Credit Cards w/o Annual Fees

[sphinxz]

Heto na naman ang Citibank,- naniningil na naman ng annual fee

Stealthily,- nasa statement of account,- kung makakalusot lang.....

In my case nagaautoreverse naman sa next statement without me calling them. I believe part ng system or configuration ng cards na meron talagang AF and since di maremove, ireverse na lang ang workaround.
In my early years, yearly din ako, nagpapawaive. Nakulitan na siguro kaya autoreverse na lang.
Try mo hintayin ang next statement. if hindi nareverse, call them na.

[jaggerx3]

Nag apply ako ng credit card. Pero dalawang card pinadala sa akin!
Kailangan ko ba dalhin sa Citibank mismo eto? Di ko alam kung ano sa dalawa i aactivate ko

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[boybi]

Nag apply ako ng credit card. Pero dalawang card pinadala sa akin!
Kailangan ko ba dalhin sa Citibank mismo eto? Di ko alam kung ano sa dalawa i aactivate ko

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Same card number?

Same branding ba?

Sometimes, some bankd have separate cards for Peso and Foreign Currency transactions.

[dr. d]

Nag apply ako ng credit card. Pero dalawang card pinadala sa akin!
Kailangan ko ba dalhin sa Citibank mismo eto? Di ko alam kung ano sa dalawa i aactivate ko

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to be sure, ASK.
you might end up getting billed for two CCs.

[jaggerx3]

Same card number?

Same branding ba?

Sometimes, some bankd have separate cards for Peso and Foreign Currency transactions.

Same Citibank type of cards.
No annual fee lifetime. Pero magkaiba card numbers

to be sure, ASK.
you might end up getting billed for two CCs.

Mahirap kausap yung online nila. Might call later

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[@alon]

I have a Citibank cash back card, for so many years free ang annual fee since na meet ko yung minimum spending. Ngayon, bigla nag bill ng 3,500 na annual fee, so tumawag ako sa customer service and found out na binago na daw terms ng card, wala na yung free annual fee. To add, they can't reverse daw dahil wala sila marketing promo to reverse. Badtrip! I wanted to close the card, kaso meron pa ako more than 1 year na deferred payment.

[jaggerx3]

I have a Citibank cash back card, for so many years free ang annual fee since na meet ko yung minimum spending. Ngayon, bigla nag bill ng 3,500 na annual fee, so tumawag ako sa customer service and found out na binago na daw terms ng card, wala na yung free annual fee. To add, they can't reverse daw dahil wala sila marketing promo to reverse. Badtrip! I wanted to close the card, kaso meron pa ako more than 1 year na deferred payment.

Parang yung BDO AMEX Cash back. On our third year bawal na saw i waive nagbago policy. Kaya we have it cut na lang.
Citi Simplicity+ yung card ko na bago

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[jaggerx3]

Usually how much credit cards charge for cash advance?

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[sirkosero]

Usually how much credit cards charge for cash advance?

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Depends. A transaction charge of around 600 per advance and interest charge of around 3.5% daily until cycle date

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[ray_noel]

Hmmm... maganda offer ng citi... deposit ka lang ng cash may free annual ka ng citibank cc...



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[_Cathy_]

PHP 4 million ata maintaining balance ng Citi. Not very enticing for me

[Monseratto]

Cap on credit card interest rate, fees takes effect Nov. 3: BSP | ABS-CBN News

[Wh1stl3r]

Cap on credit card interest rate, fees takes effect Nov. 3: BSP | ABS-CBN News

Bawiin kaya ng CC companies ito sa mga merchants?

[ninjababez]

Bawiin kaya ng CC companies ito sa mga merchants?

baka mag cash only option nalang, pag ginawa nila yan sa small and medium business

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[papi smith]

Ano kaya ito? Wala namang amount charged? Curious lang...

[ninjababez]

Ano kaya ito? Wala namang amount charged? Curious lang...

bumping this .. nakakakita din ako phantom transactions dati tulad nito sa bpi app ko

[tarzegetakizerd]

bumping this .. nakakakita din ako phantom transactions dati tulad nito sa bpi app ko

ang alam ko yan yung rebates in case nacharge ka ng interests during the duration of bayanihan 2 (oct-nov). Hindi kasi need magbayad ng bills during that time, so parang irerebate lang if may nasingil sayo interest. But if you paid your bill, it shows up as zero.

[papi smith]

Ano nangyari bro? Wala lang? Nakaka praning ano. Meron nga pala nangyari na na charge sa akin ung purchase nung tao before me, sabi nung cashier, di raw yun valid. Tapos nakita ko sa bill ko, sabi nung kasamahan Niya, sagot daw ng cashier yun, di ko na hinabol.