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  1. Join Date
    Jan 2003
    Posts
    2,407
    #1
    sir totoybato,

    sabi ng prof ko sa econ, kaya tayo nabuhay sa asian financial crisis ay dahil sa mga OFWs natin. sila ang taga pasok ng dollar. ;)

    ---

    depende talaga rin kung ano ang gusto ng tao sa buhay nya. may mga kakilala ako na tinapos nila yung isang course nila sa college pero they ended up doing other productive things.

    ;)

  2. Join Date
    Oct 2002
    Posts
    10,819
    #2
    Originally posted by totoybato
    I agree with HCO1, masyado tayong nakasandal sa mga OFW for our country's survival. Yes, they do help their own family, but our country? common, ni hindi na nga sila nagbabayad ng philippine taxes, Wala lang sanang pikunan ha, hindi ito Kotse.com, hehehe

    say that again please?

    let me enumerate how we OFWs help our country:

    1. there are about 5 million OFWs (not counting the 3 million who are now permanent residents or now citizens of their adopted country). if we all go home and stay there, that will be an additional 5 million filipinos out of jobs. that will be 5 million additional people the government will need to worry about. by leaving we lessen the burden of unemployment.

    if we all go home and stay there, that will be an additional 5 million people who do not pay taxes AND not have a job. worse, we might just be displacing from their jobs filipinos who now have jobs over there. we have better experience, better qualifications.

    don't you know that for each of us who leave, there is a vacancy that will need to be filled up where one jobless filipino will fit in? yes, for your information, we alleviate the joblessness over there by finding opportunities for ourselves somewhere else.

    2. i'm not an economist, but let's just touch a little on the foreign exchange we send home. by government estimates it is 8 billion dollars through the banking system and another 6 billion through other ways (padala, door-to-door services). that is an estimated total of 14 billion dollars every year. QUESTION: WHAT IS THE INTERNATIONAL RESERVE OF THE PHILIPPINES RIGHT NOW? ANSWER: 13.5 BILLION DOLLARS ACCORDING TO THE BANKO SENTRAL. ehem! our remittances exceed the philippine foreign exchange reserves by 500 million dollars!

    so that means that if we do not send home our hard earned dollars back home, then you will not be able to import cars from japan, cement from malaysia, oil from the middle east, diamonds from africa for your girlfriend's engagement ring, instant noodles from indonesia, toothpaste and shampoo from thailand, movies from holliwood, steel and nokia phones from china, plastic to make those prepaid cards from taiwan, beef from australia and brazil, milk and butter from new zealand, lpg from brunei, and ukay-ukay from the united states.

    you can start thanking us now but let me go on.

    3. when we send our dollars to our families over there, they buy things. now think about this: what if we do not send home our money? then that will be 14 billion dollars off the local economy, correct? 14 billion dollars that go round and round those cash registers at SM and Robinsons, munoz and nepa Qmart, tutuban, divisoria, the shell gas station, etc. that will be 14 billion dollars that will not generate any commerce, and thus 14 billion dollars less in taxable transactions. you don't need to be an economist not to know that. and you don't need to be an economist not to know what the effect will be. right?

    4. we also put some money in the banks. now let's say 10% is in the bank. that's 10% of our money that is lent to YOU so you can buy your new car. or build your new house. or just so you can get your ordinary credit card. without that 10% of our money, credit will be tighter, therefore the interest rate will be higher. it is now at what, 19% interest? think how higher that interest rate will be without that 10% and think how much higher still that interest rate will be if the international reserves of the philippines is NEGATIVE $500M. are you thinking now?

    5. lastly, yes we do not pay tax, directly that is. did you know that the banks charge us for each remittance we send home? did you know that we pay owwa, medicare and processing fees to the poea everytime we go home? our passports cost P750 everytime we renew it. we stil have our cedulas by the way and i just paid mine last month in fact, all P1763 of it (compare that to the P5 pesos cedula i will be paying if i were jobless!) oh and yes, we pay 10% VAT every time we buy something. flood tax when we watch a movie. when we gas up our cars we pay taxes, too. just about everything we buy or get service for we pay taxes.

    income taxes we don't pay. but we pay taxes just the same.

