Survey: San maganda iinvest pera

[mazdamazda]

My 2 centavos on this.

Some savings, rural or thrift banks offer very competitive interest rates for time depositis. Just make sure that your deposits are within the 250K cap for it to be insured by the PDIC.

A lot of the poorly managed banks have already been closed by the BSP (e.g. RB of San Miguel wherein the President was caught embezzling funds into his own account - we have been victimized also here but we were able to recover our deposits c/o the PDIC) so the risk is minimal nowadays.

Some insurance companies like ManuLife & PhilAm also offer good returns on equities invested in them.

[mike02]

My 2 centavos on this.

Some savings, rural or thrift banks offer very competitive interest rates for time depositis. Just make sure that your deposits are within the 250K cap for it to be insured by the PDIC.

A lot of the poorly managed banks have already been closed by the BSP (e.g. RB of San Miguel wherein the President was caught embezzling funds into his own account - we have been victimized also here but we were able to recover our deposits c/o the PDIC) so the risk is minimal nowadays.

Some insurance companies like ManuLife & PhilAm also offer good returns on equities invested in them.

what happens to the interest when the bank closes? do you get only the initial amount invested or with interest from PDIC?

[empy]

at some point i am going to pull together the courage to invest in Philippine securities. those time deposits have ridiculously good returns for something that is (supposed to be) risk-free, and of course i hear how much people are making off mining stocks (careful of that bubble, though! i got caught in the internet bubble burst here in the US a few years ago and it wasn't pretty :seeth: )

OT: may "number 2" na pala ah. will we see # 3, 4, 5, and 6+ soon? :hihihi:

[LexTer]

OT: may "number 2" na pala ah. will we see # 3, 4, 5, and 6+ soon? :hihihi:

sa phuv thread may 3 na sir.

[straker]

Bet it antiques, properties, financial instruments, or engage in another business, these endeavors require our commitment. After all, it our hard-earned money we're pouring into. Such matters you just don't delegate to someone else, unless you trust him/her.

There are always risks, but you'll have to take the plunge and pray it goes your way. You gain or lose by your own actions alone.

There is one other alternative... maybe get a 2nd job or be a freelancer, depending on your skills you know has a supreme advantage over.

Just like me...I observe, learn, then do it. Malugi kung malugi, pero pag kumita, I'm happy .

[oldblue]

bakit napunta na sa mana sa anak yung usapan.. e paano yung mga apo nyo? dapat mas madami ipunin nyo at tipirin nyo para pati mga apo nyo e may mamana din..

di na investor ang tawag sa inyo nyan.. miser... eto yung tao na ipon ng ipon ng pera pero mukhang pulubi...

sobra ka naman. kaya nag-iipon ang parents sa mga anak nila, para mas maging ahead ang anak nila compared to others.

for example, kung ang isang anak-mayaman may heads up na kagad in terms of capital sa business nya, compared sa isang anak na tinuruan lang tumayo sa sarili niya pa. mas lamang pa din yun anak na may mana.

[sea.piper]

sobra ka naman. kaya nag-iipon ang parents sa mga anak nila, para mas maging ahead ang anak nila compared to others.

for example, kung ang isang anak-mayaman may heads up na kagad in terms of capital sa business nya, compared sa isang anak na tinuruan lang tumayo sa sarili niya pa. mas lamang pa din yun anak na may mana.

OT
correct me if i am wrong here base on you example..parang dalawa ang anak mo dito na ikinukumpara mo sa mayaman na may minana at sa isang anak na tinuruan lang tumayo sa sariling niyang paa.
Well base naman sa akin..siguro naman pinag aral din yung tinuruan sa sariling paa.
Sa pag uumpisa na kanikanilang buhay tama ka may heads up na agad yung anak mayaman...ang mahirap lang may napundar kayang EQ sa batang ito. naturuan bang makihalo bilo sa mga tao at makipagkapwa tao. Ang batang pinalaki sa kaginhawan matatawag nating spoiled brat. Baka hindi nito kayang matanggap ang pagbagsak na kanyang kabuhayan. Maraming taong ganito..May isang malaking businessman, bumagsak ang companya at nagpakamatay nagbaril sa sarili.
Pero ang isang batang tinuruan sa sariling paa..malaki ang naipundar dito na EQ at IQ siguradong magsisikap at yayaman..hindi nito pababayaan na bumagsak ang kanyang kabuhayan dahil itoy kanyang pinaghirapan at alam nito kung paano ang buhay mahirap.
Pag aralin natin ang ating mga anak, gabayan ituro ang tama at mali. Ituro natin kung anong klase nang buhay mahirap. Para silay magsikap at hindi umasa kung ano man ang mamamana sa atin bilang magulang. Higit sa lahat ipakita ang pagmamahal..lalo na sa diyos.

