If this is my monthly salary would it be enough to buy a bnew car?

[unmarked]

Unless maiipon mo yang pera or mapunta sa magandang investment, i say go for it. Kasi kung wala lang din mapuntahan yan gastos dito gastos dun taxi dito uber dun e kumuha ka na nga lang ng auto mo.

[sientobente]

Unless maiipon mo yang pera or mapunta sa magandang investment, i say go for it. Kasi kung wala lang din mapuntahan yan gastos dito gastos dun taxi dito uber dun e kumuha ka na nga lang ng auto mo.

I agree. Kapag magipon man ng pera, let us say P15,000 a month(equivalent ng ammortization), it will take him 5 to 6 years to be able to get 1. By that time, mas mahal na ang kotse na gusto niya and his money has been losing it's value. If he really needs a car, in which on another thread he mentioned that he now has a family, by all means buy one. Kaya and afford niya naman. Congrats by the way to the TS!

[KenGarcia]

I agree. Kapag magipon man ng pera, let us say P15,000 a month(equivalent ng ammortization), it will take him 5 to 6 years to be able to get 1. By that time, mas mahal na ang kotse na gusto niya and his money has been losing it's value. If he really needs a car, in which on another thread he mentioned that he now has a family, by all means buy one. Kaya and afford niya naman. Congrats by the way to the TS!

Kung kailangan naman talaga ng car why not. Sa hirap mag commute ngayon. Imagine if you are working in Makati tapos sa Bulacan ka pa manggagaling, mahina na 3 hrs na byahe tapos ilang sakay pa gagawin mo. That's 6hrs back and forth. That's 6hrs back and forth. I will trade expenses for convenience and time saved.

[dr. d]

if TS really needs a car, but has more modest income.. why not get a more affordable pre-owned car?
if he waits a year.. let's say, he has 60K for down payment for a new car.. hold on to that, and add 15K a month.. after a year, he will have saved 240K. that's enough for a modest second hand car. wala pa siyang utang!

..problem with today's ... "i want a car! now!"

heh heh.

hey! na-sabi ko na pala ito, last year pa!

[SkyFlakes88]

if TS really needs a car, but has more modest income.. why not get a more affordable pre-owned car?
if he waits a year.. let's say, he has 60K for down payment for a new car.. hold on to that, and add 15K a month.. after a year, he will have saved 240K. that's enough for a modest second hand car. wala pa siyang utang!

..problem with today's ... "i want a car! now!"

heh heh.

I agree with the dr. Just buy what you can afford. A pre owned car will do just fine if you really need one.

[dr. d]

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I agree with the dr. Just buy what you can afford. A pre owned car will do just fine if you really need one.

but today's... they don't need a brand new car.. they want a brand new car!

[dreamur]

Fortunate enough that i got a raise. Already got a honda jazz. After more than a year

TS got a car already, congrats bro! Hope the increaase is sufficient to cover for the monthly/annual expenses the good old doc mentioned more than a year ago.

[kimbon]

^^ ngek tapos na pala ang boxing and yet we're commenting about fight.

[SkyFlakes88]

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but today's... they don't need a brand new car.. they want a brand new car!

We'll that's a want against a need. Wants are dangerous in my book dr. d [emoji4]

[dr. d]

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^^ ngek tapos na pala ang boxing and yet we're commenting about fight.

this is for the lurkers out there..

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We'll that's a want against a need. Wants are dangerous in my book dr. d [emoji4]

VERY dangerous! i agree.
"bilmokonyon.. bilmokonyan, ha!"

and the bank warehouses are full of cars formerly owned by people who "needed a car.."

[jut703]

Mahirap magmaintain ng secondhand, but it'll still come out cheaper than going bnew. Just takes time and effort to look for the shops that offer your replacement parts for affordable prices.

If I couldn't afford bnew, I'd prefer to get an old secondhand car in cash. Kung need talaga yan, hindi ka magiging choosy.

And besides, a well-maintained old compact is still much better than a bnew subcompact. No hassle with insurance either (TPL lang). Di kailangan ipaservice sa casa.

[bloowolf]

If TS will consider a pre-owned, best to get from a close relative or friend. In this case, less of a risk & maintenance not
as bad. More expensive over all bnew, with insurance, PMS & amortization.

[Otsenre Onavlih]

I am also currently on the same dilemma with TS,

earning 80k+ gross so net is 60k+ but planning to buy a secondhand car with 400 to 500k budget, but the current problem is I havent decide which model to buy

[dr. d]

I am also currently on the same dilemma with TS,

earning 80k+ gross so net is 60k+ but planning to buy a secondhand car with 400 to 500k budget, but the current problem is I havent decide which model to buy

with that budget, you have a wide variety to choose from.
you can do the "bukang bibig" or default marquees.. that should offer you a greater promise of headache-free car maintenance.

[jut703]

I'd get a 2009-2010 FD Civic 1.8S MT at that price. Respectable car, abundant parts outside, easy to maintain, fast, fairly efficient.

If you need an SUV, the Nissan X-Trail has really low resale value which is good for secondhand buyers like you.

[cast_no_shadow]

I am also currently on the same dilemma with TS,

earning 80k+ gross so net is 60k+ but planning to buy a secondhand car with 400 to 500k budget, but the current problem is I havent decide which model to buy

Brand new is not an option?


Sent from my iPhone using Tapatalk

[halowan]

I'd get a 2009-2010 FD Civic 1.8S MT at that price. Respectable car, abundant parts outside, easy to maintain, fast, fairly efficient.

Im a honda boy pero I wont recommend this car unless it's the one with EPS. Sirain kasi yung power steering ng generation na to.

[dos2]

I am also currently on the same dilemma with TS,

earning 80k+ gross so net is 60k+ but planning to buy a secondhand car with 400 to 500k budget, but the current problem is I havent decide which model to buy

Pili ka muna sir ng model na gusto mo, gawa ka ng shortlist then test drive all if possible. Buksan mo rin po yung option ng brand new kasi kaya na ng budget mo.

Enjoy your car buying experience as much as possible, wag ka rin po magmamadali lalu na kung di naman urgent ang pangangailangan na magkaroon ng sasakyan. Ipon-ipon ka lang po muna ng pang down habang di ka pa nakakapili.
Marami dito sa tsikot ang handang magbahagi ng kanilang personal na karanasan at kaalaman tungkol sa sasakyan.

Depende sa life style mo, pero for a normal Filipino a 60K net monthly salary is enough to buy a decent brand new small car (e.g. Mirage, Celerio, Vios) or AUV (e.g. Avanza, Ertiga). Yun nga lang, kung mas malaking car talaga ang gusto mo like big AUV (Innova, Crosswind) or SUV (Fortuner, Montero) 2nd lang talaga ang papasok sa budget mo.

[dos2]

doble doble

[jut703]

Di lang power steering, pati engine mounts at aircon madali din bumigay. But lahat naman ng sasakyan bumibigay over time.

If there's anything I learned in buying secondhand cars, it's that they WILL break down, and it's more important that the replacement parts are easily available and that shops know how to fix your car.