  3. Join Date
    Mar 2004
    Posts
    85
    #3
    Yebo i hear where your comming from. both my parents were doctors in the philippines. They worked really really hard for their money. Most of the work that they did was for people that could not pay.

    My dad had a clinic in san juan until 2001, and the initial investment is big but he had tons of patients. He was still seeing patients when he was sick and he passed away in 2001.

    My mother has been here in the US working as a nurse when she practiced Anesthesiology in the PI for 16 years. The great thing about the US is that no one looks down on you for doing this. Its very hard to start over again to get your MD in the US.

    Now, I got my BA in Anthropology here in the US. I work 3 jobs. I work as an academic advisor and in the weekends I work in an Auto restoration shop doing body work on cars. At night I bartend at a shitty ass bar. I am saving money to go to medical school in the philippines. There is now way in hell I can afford it in the US. I can alway come back to take the USMLE and start my recidency here.

    As for the topnocher becoming a nurse, i dont look down on him. Its a good way to migrate to the US. We have a shortage of nurses. When he gets setted in and gets a green card, he can qualify for financial aid through the US government. We all have different situations. It would be ignorant to assume.
    Last edited by peterock17; March 26th, 2004 at 12:19 AM.

  4. Join Date
    Oct 2002
    Posts
    10,819
    #4
    peterock17,

    my sister experienced the same thing. she was assigned as manila city health officer in smokey mountain, giving medical service to people who lived in cardboard boxes. she held clinic in a room that is flooded and leaked when it rained and did "house" calls when her patients were too ill to go to her. i had "house" in quotation marks because the shanties were just 1 meter by 2 meters made of cardboard and discarded tin cans.

    she also experienced getting paid in "buko" (or young coconut) when she was in quezon. and 2 patients did try to pay her with live chicken in pangasinan where she held clinic for 2 years. she refused the chicken, telling instead the father of the children she treated to make soup with the chicken for the children.

    she did take the buko, she could not afford to buy softdrinks so she had it for her snack.
    Last edited by yebo; March 26th, 2004 at 12:30 AM.

  5. Join Date
    Mar 2004
    Posts
    85
    #5
    thats pretty rough.

  6. Join Date
    Jan 2003
    Posts
    2,979
    #6
    its a sad thing talaga... pero that is reality... kelangan ng tao ng pera kagad eh... siguro kung mayaman yun family nya, maybe iba yun magiging decision nya.... i have nothing against doc jacinto's decision.. ganun talaga eh.. i think everybody here wants to have "greener pastures"... it might be going to abroad or you can find it here as long as pagtyagaan mo na lang... siguro nga depende sa urgency ng needs mo. Let's face it! major reengineering ang kelangan dito sa Pilipinas, not only the officials and the government but also the people. Magpasalamat na lang tayo sa mga OFW's dahil kung wala sila baka sa kangkungan na lang pulutin ang Pilipinas

  7. Join Date
    Feb 2004
    Posts
    726
    #7
    medyo nakakalungkot talaga. dati rati pag board topnotcher ka or placer ay maganda ang future mo dahil liligawan ka ka talaga ng mga big company sa atin. Kawawa na talaga ang future ng mga kabataan natin.

    Alam ba nyo na may mga seawomen na rin ngayon na OFW?... mostly sa mga cruiseliner sila nagta-trabaho.

  8. Join Date
    Mar 2004
    Posts
    85
    #8
    mayroon kaming semester at sea program dito sa univeristy of pittsburgh. Myari and college ng isang bapor that travels the whole world every semester for student that are willing to join the program. The whole crew of the boat is Filipino. THey told me the pinoy cooks make adobo everyday.

  9. Join Date
    Nov 2002
    Posts
    581
    #9
    medyo OT pero i think medyo related.....

    two weeks ago na feature sa correspondents ang NEW ZEALAND. to cut the story short, me family dun na 4months pa lang sa NZ. manager ang husband dito sa pinas at supervisor naman ata ang misis niya with 3 kids. kung tutuusin eh maayos na ang buhay nila sa pinas.

    when interviewed kung bakit pa sila umalis, ang sagot nila eh "para sa future ng mga anak nila at nang pamilya nila". the husband was trying to hide his tears but the correspondent noticed it, then asked why. ang sabi ng husband "we have a lot of good people in the philippines, good manager, good workers , etc. pero bakit kailangan pa nating mangibang bansa para lang mabigyan ng magandang kinabukasan ang pamilya?". masama ang loob niya sa gobyerno dahil ito ang dahilan kung bakit, politika, corruption, palakasan at marami pang iba. sinabi din niya na "we also work as much dyan sa pinas, ang pinagkaiba lang talaga dito eh ang mga tao dito eh hindi sila alipin ng pera".

    ano man ang dahilan ng mga OFW's natin eh iisa lang ang dahilan, dahil sa kakulangan ng ating gobyernong mabigyan tayo ng magandang buhay at security....

