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  1. kurochanizer
    kurochanizer is offline Tsikot Member
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    February 2nd, 2018 06:29 PM #41
    Buti nga sana kung nakukuha pa sweldo. Marami nagsasangla ng ATM.
    Quote Originally Posted by uls View Post
    pag kuha ng sweldo bayad utang

    tapos utang uli

    it's a cycle
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  2. uls's Avatar
    uls
    uls is offline Tsikot Member Rank 4
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    February 2nd, 2018 06:46 PM #42
    Quote Originally Posted by _Cathy_ View Post
    If very few Filipinos have bank deposits then why are the lines at the bank always so long! I absolutely hate it when my Mom asks me to withdraw from her ancient passbook account. I also don't understand why there are several counters but only 2 tellers. Buti pa mga HNW individuals, sila pinupuntahan ng personal bankers. Unlike us peasants that have to line up at the branch
    speaking of HNW...

    this is asset distribution

    from $10K net worth all the way to $1B

    for those worth $10K to $100K, the house and motor vehicles are their most valuable assets

    from $10M up, the house and cars make up a smaller percentage of total assets while businesses are a larger percentage

    Last edited by uls; February 2nd, 2018 at 06:55 PM.
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  3. carwhacko's Avatar
    carwhacko
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    March 15th, 2018 02:56 AM #43
    Okay ba magkaron ng USD account na naka time deposit? I am thinking lang kasi if I should buy monthly USD and lagay ko sa USD account ko or invest ko na lang sa stocks kaya?


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  4. falken's Avatar
    falken
    falken is offline Cheap Mechanic
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    March 15th, 2018 08:52 AM #44
    Quote Originally Posted by carwhacko View Post
    Okay ba magkaron ng USD account na naka time deposit? I am thinking lang kasi if I should buy monthly USD and lagay ko sa USD account ko or invest ko na lang sa stocks kaya?


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    Maliit lang interest rate ng bangko. Baka puwede pa palakihin mo ang travel business mo?
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  5. MR_BIG18
    MR_BIG18 is offline Verified Tsikot Member
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    March 15th, 2018 09:07 AM #45
    Quote Originally Posted by carwhacko View Post
    Okay ba magkaron ng USD account na naka time deposit? I am thinking lang kasi if I should buy monthly USD and lagay ko sa USD account ko or invest ko na lang sa stocks kaya?


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    re invest it on properties....assets whether liquid that are in the bank or land na di kumikita are non performing coz youre paying tax...hanap ka na foreclosed na commercial properties..improve them a bit and it will pay for itself

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  6. carwhacko's Avatar
    carwhacko
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    March 15th, 2018 09:18 AM #46
    Quote Originally Posted by falken View Post
    Maliit lang interest rate ng bangko. Baka puwede pa palakihin mo ang travel business mo?
    Kahit naka USD pa noh? Inisip ko lang din kasi since “dollar” naman siya vs peso.


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  7. MR_BIG18
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    March 15th, 2018 09:22 AM #47
    Quote Originally Posted by carwhacko View Post
    Kahit naka USD pa noh? Inisip ko lang din kasi since “dollar” naman siya vs peso.


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    it depends on your appetite sa risk..btw..the interest is taxable..do stocks instead

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  8. Syuryuken's Avatar
    Syuryuken
    Syuryuken is offline Tsikot Member Rank 5
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    March 15th, 2018 10:59 AM #48
    Maraming mayayaman na up to 500K lang ang deposito sa bangko pero napakarami namang bank account.
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  9. carwhacko's Avatar
    carwhacko
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    March 15th, 2018 11:06 AM #49
    Quote Originally Posted by MR_BIG18 View Post
    it depends on your appetite sa risk..btw..the interest is taxable..do stocks instead

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    Okay boss. Usually magkano ba ang interest ng dollar account per year? Yung realistically speaking.


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  10. mda
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    March 15th, 2018 11:10 AM #50
    It's been a while since I worked sa bank pero sure ako that it's less than 0.5%
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  11. uls's Avatar
    uls
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    March 15th, 2018 11:19 AM #51
    Quote Originally Posted by carwhacko View Post
    Okay ba magkaron ng USD account na naka time deposit? I am thinking lang kasi if I should buy monthly USD and lagay ko sa USD account ko or invest ko na lang sa stocks kaya?


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    mag bukas ka ng forex trading account hehe
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  12. MR_BIG18
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    March 15th, 2018 11:33 AM #52
    Quote Originally Posted by Syuryuken View Post
    Maraming mayayaman na up to 500K lang ang deposito sa bangko pero napakarami namang bank account.
    insurance money..just incase mag bank run..

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  13. carwhacko's Avatar
    carwhacko
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    March 15th, 2018 11:39 AM #53
    Quote Originally Posted by uls View Post
    mag bukas ka ng forex trading account hehe
    Pano po?


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  14. mda
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    March 15th, 2018 11:39 AM #54
    Quote Originally Posted by MR_BIG18 View Post
    insurance money..just incase mag bank run..

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    Kung totoong mayaman yan, you'll run out of banks and family members first.

    500K yung insured per bank, per person, not per account hehe.
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  15. falken's Avatar
    falken
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    March 15th, 2018 11:42 AM #55
    Marami ring naka deposit sa foreign banks.
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  16. uls's Avatar
    uls
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    March 15th, 2018 11:46 AM #56
    Quote Originally Posted by carwhacko View Post
    Pano po?


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    example lang po ha

    Open a Forex Account - OANDA
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  17. carwhacko's Avatar
    carwhacko
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    March 15th, 2018 11:48 AM #57
    Quote Originally Posted by uls View Post
    example lang po ha

    Open a Forex Account - OANDA
    Nice. Thanks sir!


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  18. uls's Avatar
    uls
    uls is offline Tsikot Member Rank 4
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    March 15th, 2018 11:57 AM #58
    kung problema ang walang pera

    problema din ang masyado madami pera

    di mo alam saan mo ilalagay

    di naman pwede sa bangko lahat

    so maghahanap ka ng lugar kung saan ipapark mo ang pera mo

    for many people, it's real estate

    others lend their money to governments

    others lend their money to corporations

    others buy equity in corporations

    others buy entire corporations

    there's so much money in the world

    going around moving in and out of parking spaces

    24/7 365 days year

    money never sleeps
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  19. MR_BIG18
    MR_BIG18 is offline Verified Tsikot Member
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    March 15th, 2018 12:13 PM #59
    Quote Originally Posted by mda View Post
    Kung totoong mayaman yan, you'll run out of banks and family members first.

    500K yung insured per bank, per person, not per account hehe.
    there is always a safety deposit box for emergency..holds around 3m each..rent is 2.4k per annum....you can rent more than one SDB, sabi lang nila yun sakin

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  20. jut703's Avatar
    jut703
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    March 15th, 2018 12:24 PM #60
    Quote Originally Posted by mda View Post
    Kung totoong mayaman yan, you'll run out of banks and family members first.

    500K yung insured per bank, per person, not per account hehe.
    Per person pala yun? Inassume ko lang na per account so laging tig-500k lang nilalagay ko sa isang account tapos lipat sa kabila yung sobra. Parang alkansya ba. Useless pala ginagawa ko. [emoji23]

    Although parang di naman ako comfortable na 500k lang laman ng banko ko for emergency. Magkasakit lang or something ubos kagad yun.

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