Treasury Bills / Bonds Investment -help me to understand.

[papi smith]

I did call my bank. What they have right now is Security Bank 1.5yrs at 5.3% gross and Aboitiz Equity Ventures 3.5 and 7yrs with a minimum placement of Php3M for both.... 6.5% and 7.5%.

Swak na yang 7.5% sa rate na hanap mo, did you ask how much net? Kasi if tax lang 6% net ok na sa akin, but then they have fees pa.

[dreamur]

Short term corp bond. 1.5 yrs lang, 4.14% net. P1M minimum.





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SECB inviting all clients

[Deestone]

Swak na yang 7.5% sa rate na hanap mo, did you ask how much net? Kasi if tax lang 6% net ok na sa akin, but then they have fees pa.

Yes probably around 6% net it is okay but then again minimum placement is Php3M but I can just placed around Php1.5 - 2M right now.

[papi smith]

6% net is already very good for me. Back when I was still starting my LOI retirement fund, 6% was very low for me, the average rate that time was 8% for corporate bonds, unfortunately all of those matured already, so I'm doing an average of less than 5% right now.

[Deestone]

6% net is already very good for me. Back when I was still starting my LOI retirement fund, 6% was very low for me, the average rate that time was 8% for corporate bonds, unfortunately all of those matured already, so I'm doing an average of less than 5% right now.

Yes if you know of any other offer that is at least Php2M or below minimum placement similar rate let me know.

[papi smith]

Maswerte ka pala, assured na allocation mo if you get 3M, a broker informed me of this just now and allocation is not guaranteed although 50k lang minimum. Indicative 7 year rate is 7.29 - 7.74% gross, no other fees other than 20% wht. Net of 5.83 - 6.19% p.a.

Anyway, you can wait for the upcoming SMC bonds, P60B yun so baka maluwag ang allocation.

[Deestone]

Maswerte ka pala, assured na allocation mo if you get 3M, a broker informed me of this just now and allocation is not guaranteed although 50k lang minimum. Indicative 7 year rate is 7.29 - 7.74% gross, no other fees other than 20% wht. Net of 5.83 - 6.19% p.a.

Anyway, you can wait for the upcoming SMC bonds, P60B yun so baka maluwag ang allocation.

So I can still put in Php2M but no assurance for my allocation is that it?

[papi smith]

Try to ask Metrobank, baka mas mababa sa kanila.

[Deestone]

Try to ask Metrobank, baka mas mababa sa kanila.

Okay I will ask other banks about this. Thank you.