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  1. Join Date
    Jul 2009
    Posts
    10,305
    #51
    Just curious yung mga married dito or will get married. Ano setup nyo sa finance? Especially sa couples that both have income? Separate accounts then joint accounts? Separate accounts no joint accounts pero shared bills?

    There are people who are saying that if you are not ready to combine your accounts then it means you are not ready to get married.

    Of course labas sa usapan na ito nag prenup. I

  2. Join Date
    Feb 2015
    Posts
    632
    #52
    Quote Originally Posted by BratPAQ View Post
    Just curious yung mga married dito or will get married. Ano setup nyo sa finance? Especially sa couples that both have income? Separate accounts then joint accounts? Separate accounts no joint accounts pero shared bills?

    There are people who are saying that if you are not ready to combine your accounts then it means you are not ready to get married.

    Of course labas sa usapan na ito nag prenup. I
    May joint accounts kami na ang laman ay ang expenses (house, cars, kids, leisure etc.), savings and investments.
    Tapos may separate accounts kami na ang laman ay individual money.
    Rule namin na bawal namin pakialaman kung saan man napupunta yung individual money namin.
    Ganyan yung nag-work samin na setup.

    Nasubukan namin before yung "toka-toka" budgeting pero hindi naging okay para sa amin.
    Ex. Ako sa grocery, si misis sa kids.
    Meron at meron kasing expenses na nago-overlap at subject to debate pa ang classification.

    Tsaka minsan ay nagkaka-ipitan.
    Ex. Ako ang in-charge sa leisure expenses. So kukuriputin ko yun para maraming matira na pera sa akin. Hehehe.

  3. Join Date
    Nov 2010
    Posts
    25,258
    #53
    Quote Originally Posted by BratPAQ View Post
    Just curious yung mga married dito or will get married. Ano setup nyo sa finance? Especially sa couples that both have income? Separate accounts then joint accounts? Separate accounts no joint accounts pero shared bills?

    There are people who are saying that if you are not ready to combine your accounts then it means you are not ready to get married.

    Of course labas sa usapan na ito nag prenup. I
    Separate accounts, no joint account but my wife knows my ATM and CP password anyway. I don't know hers.

    Never really had an argument about my "splurges" though she doesn't check my CC statement thouroughly so maybe thta's why there's never an argument.
    Minsan lang sasabihi na tama na yan.
    Fasten your seatbelt! Or else... Driven To Thrill!

  4. Join Date
    Jul 2014
    Posts
    1,222
    #54
    Quote Originally Posted by BratPAQ View Post
    Just curious yung mga married dito or will get married. Ano setup nyo sa finance? Especially sa couples that both have income? Separate accounts then joint accounts? Separate accounts no joint accounts pero shared bills?

    There are people who are saying that if you are not ready to combine your accounts then it means you are not ready to get married.

    Of course labas sa usapan na ito nag prenup. I
    Nung single pa ako, nag-monitor ako ng inflows and outflows. Then nung nagka-gf, in-adopt niya. Nung nag-asawa kami, nag-merge na kami ng monitoring. Ako taga-lista, then send sa kanya at month-end..hati kami sa lahat. Pero dumadami anak di na namin nagagawa ‘to. Sa ngayon, sa akin groceries (ako namamalengke), household expenses/utilities, fuel/maintenance, etc. Si misis nagmomonitor ng school fees, opportunities, etc.. Separate accounts kami..pero annually, gumagawa kami ng consolidated financials.

  5. Join Date
    Mar 2008
    Posts
    54,234
    #55
    Quote Originally Posted by BratPAQ View Post
    Just curious yung mga married dito or will get married. Ano setup nyo sa finance? Especially sa couples that both have income? Separate accounts then joint accounts? Separate accounts no joint accounts pero shared bills?

    There are people who are saying that if you are not ready to combine your accounts then it means you are not ready to get married.

    Of course labas sa usapan na ito nag prenup. I
    separate accounts.
    it's more convenient to have separate accounts, so that we each may more easily track our ins and outs.
    sa bayaran, unahan na lang nang bunot nang pitaka.
    we do not quarrel over who pays what. what is important, is may nabunot na salapi.

  6. Join Date
    Sep 2016
    Posts
    2,348
    #56
    We have our own accounts also. Both of us parehong working. I pay for the utilities, si misis sa pagkaen.

  7. Join Date
    Sep 2010
    Posts
    1,818
    #57
    Ako tiga-remit lang.
    [emoji16]

    We have a joint and separate bank accounts.
    Me separate cards din.

  8. Join Date
    Feb 2008
    Posts
    12,683
    #58
    You mean you guys get to see your payslip and bank accounts???

    Happy hearts day! [emoji3590] [emoji170] [emoji171] [emoji178] [emoji175] [emoji180]

    Sent from my SM-S928B using Tsikot Forums mobile app

  9. Join Date
    Aug 2018
    Posts
    3,733
    #59
    Quote Originally Posted by dreamur View Post
    You mean you guys get to see your payslip and bank accounts???

    Happy hearts day! [emoji3590] [emoji170] [emoji171] [emoji178] [emoji175] [emoji180]

    Sent from my SM-S928B using Tsikot Forums mobile app
    Diba yung wife mo accountant din but she didn't work so she can be a full time house wife? Tama ba recollection ko?

  10. Join Date
    Feb 2008
    Posts
    12,683
    #60
    Quote Originally Posted by Little Missy View Post
    Diba yung wife mo accountant din but she didn't work so she can be a full time house wife? Tama ba recollection ko?
    Exactly. So she collects all the receipts, audits the books and reconciles the bank balances. I only get a monthly allowance. [emoji28]

    Sent from my SM-S928B using Tsikot Forums mobile app

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