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  1. glenn manikis's Avatar
    glenn manikis
    glenn manikis is offline Banned!!!
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    August 18th, 2017 11:39 AM #31
    Quote Originally Posted by _Cathy_ View Post
    Ako lang ata ang happy sa BPI

    Sent from my GT-N7100 using Tapatalk
    Same po tayo... happy din with BPI...

    I always pay in full all purchases ko... para walang interest and finance charge...
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  2. shadow's Avatar
    shadow
    shadow is offline Darker and Bigger
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    August 18th, 2017 11:51 AM #32
    Quote Originally Posted by glenn manikis View Post
    Same po tayo... happy din with BPI...

    I always pay in full all purchases ko... para walang interest and finance charge...
    Is it not a given that we are all supposed to pay in full to avoid surcharge and interest?


    Sent from my iPhone using Tapatalk
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  3. _Cathy_'s Avatar
    _Cathy_
    _Cathy_ is offline High & Dry
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    August 18th, 2017 12:10 PM #33
    Quote Originally Posted by shadow View Post
    Is it not a given that we are all supposed to pay in full to avoid surcharge and interest?


    Sent from my iPhone using Tapatalk
    My first job was at credit cards departments. You would be surprised of the number of people who revolve their cards. Minimum payment or a little above lang binabayaran.

    Those who pay in full are called "transactors" and they are the minority. Nakakagulat how people who work in good companies, college grads e nagpapa interes sa cards.

    Sent from my GT-N7100 using Tapatalk
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  4. dr. d
    dr. d is offline Tsikoteer
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    August 18th, 2017 12:16 PM #34
    Quote Originally Posted by _Cathy_ View Post
    My first job was at credit cards departments. You would be surprised of the number of people who revolve their cards. Minimum payment or a little above lang binabayaran.

    Those who pay in full are called "transactors" and they are the minority. Nakakagulat how people who work in good companies, college grads e nagpapa interes sa cards.

    Sent from my GT-N7100 using Tapatalk
    they were probably asleep or absent sick, in eco, stat, or math class.
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  5. Walter's Avatar
    Walter
    Walter is offline Tsikot Member Rank 2
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    August 18th, 2017 01:57 PM #35
    Quote Originally Posted by shadow View Post
    Is it not a given that we are all supposed to pay in full to avoid surcharge and interest? Sent from my iPhone using Tapatalk

    You'd be surprised ...
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  6. Walter's Avatar
    Walter
    Walter is offline Tsikot Member Rank 2
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    August 18th, 2017 02:00 PM #36
    Quote Originally Posted by _Cathy_ View Post
    Those who pay in full are called "transactors"

    They are also called Deadbeats ...
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  7. baludoy's Avatar
    baludoy
    baludoy is offline nag-memeron
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    August 18th, 2017 03:00 PM #37
    ^ why deadbeats? because they don't earn from them?
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  8. Flipo
    Flipo is offline Verified Tsikot Member
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    August 18th, 2017 03:15 PM #38
    Quote Originally Posted by Flipo View Post
    I was offered free for life promo BPI credit card, only need to purchase 50K worth for 1 year.
    Pwede pa daw ibaba sa 20K, pasyal lang daw ako sa kanila.

    Hindi pala pwedeng bayaran yung mga monthly house bill thru CC, except meralco.
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  9. papi smith's Avatar
    papi smith
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    August 18th, 2017 04:42 PM #39
    gas and groceries lang solved na yan
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  10. Walter's Avatar
    Walter
    Walter is offline Tsikot Member Rank 2
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    August 18th, 2017 05:04 PM #40
    Quote Originally Posted by baludoy View Post
    ^ why deadbeats? because they don't earn from them?
    Not as much as from those who pay minimum allowable ...
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