  10. Join Date
    Oct 2002
    Posts
    7,205
    #10
    Originally posted by totoybato
    I agree with HCO1, masyado tayong nakasandal sa mga OFW for our country's survival. Yes, they do help their own family, but our country? common, ni hindi na nga sila nagbabayad ng philippine taxes, Wala lang sanang pikunan ha, hindi ito Kotse.com, hehehe
    i don't think so...susuportahan ba ng gobyerno ang mga OFW kung wala silang mahihita?

    nnaaahhhh...

    sabi nga ni A121, taga pasok sila ng dolyares...fyi lang, baka di nyo po alam..tsk..tsk..

  11. Join Date
    Oct 2002
    Posts
    2,286
    #11
    very well said sir yebo...

    I also have a 4 highschool batchmate na doctor na ngayon, 3 of them have a family already, they've been practising for almost 10 yrs now, very hardworking, even going to the provinces just to earn extras...they told me that they earn just enough to cover their daily expenses, they cannot even save some money for their kids future, they dont own a house in the city so they rent, they tried to apply those rent to own schemes but the problem was the downpayment so they abandon it...the fact is, these friends of mine have an above average salaries compared to most of our kababayans out there...okay you can live a modest living but how about your childrens future if you cannot even layout a good plan for them because you dont have enough resources to do so... being a good parent, as much as possible you dont want your kids have the same hardship that you've experienced, you want them to have a different path, a much better education like what most of our parents do to us... better things usually dont come cheap you have to pay for it, work hard for it, how are you going to do it if your earnings is just good enough for your daily/monthly expenses?? Going out of our country is one way, the other thing is getting what you want the illegal way... for me I rather go out and do it the legal way, this is my choice.. Of course you can live with your present life with your present earnings maybe things will get better and just wait for things to come your way, for me I cant wait, I dont want to waste my time, I can do something to get a better life for my family faster and in legal way and that is going outside my country. I've tried to do it there, I've been a hard worker coz we're just a middle class citizen on our country...but the way things are going, I think I cannot achieve my goal in a span of time that I want...I've tried hard, but the system is so bad that I have to kiss a lot of ass to achieve what I want w/c is not my liking.... I am not saying that I am a saint or something sometimes you have to do some things that you dont want to do, but as much as possible I want my children to have a good principle in life that they can follow and be proud off so I have to start it with myself.....

    to cut this short...now my 3 doctor friends, after 10 yrs of slugging it out with our system, are applying for a migrant status in canada, US or australia...they still dont loose hope in our country, but they say it is much better if they leave for now and alter their course of destiny, for their childrens future...... which is what I did 8 years ago... and I know a lot of our kababayans are like us....its our choice and please dont look down upon us what sir yebo said is true.... without us OFW's maybe our country is in a very very sad state beyond retrieval already... it is in a sad state now, but there is still hope... I dont want to say that there is none at all....I am not like that....

  12. Join Date
    Feb 2004
    Posts
    7
    #12
    say that again please?

    let me enumerate how we OFWs help our country:

    1. there are about 5 million OFWs (not counting the 3 million who are now permanent residents or now citizens of their adopted country). if we all go home and stay there, that will be an additional 5 million filipinos out of jobs. that will be 5 million additional people the government will need to worry about. by leaving we lessen the burden of unemployment. <--- You do lessen the burden of unemployment by running away. Be proud.

    if we all go home and stay there, that will be an additional 5 million people who do not pay taxes AND not have a job. worse, we might just be displacing from their jobs filipinos who now have jobs over there. we have better experience, better qualifications. <--- Huh!?! You work on a different country and don't know a thing about how Philippine businesses run and you claim that you have better experience and qualification? Total b***crap.

    don't you know that for each of us who leave, there is a vacancy that will need to be filled up where one jobless filipino will fit in? yes, for your information, we alleviate the joblessness over there by finding opportunities for ourselves somewhere else.

