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  1. falken's Avatar
    falken
    falken is offline Cheap Mechanic
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    March 15th, 2018 08:52 AM #1
    Quote Originally Posted by carwhacko View Post
    Okay ba magkaron ng USD account na naka time deposit? I am thinking lang kasi if I should buy monthly USD and lagay ko sa USD account ko or invest ko na lang sa stocks kaya?


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    Maliit lang interest rate ng bangko. Baka puwede pa palakihin mo ang travel business mo?
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  2. carwhacko's Avatar
    carwhacko
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    March 15th, 2018 09:18 AM #2
    Quote Originally Posted by falken View Post
    Maliit lang interest rate ng bangko. Baka puwede pa palakihin mo ang travel business mo?
    Kahit naka USD pa noh? Inisip ko lang din kasi since “dollar” naman siya vs peso.


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  3. MR_BIG18
    MR_BIG18 is offline Verified Tsikot Member
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    March 15th, 2018 09:22 AM #3
    Quote Originally Posted by carwhacko View Post
    Kahit naka USD pa noh? Inisip ko lang din kasi since “dollar” naman siya vs peso.


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    it depends on your appetite sa risk..btw..the interest is taxable..do stocks instead

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  4. Syuryuken's Avatar
    Syuryuken
    Syuryuken is offline Tsikot Member Rank 5
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    March 15th, 2018 10:59 AM #4
    Maraming mayayaman na up to 500K lang ang deposito sa bangko pero napakarami namang bank account.
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  5. MR_BIG18
    MR_BIG18 is offline Verified Tsikot Member
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    March 15th, 2018 11:33 AM #5
    Quote Originally Posted by Syuryuken View Post
    Maraming mayayaman na up to 500K lang ang deposito sa bangko pero napakarami namang bank account.
    insurance money..just incase mag bank run..

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  6. mda
    mda is offline Tsikoteer
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    March 15th, 2018 11:39 AM #6
    Quote Originally Posted by MR_BIG18 View Post
    insurance money..just incase mag bank run..

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    Kung totoong mayaman yan, you'll run out of banks and family members first.

    500K yung insured per bank, per person, not per account hehe.
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  7. falken's Avatar
    falken
    falken is offline Cheap Mechanic
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    March 15th, 2018 11:42 AM #7
    Marami ring naka deposit sa foreign banks.
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  8. MR_BIG18
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    March 15th, 2018 12:13 PM #8
    Quote Originally Posted by mda View Post
    Kung totoong mayaman yan, you'll run out of banks and family members first.

    500K yung insured per bank, per person, not per account hehe.
    there is always a safety deposit box for emergency..holds around 3m each..rent is 2.4k per annum....you can rent more than one SDB, sabi lang nila yun sakin

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  9. jut703's Avatar
    jut703
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    March 15th, 2018 12:24 PM #9
    Quote Originally Posted by mda View Post
    Kung totoong mayaman yan, you'll run out of banks and family members first.

    500K yung insured per bank, per person, not per account hehe.
    Per person pala yun? Inassume ko lang na per account so laging tig-500k lang nilalagay ko sa isang account tapos lipat sa kabila yung sobra. Parang alkansya ba. Useless pala ginagawa ko. [emoji23]

    Although parang di naman ako comfortable na 500k lang laman ng banko ko for emergency. Magkasakit lang or something ubos kagad yun.

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  10. Syuryuken's Avatar
    Syuryuken
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    March 15th, 2018 02:04 PM #10
    Quote Originally Posted by mda View Post
    Kung totoong mayaman yan, you'll run out of banks and family members first.

    500K yung insured per bank, per person, not per account hehe.
    potek ganun pala yun kala ko per account hehehe

    sa government bank lang pala ang sigurado kahit milyones ang ideposito mo.
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  11. ray_noel
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    March 15th, 2018 09:31 PM #11
    Quote Originally Posted by Syuryuken View Post
    Maraming mayayaman na up to 500K lang ang deposito sa bangko pero napakarami namang bank account.
    Dahil ba sa PDIC insurance limit? Kaya 500k lang kada account?

    Edit:
    Yah, i’ve back thread... per person hindi per account... lagot... hehhe

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  12. sean-archer
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    April 23rd, 2018 07:51 PM #12
    Quote Originally Posted by ray_noel View Post
    Dahil ba sa PDIC insurance limit? Kaya 500k lang kada account?

    Edit:
    Yah, i’ve back thread... per person hindi per account... lagot... hehhe

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    Wtf. Is this true? Per person, not per account? Ano duration nun? Narerenew ba Yun or something?

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  13. mda
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    April 23rd, 2018 07:53 PM #13
    Quote Originally Posted by sean-archer View Post
    Wtf. Is this true? Per person, not per account? Ano duration nun? Narerenew ba Yun or something?

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    Per person, no duration/renewal, basta insured isang tao up to 500K per bank.

    PDIC Website

    "PDIC shall pay deposit insurance on all valid
    deposits up to the Maximum Deposit Insurance
    Coverage of Php500,000, per depositor, of a
    closed bank"
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  14. carwhacko's Avatar
    carwhacko
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    March 15th, 2018 11:06 AM #14
    Quote Originally Posted by MR_BIG18 View Post
    it depends on your appetite sa risk..btw..the interest is taxable..do stocks instead

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    Okay boss. Usually magkano ba ang interest ng dollar account per year? Yung realistically speaking.


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  15. mda
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    March 15th, 2018 11:10 AM #15
    It's been a while since I worked sa bank pero sure ako that it's less than 0.5%
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