[VtEC]

Parang naging "pamana ng ama sa anak" ang thread na ito a he he he he he

Basta ako mag iinvest padin sa lupa

[spongee]

para sa akin...kung di ka rin lang "risk taker" at takot kang i-gamble ang pera mo sa negosyo, kahit gano pa kaliit yan..pinaka-safe talaga ang lupa...sa katulad ko na walang background sa business, dito ko muna nilagay yung pera..ok lang kahit hindi super high-end ang location basta maganda yung development, hindi binabaha, at walang squatters..

nahirap talaga kasing pumasok sa wala kang alam...may mga taong malakas ang loob na khit natatalo, fight pa rin sa negosyo hanggat may resources pa...

maganda rin kung may kakilala ka or kaibigan na pwede ka makisosyo until such time na kaya mo na magpalakad on your own...(o, baka may mangeepal na naman dyan, unahan ko na)..Yes may risk sa sosyohan, may gulangan, may inggitan, at dyan madalas magkasira ang magkakaibigan, magkamaganak etc...kaya nga RISK e...may talo, may panalo..swerte swerte lang talaga.

[shotokan]

Ok ba sa mutual fund??? anong magandang company dyan ngayon for mutual fund??? di ko pa masyado alam ang ganitong investment eh... pano yung mga computations dito??? parang parehas lang eto sa stock markets di ba???

any insights will do...

salamat...

[LexTer]

ngek!

paki basa po ng maige history or flow ng usapan bago mag post para di magulo ang thread. di ko na i quote kung sino, para wala na lang violent reactions. hahaha. di po pinaguusapan dito yung pag tayo sa sariling paa. paki basa po simula sa baba. para mas maintindihan bat umabot sa kung saan-saan ang usapan. ty po.

[CLAVEL3699]

isang tao lang ba yung mike01 and mike02?

just asking

[LexTer]

isang tao lang ba yung mike01 and mike02?

just asking

sir hangang 03 po yan. sya po lahat yan. ban kasi yung 1 and 2. hehehe

[CLAVEL3699]

di ang kulit pala nya.

sori OT na ako

[maverickjazzy]

OT lang po, meron bang deprived dito nung bata pa o biktima ng child abuse? parang meron ah....

[oliver1013]

Isa ring magandang investment bumili ng Norkis na sasakyan as per our genuis boardmate here

[oldblue]

OT
correct me if i am wrong here base on you example..parang dalawa ang anak mo dito na ikinukumpara mo sa mayaman na may minana at sa isang anak na tinuruan lang tumayo sa sariling niyang paa.
Well base naman sa akin..siguro naman pinag aral din yung tinuruan sa sariling paa.
Sa pag uumpisa na kanikanilang buhay tama ka may heads up na agad yung anak mayaman...ang mahirap lang may napundar kayang EQ sa batang ito. naturuan bang makihalo bilo sa mga tao at makipagkapwa tao. Ang batang pinalaki sa kaginhawan matatawag nating spoiled brat. Baka hindi nito kayang matanggap ang pagbagsak na kanyang kabuhayan. Maraming taong ganito..May isang malaking businessman, bumagsak ang companya at nagpakamatay nagbaril sa sarili.
Pero ang isang batang tinuruan sa sariling paa..malaki ang naipundar dito na EQ at IQ siguradong magsisikap at yayaman..hindi nito pababayaan na bumagsak ang kanyang kabuhayan dahil itoy kanyang pinaghirapan at alam nito kung paano ang buhay mahirap.
Pag aralin natin ang ating mga anak, gabayan ituro ang tama at mali. Ituro natin kung anong klase nang buhay mahirap. Para silay magsikap at hindi umasa kung ano man ang mamamana sa atin bilang magulang. Higit sa lahat ipakita ang pagmamahal..lalo na sa diyos.

