    Aug 2012
    Posts
    346
    #2604
    Quote Originally Posted by chitomaru View Post
    Sa Jabez ako kumuha ng premium, 200k down ko tapos ung sa BPI 3 yrs to pay sya.
    49255 monthly.
    1.348M yung niloan sa BPI.

    nafree ko ung rain visor at chrome plus ung the usual freebies.

    Humingi ng addtl yung agent ng 5K (cut nya siguro), di ako pumayag kagad. Nalaman ko na hindi full tint yung libre. Yung sa windshield ay yung taas lang lalagyan. Pag buong windshield plus 2.5k. sabi ko sigi bigay ako ng 5k addtl basta ifull windshield ung tint.
    Grabe kalaki interest rate...daig pa yung 5 years na rate na nasa 23% lang.

  5. Join Date
    Aug 2016
    Posts
    72
    #2605
    Quote Originally Posted by Aleman View Post
    Grabe kalaki interest rate...daig pa yung 5 years na rate na nasa 23% lang.
    mine is montero gls dp ko 250k then 27k a month for 5 years

  6. Join Date
    Jul 2016
    Posts
    76
    #2606
    Quote Originally Posted by Aleman View Post
    Grabe kalaki interest rate...daig pa yung 5 years na rate na nasa 23% lang.
    Mine is gls 900k dp, 12k per month 4 years with rebate. Compre Insurance 8k

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  7. Join Date
    Sep 2014
    Posts
    8,492
    #2607
    Quote Originally Posted by Fcuyugan View Post
    mine is montero gls dp ko 250k then 27k a month for 5 years
    Grabe 27k for 5 years tsk tsk


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  8. Join Date
    Aug 2012
    Posts
    346
    #2608
    Quote Originally Posted by tenster View Post
    Mine is gls 900k dp, 12k per month 4 years with rebate. Compre Insurance 8k

    Sent from my SM-G925F using Tapatalk
    Grabe namang insurance yan 8k...hahaha...daig pa ang car na 5 years old already....Galing.

  9. Join Date
    Jul 2016
    Posts
    76
    #2609
    Quote Originally Posted by Aleman View Post
    Grabe namang insurance yan 8k...hahaha...daig pa ang car worth 5 years old already....Galing.
    8k+ sa Gsis. Pag may relative ka or you're working sa govt pwede ipasok sa gsis

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  10. Join Date
    Aug 2012
    Posts
    346
    #2610
    Quote Originally Posted by tenster View Post
    8k+ sa Gsis. Pag may relative ka or you're working sa govt pwede ipasok sa gsis

    Sent from my SM-G925F using Tapatalk
    Paano mag claim, are they accredited by most CASA? o GSIS e insurance broker lang?

  11. Join Date
    Jul 2016
    Posts
    76
    #2611
    Quote Originally Posted by Aleman View Post
    Paano mag claim, are they accredited by most CASA? o GSIS e insurance broker lang?
    Need mo to file personally. Medyo hassle since you'll be doing all the leg work. No idea about casa accredited issurance, sa psbank kasi ako nagloan ng remaining and okay naman sa kanila. Kahit hassle, worth it ang 16k+ savings.

    Sent from my SM-G925F using Tapatalk

  12. Join Date
    Oct 2009
    Posts
    1,529
    #2612
    Quote Originally Posted by chitomaru View Post
    Sa Jabez ako kumuha ng premium, 200k down ko tapos ung sa BPI 3 yrs to pay sya.
    49255 monthly.
    1.348M yung niloan sa BPI.

    nafree ko ung rain visor at chrome plus ung the usual freebies.

    Humingi ng addtl yung agent ng 5K (cut nya siguro), di ako pumayag kagad. Nalaman ko na hindi full tint yung libre. Yung sa windshield ay yung taas lang lalagyan. Pag buong windshield plus 2.5k. sabi ko sigi bigay ako ng 5k addtl basta ifull windshield ung tint.
    Wow 31% 3yrs.. akala ko mataas na akin dahil probinsya and hirap maghaggle..


    _/_/_/The more things are forbidden.. The more popular they become. _/_/_/


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  13. Join Date
    Oct 2009
    Posts
    1,529
    #2613
    Quote Originally Posted by Aleman View Post
    Grabe namang insurance yan 8k...hahaha...daig pa ang car na 5 years old already....Galing.
    Baka naman participation yan..


    _/_/_/The more things are forbidden.. The more popular they become. _/_/_/


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  14. Join Date
    Sep 2009
    Posts
    60
    #2614
    Quote Originally Posted by forceG View Post
    Wow 31% 3yrs.. akala ko mataas na akin dahil probinsya and hirap maghaggle..


    _/_/_/The more things are forbidden.. The more popular they become. _/_/_/


    Sent from my iPhone 6s plus using Tapatalk
    Akala ko pag 3 years e mas mababa ang interest? Bakit ang taas naman nyan? In house ba yan?

    Sent from my STUDIO ENERGY 2 using Tapatalk

  15. Join Date
    Sep 2014
    Posts
    8,492
    #2615
    Bat ang laki ng interest nyo eh. 6% per annum nga lang ngaun so kung 3 years eh di 18% . Ganyan offer sa king ng mga bangko ko ah


    Actually 4.80% lang talaga ako if Say I loan like more than 500k. Yan 6% eh kung 100k lang



    _________________________________
    If you are wrong, turn right.
    If you are right, turn left.

  16. Join Date
    Aug 2016
    Posts
    76
    #2616
    Kaya nayaman ang bangko...

  17. Join Date
    Oct 2009
    Posts
    1,529
    #2617
    Quote Originally Posted by chitomaru View Post
    Kaya nayaman ang bangko...
    BPI talaga rate mo bro? BPI din ako GLS premium 30K lang discount, sa probins 25% for 5 yrs is the best i could get 15625/mo. 905K DP. Laki naman masyado for 3yrs.


    _/_/_/The more things are forbidden.. The more popular they become. _/_/_/


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  18. Join Date
    Aug 2016
    Posts
    76
    #2618
    BPI pre, 18.77% effective interest rate ang nakalagay.

    Sayang lang kung sa una napahiram ako ng bayaw ko ng 1M, na cash ko sana. Nagbago yung isip sa huli at nagpautang. Na settle ko na sa BPI, waiting for releasing na yung docs at OR/CR.

    Quote Originally Posted by forceG View Post
    BPI talaga rate mo bro? BPI din ako GLS premium 30K lang discount, sa probins 25% for 5 yrs is the best i could get 15625/mo. 905K DP. Laki naman masyado for 3yrs.


    _/_/_/The more things are forbidden.. The more popular they become. _/_/_/


    Sent from my iPhone 6s plus using Tapatalk

  19. Join Date
    Jul 2016
    Posts
    76
    #2619
    Quote Originally Posted by forceG View Post
    Baka naman participation yan..


    _/_/_/The more things are forbidden.. The more popular they become. _/_/_/


    Sent from my iPhone 6s plus using Tapatalk
    Insurance mismo chief..

    Sent from my SM-G925F using Tapatalk

  20. Join Date
    Sep 2010
    Posts
    1
    #2620
    guys payo naman, cant decide which one toget. Gls ba or premium. I plan to get GLS and get mods like mags etc from the savings I get instead of going to premium. But i realy like the LEDs and leather seat of the premium. Sulitba ang GLS tlaga?

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