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  1. kagalingan
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    September 17th, 2020 11:44 PM #121
    may kumikulit sa kapatid ko about sa credit card with free life insurance tapos no annual fee for life.

    tapos sa akin pinapasa ako naman kinukulit. Pero mabait si girl makipagusap. Nabosesan ko na nadismaya in a gentle manner kasi ayaw ko. Sabi ko madali mahack credit card at atm . Dinerecho ko na bakit ayaw ko. Hinid rin sya makasagot sa reasons ko. Trulala eh

    Pero bakit ngayon pandemice pa nagaalok. Di ba dapat maging conservative sila.
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  2. dr. d
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    September 17th, 2020 11:47 PM #122
    Quote Originally Posted by kagalingan View Post
    may kumikulit sa kapatid ko about sa credit card with free life insurance tapos no annual fee for life.

    tapos sa akin pinapasa ako naman kinukulit. Pero mabait si girl makipagusap. Pero nabosesan ko na nadismaya in a gentle manner kasi ayaw ko. Sabi ko madali mahack kahit atm . Dinerecho ko na bakit ayaw ko. Hinid rin sya makasagot sa reasons ko.

    Pero bakit ngayon pandemice pa nagaalok. Di ba dapat maging conservative sila.
    the best time to sell, is when someone wants to buy.

    so why don't you want a credit card?
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  3. kagalingan
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    September 18th, 2020 12:00 AM #123
    ^
    matagal sa kahera mga proceso. Ang dami chechebureche.

    Gusto ko sukli agad.

    kaya i like pag supermarket counter eh cash only. Doon ako pumipila maiksi. Minsan wala pa pila.
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  4. dr. d
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    September 18th, 2020 09:38 AM #124
    Quote Originally Posted by kagalingan View Post
    ^
    matagal sa kahera mga proceso. Ang dami chechebureche.

    Gusto ko sukli agad.

    kaya i like pag supermarket counter eh cash only. Doon ako pumipila maiksi. Minsan wala pa pila.
    but that gives you time to make ligaw the cahera and size her out...
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  5. baludoy's Avatar
    baludoy
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    September 24th, 2020 02:25 PM #125
    same lang ba ang management ng bpi family bank and bpi credit cards?

    pinadalhan uli ako ng bpi family kasi maski sinabihan ko na dati na hindi ako interested. tapos sinisingil pa ako ng annual fee maski never ko ginamit iyong una nila padala dati
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  6. ray_noel
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    October 12th, 2020 05:34 PM #126
    Hmmm... maganda offer ng citi... deposit ka lang ng cash may free annual ka ng citibank cc...



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  7. _Cathy_'s Avatar
    _Cathy_
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    October 12th, 2020 05:40 PM #127
    PHP 4 million ata maintaining balance ng Citi. Not very enticing for me
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  8. Monseratto's Avatar
    Monseratto
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    November 3rd, 2020 07:28 PM #128
    Cap on credit card interest rate, fees takes effect Nov. 3: BSP | ABS-CBN News
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  9. Wh1stl3r's Avatar
    Wh1stl3r
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    November 3rd, 2020 08:07 PM #129
    Quote Originally Posted by Monseratto View Post
    Cap on credit card interest rate, fees takes effect Nov. 3: BSP | ABS-CBN News
    Bawiin kaya ng CC companies ito sa mga merchants?
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  10. ninjababez's Avatar
    ninjababez
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    November 3rd, 2020 08:21 PM #130
    Quote Originally Posted by Wh1stl3r View Post
    Bawiin kaya ng CC companies ito sa mga merchants?
    baka mag cash only option nalang, pag ginawa nila yan sa small and medium business

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  11. Wh1stl3r's Avatar
    Wh1stl3r
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    November 3rd, 2020 09:02 PM #131
    Quote Originally Posted by ninjababez View Post
    baka mag cash only option nalang, pag ginawa nila yan sa small and medium business

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    Wondering kung saan nila babawiin yan bro. Ang laki naman ng effect sa bottom line nila kung i absorb nila lahat. Pag na charge naman sa merchant ipapasa din lang sa consumer. Or yun nga, cash na lang.
    Last edited by Wh1stl3r; November 3rd, 2020 at 09:06 PM.
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  12. papi smith's Avatar
    papi smith
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    November 14th, 2020 12:33 PM #132
    Ano kaya ito? Wala namang amount charged? Curious lang...img-c0c7deada4ba0f9a9fdbf89477dc559c-v.jpg
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  13. ninjababez's Avatar
    ninjababez
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    November 14th, 2020 01:14 PM #133
    Quote Originally Posted by papi smith View Post
    Ano kaya ito? Wala namang amount charged? Curious lang...img-c0c7deada4ba0f9a9fdbf89477dc559c-v.jpg

    bumping this .. nakakakita din ako phantom transactions dati tulad nito sa bpi app ko
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  14. papi smith's Avatar
    papi smith
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    November 14th, 2020 04:29 PM #134
    Ano nangyari bro? Wala lang? Nakaka praning ano. Meron nga pala nangyari na na charge sa akin ung purchase nung tao before me, sabi nung cashier, di raw yun valid. Tapos nakita ko sa bill ko, sabi nung kasamahan Niya, sagot daw ng cashier yun, di ko na hinabol.
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    tarzegetakizerd
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    November 16th, 2020 09:57 AM #135
    Quote Originally Posted by ninjababez View Post
    bumping this .. nakakakita din ako phantom transactions dati tulad nito sa bpi app ko
    ang alam ko yan yung rebates in case nacharge ka ng interests during the duration of bayanihan 2 (oct-nov). Hindi kasi need magbayad ng bills during that time, so parang irerebate lang if may nasingil sayo interest. But if you paid your bill, it shows up as zero.
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Credit Cards w/o Annual Fees