Credit Cards w/o Annual Fees

**ninjababez** · August 20th, 2017 09:08 AM

Originally Posted by shadow

Did you also had it when they just starting to offer CC? There's a "founding member" printed under the name kaya Yun ang bonus free na lifetime.

Sent from my iPhone using Tapatalk

founding member, ito yung mga na migrate from equitable to bdo bro diba?

**dr. d** · August 20th, 2017 09:48 AM

Originally Posted by ninjababez

founding member, ito yung mga na migrate from equitable to bdo bro diba?

so, the founding member of bdo, is the pirated goods from equitable??
sa laki ng SM, i doubt that they had to pirate customers from anywhere else.
heh heh.

**ninjababez** · August 20th, 2017 11:23 AM

Originally Posted by dr. d

so, the founding member of bdo, is the pirated goods from equitable??
sa laki ng SM, i doubt that they had to pirate customers from anywhere else.
heh heh.

IIRC they were migrated, acquirem equi pci bank

Sent from my SM-C900F using Tapatalk

**shadow** · August 20th, 2017 02:14 PM

Originally Posted by ninjababez

founding member, ito yung mga na migrate from equitable to bdo bro diba?

No. Yun sa equitable is american Express.

Yun visa and Mastercard nila yan talaga offer nila Before nun umpisa pa lang sila nag issue ng CC,

Sent from my iPhone using Tapatalk

**ninjababez** · August 21st, 2017 05:50 AM

Originally Posted by shadow

No. Yun sa equitable is american Express.

Yun visa and Mastercard nila yan talaga offer nila Before nun umpisa pa lang sila nag issue ng CC,

Sent from my iPhone using Tapatalk

Ah ok
Isang manager kasi dito yan kwento ng bdo cc nya

Sent from my SM-C900F using Tapatalk

**glenn manikis** · August 21st, 2017 07:42 AM

BPI ko... wala naman annual fee...

No request done...

**hinlog** · August 21st, 2017 09:54 AM

Diners because I met their 10years loyalty before BDO bought its operations. Not sure if it is still being offered though.

Sent from my SM-G610Y using Tapatalk

**Mask Rider Blac** · August 21st, 2017 11:56 AM

Originally Posted by kreme

Pano kayo nag papawaive ng annual sa bpi? Haha. Parang wala pang 10 call center agents nila at any given time/day. Cancelled all my cards in bpi kasi di ko talaga matawagan, umabot ng 700+ yung call bill ko sa cp dahil sa kanila para lang mawaive ynug 1 kong card. And meron pakong isa card pa sa kanila. Kaya nun naka connect ako, pinacancel ko nalang pareho. Kesa every year mag hirap ako sa pag tawag.

Buti pa citibank, ang dali icontact. Wala rin problem mag pawaive. Kelangan lang ng konting takutan sa platinum kesa sa shell gold since mahal annual nya. Pero binibgay din naman. Even sa sec bank dali din icontact kahit almost 0 usage waived din.

Sent from my SM-G935F using Tapatalk

Through e-mail.

Sent from my SM-G7102 using Tsikot Forums mobile app

**kreme** · August 22nd, 2017 04:06 AM

Originally Posted by dr. d

magkano ba minimum sa citibank, to waive?
maliit lang kasi ang regulars sa CC ko, e.
i prefer to pay in cash, para maramdaman ko ang pain.

I'm also not sure sir. Pero my main citi card probably only incur around a 100k per year or even less. I only use it on gas, some utility bills, online purchase, dining, vacation, and some shopping. My other citi card, 0. My 2 sec bank card, 0 usage also, all waived easily. As long as wala kang installment sa card, sabihin mo lang agad na iccancel mo nalang yung card pag sinabi nilang iqqueue nila yung request mo sa card dept nila.

I have an ongoing car loan and condo loan so talagang di ko rin magamit yung cards.

) never pa din akong nag avail ng installment plans nila or even paid late kaya baka no risk na iretain nila ako as client.

Sent from my SM-G935F using Tapatalk

**kreme** · August 22nd, 2017 04:16 AM

Originally Posted by Mask Rider Blac

Through e-mail.

Sent from my SM-G7102 using Tsikot Forums mobile app

Pano to sir? Basta email lang sa expressonline*bpi.com.ph and include some needed details? Mabilis naman ang response? Can they also do card cancellation here? My payroll account is bpi kaya ok talaga sana si bpi.
-------

Usual kasing style ng agents is bbigyan ka nalang nila ng discount sa AF, kasi di na daw sila nag wwaive this year (haha), then ittry daw nilang iforward yung request ko sa dept nila wait nalang daw ako ng 3 biz days. E since madami akong card (at 1 point I had 7 cards I think, di ko naman din ginagamit), iinterrupt ko nalang agad na icancel nalang yung card. Konti palusot ng agent para hindi mo ituloy pero pag di ka nag papigil, bigla nalang nila sasabihin, ok na sir, waived na po yung card, keep nalang po yung card kahit di nyo pa sya plan gamitin baka in futute magamit.

Sent from my SM-G935F using Tapatalk