    2. i'm not an economist, but let's just touch a little on the foreign exchange we send home. by government estimates it is 8 billion dollars through the banking system and another 6 billion through other ways (padala, door-to-door services). that is an estimated total of 14 billion dollars every year. QUESTION: WHAT IS THE INTERNATIONAL RESERVE OF THE PHILIPPINES RIGHT NOW? ANSWER: 13.5 BILLION DOLLARS ACCORDING TO THE BANKO SENTRAL. ehem! our remittances exceed the philippine foreign exchange reserves by 500 million dollars!<--- LOL! You are definitely not an economist. Do you actually believe that your remittances fuel our (not yours) economy? FYI, exportation is the primary source of our country's dollars. More than 90% of the circulating dollars used to generate commerce is from exported goods. Now tell me, what the h*ll are you talking about? Do you even know why your remittances are important? FYI, it is important because OFWs feed dollars to the country without taking away any unlike businesses. This is the primary reason why the government loves you. Did you even know that?

    so that means that if we do not send home our hard earned dollars back home, then you will not be able to import cars from japan, cement from malaysia, oil from the middle east, diamonds from africa for your girlfriend's engagement ring, instant noodles from indonesia, toothpaste and shampoo from thailand, movies from holliwood, steel and nokia phones from china, plastic to make those prepaid cards from taiwan, beef from australia and brazil, milk and butter from new zealand, lpg from brunei, and ukay-ukay from the united states.With a mentality like that, no wonder the Philippines is rotting. This shouldn't be considered as a help from your part because the influx of imported goods forces Filipino owned establishments and factories to close. Now tell me, how do you alleviate joblessness this time around?

    you can start thanking us now but let me go on.Oh please stop! You don't know a thing about economics!

    3. when we send our dollars to our families over there, they buy things. now think about this: what if we do not send home our money?<--- We cannot use this as a premise in this argument because it is impossible for you not to send home your money. I dare you not to send home your money. then that will be 14 billion dollars off the local economy, correct? 14 billion dollars that go round and round those cash registers at SM and Robinsons, munoz and nepa Qmart, tutuban, divisoria, the shell gas station, etc. that will be 14 billion dollars that will not generate any commerce, and thus 14 billion dollars less in taxable transactions. you don't need to be an economist not to know that. and you don't need to be an economist not to know what the effect will be. right?

    4. we also put some money in the banks. now let's say 10% is in the bank. that's 10% of our money that is lent to YOU so you can buy your new car. or build your new house. or just so you can get your ordinary credit card. without that 10% of our money, credit will be tighter, therefore the interest rate will be higher. it is now at what, 19% interest? think how higher that interest rate will be without that 10% and think how much higher still that interest rate will be if the international reserves of the philippines is NEGATIVE $500M. are you thinking now?<--- First of all, I do not need your money because I pay in cash. FYI, there are 11% car loans in our country. Don't make me laugh, stop claiming that you "own" the international reserves of the Philippines. Haha.

    5. lastly, yes we do not pay tax, directly that is. did you know that the banks charge us for each remittance we send home?<--- Of course, nothing is free you know. did you know that we pay owwa, medicare and processing fees to the poea everytime we go home?<--- You don't want to pay processing fees!?!? our passports cost P750 everytime we renew it.<--- As if we don't pay when we renew our passports?!?! we stil have our cedulas by the way and i just paid mine last month in fact, all P1763 of it (compare that to the P5 pesos cedula i will be paying if i were jobless!) oh and yes, we pay 10% VAT every time we buy something. flood tax when we watch a movie. when we gas up our cars we pay taxes, too. just about everything we buy or get service for we pay taxes.

    income taxes we don't pay. but we pay taxes just the same.

  13. Join Date
    Oct 2002
    Posts
    7,205
    #13
    mods... i think its already OT..:D and both parties expressed enough their points..

    happy weekend pipol.

  14. Join Date
    Oct 2002
    Posts
    10,819
    #14
    mods, sasagot lang ako ng isa ha, inaapi na kami e. i'll shut up after this.