kahit na yan yun idealistic

usually yun tumayo sa sarili nila mga paa ang nag-e-encourage na bigyan pa ng mas magandang kinabukasan yun anak nila, kasi ayaw na nila pagdaanan ng anak nila yun hirap na dinanas nila

different strokes for different folks ika nga, pero if we have statistics here, malamang mas madami magulang sinosobrahan pa ang pag-prepare sa anak nila that's why namimili sila ng madami lupa

[frenchtower]

I was watching Larry King on CNN and he was interviewing Donald Trump and Robert Kiyosaki. He asked Trump what is the best type of investment he prefers, and he replied real estate. Next question is "Why?" Trump responded: It is tangible and holds real value, unlike stocks, which is only paper and has a tendency to lose its' worth in a blink of an eye. Unless, we have a brain like George Soros or Warren Buffett, anyone can make it big in the stock market. Trump holds major property holdings not only in New York City but almost all major cities in the U.S. Just recently, I saw in the news that Trump's company is interested in investing at The Fort.

Pansinin nyo kung sino-sino sa Pilipinas ang mayaman. Karamihan nasa real estate business. Henry Sy has SM Prime, Ayala has ALI, Gokongwei has JG Summit Holdings, Villar, Velarde, Lopez, Tan, Ramos, Arroyo, Pangilinan, etc.

Land is a God created commodity that does not grow over time - compared to shares of stocks which is only artificially made by man.

My opinion is, if you have funds to invest in real estate, do so. Get a rental property so it will pay for itself in time plus it also appreciates in value. Peace

[oldblue]

ok lang ang real estate investment kung nabili mo ng cash. kung hulugan naman, just make sure that the source of payment is from another income-generating asset.

kapag pawis kasi ang pinuhunan, like for example, hulog from salary. kulang pa ang 40 years para mabayaran 'to. and 40 yrs are the only alloted time for each of us to utilize both strength and the mind hand in hand. pag dating mo ng 60 medyo hirap na

[oldblue]

I was watching Larry King on CNN and he was interviewing Donald Trump and Robert Kiyosaki. He asked Trump what is the best type of investment he prefers, and he replied real estate. Next question is "Why?" Trump responded: It is tangible and holds real value, unlike stocks, which is only paper and has a tendency to lose its' worth in a blink of an eye. Unless, we have a brain like George Soros or Warren Buffett, anyone can make it big in the stock market. Trump holds major property holdings not only in New York City but almost all major cities in the U.S. Just recently, I saw in the news that Trump's company is interested in investing at The Fort.

Pansinin nyo kung sino-sino sa Pilipinas ang mayaman. Karamihan nasa real estate business. Henry Sy has SM Prime, Ayala has ALI, Gokongwei has JG Summit Holdings, Villar, Velarde, Lopez, Tan, Ramos, Arroyo, Pangilinan, etc.

Land is a God created commodity that does not grow over time - compared to shares of stocks which is only artificially made by man.

My opinion is, if you have funds to invest in real estate, do so. Get a rental property so it will pay for itself in time plus it also appreciates in value. Peace

para sa'kin:

people like Trump, Sy, Ayala invest more on people's steam than any material things. for example, if they have an executive who is in 100% fighting/creative/spirit mode. that's an asset for them bec. this guy can move mountains for them. then the guy burns out and loses steam, then they use the 2nd guy until the first guy catches the steam again.

use the same case to every company they open, and their fortune increases accdg. to the x number of company they own. add up to the nth degree of competition (like up to the 10th executive competing with the 9th, with the latter competing with the 8th exec) , and their fortune per company increases exponentially.


that's why I never believed Kiyosaki's theory on real-estate. and perhaps Trump is only good-timing Larry King. real estate is always the convenient alibi of rich people on getting rich bec. they know that when they mention real-estate: automatic 60% - 70% of the world's population wannabee are out. who among us can own/earn more than 3 real-estate in a lifetime?


just watch the Apprentice and you'll see how Trump's mind work.