    1.) "You do lessen the burden of unemployment by running away. Be proud." -- i don't think i need to answer this one, the good people in this forum i know will disagree without me saying a word.

    2.) "Huh!?! You work on a different country and don't know a thing about how Philippine businesses run and you claim that you have better experience and qualification? Total b***crap." -- before we left the philippines we already had experience working there. and that experience was further improved by the new technologies, management systems and work ethics we learn from our employment overseas. the philippines after all is not a leader in technology ang innovative management. we OFWs are exposed to systems that we would not normally see there. there are of course plenty of multinational companies in the philippines who have such systems and technologies now operating in the philippines. that is where our advantage in experience will be appreciated.

    3.) "LOL! You are definitely not an economist. Do you actually believe that your remittances fuel our (not yours) economy? FYI, exportation is the primary source of our country's dollars. More than 90% of the circulating dollars used to generate commerce is from exported goods. Now tell me, what the h*ll are you talking about? Do you even know why your remittances are important? FYI, it is important because OFWs feed dollars to the country without taking away any unlike businesses. This is the primary reason why the government loves you. Did you even know that?" -- no i did not forget that the majority of philippine foreign exchange generation is from exports. philippine exports is more than tripple the amount of total OFW remittances. but you forget that the philippines has a trade imbalance, import receipts outweigh export earnings by almost the same amount as the total OFW remittance. if you take away the money we send home, then the country will be forced to do away with a lot of goods that it needs to buy from its foreign partners.

    another thing, the exports you talk about are mostly low value added products. that means those products actually were made from materials that are semi-processed manufactured goods imported from other countries. if those were made entirely from raw materials produced in the philippines, then fine. but they are not. the fact is for every dollar the country exports, there is a big counterpart in imports that need to be bought because the materials to manufacture those are imported.

    4.) "With a mentality like that, no wonder the Philippines is rotting. This shouldn't be considered as a help from your part because the influx of imported goods forces Filipino owned establishments and factories to close. Now tell me, how do you alleviate joblessness this time around?" -- as i said earlier, the philippines trade balance is in favor of imports. it imports more than it sells overseas. do not blame the OFWs for the influx of imported goods. we are not the sole buyer of those goods. you yourself have your share in buying those imported goods. your car, btw, is not made entirely in the philippines. as a matter of fact, only a very small percentage of parts and assemblies are made in the philippines. most of it are made overseas, and then just assembled in the philippines. remember the term "ckd"? this is true not just for your car but for most everything people buy. even the t-shirts you wear are made from cotton fabric made in china. it is a fact of the philippine economy. since it is more economical to manufacture the materials overseas, the manufacturers in the philippines find it more prudent to import their materials and just do the finishing there.

    do not blame us if there are factories that close because they can not compete with those in china and other countries from which the philippines imports. the term i believe is "globalization". self explanatory.

    also why blame us if the filipino people have that mentality? are we the ones importing ukay-ukay? we just add to the dollars that the people use to buy those things, we did not tell the people to do so. it is not just an OFW mentality, it is yours too. now don't tell me you are blameless, you only need to survey the things you own and know that what i say is true. you own a computer, a cellular phone, maybe a dvd player, a tv set, a car, and a lot of other things. if those were not imported as a finished product then those are, in high probability all made from imported materials. you probably are wearing rubber slippers right now, if you happen to be at your home. those are made in china.

    5.) "Oh please stop! You don't know a thing about economics!" -- so do you.

    6.) "We cannot use this as a premise in this argument because it is impossible for you not to send home your money. I dare you not to send home your money." -- the fact is we do send home our money. but you missed the point. the premise is hypothetical. go back to college and re-learn your philosophy please.

    7.) "First of all, I do not need your money because I pay in cash. FYI, there are 11% car loans in our country. Don't make me laugh, stop claiming that you "own" the international reserves of the Philippines. Haha." -- good for you that you can afford to pay in cash. but there are countless others who can't, i hope you are not so selfish as to have forgotten them. and for most loans the interest rate is not 11%. and most borrowers are not preferred clients like you so their interest rate willbe higher.

    i never claimed that OFWs own the international reserves of the philippines. philippine export receipts total around 48 billion dollars last year. add to that the 14 billion sent home as remittances and that totals to 62 billion US dollars. no, not all of it, just 22.5% of it. JUST KIDDING! you see my sense of humor is still trying to see the better of your personality so i'm trying to maybe make you smile. NO, WE IN FACT DO NOT OWN EVEN 1% OF IT. i NEVER claimed we did. please read again my post earlier. i just said that the total remittances we OFWs send home happen to be about the same amount as the gross international reserves of the country. please do not read more than i wrote down, i completely deny such thoughts you are trying to insinuate.

    8.) "Of course, nothing is free you know." -- i know. again you missed the point. i'm getting tired trying to spell everything out here, believing when i typed my post that it will be understood in the sense it was written. what i was trying to say is simple -- we pay tax everytime we make a transaction. your idea of tax paid by individuals seems to be limitted to personal income tax. but all of us do pay taxes when we buy something. that is what i meant.

    9.) "You don't want to pay processing fees!?!?" -- i did not say so. if you want to debate, please do so by not trying to twist out of context the words of your opponent. i pay those fees and it is to the government. it is the same as tax since it generates income for the government, that is as simple as it gets.

    10.) "As if we don't pay when we renew our passports?!?! " -- i know you do. again you are trying to put meaning in my post that is not there. you of course pay for your passport. in fact you pay more taxes than any of us OFWs do. but again, you missed the point. the point is we OFWs do pay taxes, too. i was countering your point that we OFWs do not pay tax.

    ok, this is my last post here. sorry mods, you know me, i never take things lying down. i never said any bad words yet so i'll stop now.
    Last edited by yebo; March 27th, 2004 at 12:52 AM.

  15. Join Date
    Feb 2004
    Posts
    726
    #15
    Galing din ng Fatima college ....medical board topnother palagi ang mga student nila....si Dr. Elmer pala ang latest topnotcher nila, nakita ko sa advert ng school!

  16. Join Date
    Oct 2002
    Posts
    9,894
    #16
    i wanted to stay out of this....but:

    i think the reason why the country's best and brightest leave for abroad is not just the financial opportunity but also because they (mostly correctly) believe that their best efforts to develop the philippines will be wasted because of corrupt politics, the lack of the infrastructure to support their efforts, and the fact that the people they help often do not have the initiative to help themselves and are simply looking for a free ride.

    who are we to deny anyone the opportunity to better themselves - even if an MD has to work as a nurse first, or an engineer has to work on an oil rig? smells like the famous crab mentality to me.

    nationalism is admirable, but blind nationalism is not. denying yourself and your children the best possible life you can provide, in order to work in a country where 80% of your efforts benefit the corrupt or those who do not care, is blind nationalism.

  17. Join Date
    Mar 2004
    Posts
    5
    #17
    yun ngang mga taga makati at alabang e isa isa nang nag ma migrate sa canada and u.s. ang reason ay for the future of their kids. graduate nga ng magagandang school ang mga anak nila, wala namang mapasukang magandang trabaho. me pera nga sila , wala namang magandang negosyo o safe investment.
    mayaman o mahirap , pareho lang ang hangad ng bawat isa. at ito ay hindi lang pera.

  18. Join Date
    Oct 2002
    Posts
    6,794
    #18
    go on until pajerokid and i reach a decision about this thread.

    pero pls lang...WALANG PERSONALAN.STOP THE FREAKING SARCASM.

    JUST STATE YOUR POINT WITHOUT BASHING (like using "BULLSHIT, YOU DON'T A THING ABOUT...." and the likes.)

    hindi namin kailangan ng mga taong hindi marunong makinig at rumespeto sa sasabihin ng iba dito.

  19. Join Date
    Oct 2002
    Posts
    2,286
    #19
    nakow....baka magalit na si fafa glenster...hehehe


    count to ten muna ser.....

    count to ten.....

    count to ten....

    relax.... pis po .....hehehe

  20. Join Date
    Oct 2002
    Posts
    13,415
    #20
    Originally posted by M54 Powered
    nationalism is admirable, but blind nationalism is not. denying yourself and your children the best possible life you can provide, in order to work in a country where 80% of your efforts benefit the corrupt or those who do not care, is blind nationalism.
    So agree.

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